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What is a Tax-Free Bond – Its Types and How to Invest?

As you already know, bonds are fixed-income instruments that are issued by governments, corporations and similar bodies to fund big projects. These might include expansion and maintenance of railways, power plants and construction of affordable housing facilities. Bonds are high-security debt instruments that are categorised under fixed income asset class. They come with a maturity …

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Car Loan Against FD – Interest rates and How to Apply?

Fixed Deposits / By Yashuman shekar

Very often, you might have come across banks and NBFCs offering loan facilities against fixed deposits. The car loan against FD facility is one of the additional benefits provided by FD schemes besides high-yielding returns. As the name suggests, this facility allows you to apply for a loan by leveraging your ongoing FD investment. Keep …

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How to Close FD in BOB – Online and Offline Process

Fixed Deposits / By Yashuman shekar

Fixed deposits are one of the safest means of investment. However, there are times when we need to break our FDs before maturity. It can be due to several circumstances like financial emergencies or to switch to a better investment option. In such cases, premature FD withdrawal or breaking an FD can often seem troublesome.At …

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Types of Debentures – Benefits and Working

Fixed Deposits / By Yashuman shekar

Do you want a fixed income but want to diversify your investment portfolio at the same time? Then, you must know about the different types of debentures. Before we dive into more details about its types, you may want to know what debentures are. Well, these are long-term debt financial instruments issued by governments or …

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Municipal Bonds – Types, Benefits and Taxation

Bonds / By Yashuman shekar

Municipal bond markets in India initially faced challenges despite decentralization efforts. However, recent progress suggests a potential upside. Between 2017 and 2022, Rs. 3,840 crore was raised through municipal bonds. Despite this, grant aid remains the primary method of financing city projects. Municipal bonds offer a safe investment option as they are backed by the …

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Capital Small Finance Bank FD Rates 2023 – Features & Benefits

Fixed Deposits / By Yashuman shekar

Established in 2000, Capital Small Finance Bank became operational as India’s 1st small finance bank in the year 2016. The bank was started with a mission to inculcate advanced technologies and modern banking facilities in the rural and underserved parts of the country. The bank offers attractive fixed deposit rates and various FD schemes, catering …

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TMB FD Interest Rates 2023 – How to Book TMB FD Online?

Fixed Deposits / By Yashuman shekar

Established in 1921, Tamilnad Mercantile Bank Limited is one of the leading financial institutions in South India. It offers customised banking services, including a wide range of fixed deposits. The bank has over 536 branches, 1149 ATMs, 334 cash recycle machines, and 12 regional offices. TMB FD interest rates are quite lucrative, and it can …

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Bank of Maharashtra Fixed Deposit Rates – Dec 2023

Fixed Deposits / By Yashuman shekar

Headquartered in Pune, Bank of Maharashtra is a leading public sector bank. The bank started its journey in 1936. With many awards in its possession such as ‘Best Banker-Customer Friendliness’ and ‘Best Public Sector Bank’, it offers a wide range of services starting from deposits and loans to various digital products. Moreover, the bank has …

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