Are you tired of standing in long queues at the bank and waiting for your turn to complete simple transactions? Axis Bank offers a convenient solution to all your banking needs with its efficient and user-friendly online bank services. In this article, we will explore the features and benefits of Axis Bank Net Banking and how it can simplify your banking experience.
Axis Bank Internet Banking
Axis Bank is one of India’s leading private-sector banks offering a wide range of banking services, such as loans, credit cards, fixed deposits and online banking services. It allows customers to perform various banking activities from the comfort of their homes or offices, eliminating the need to visit a physical branch. With Axis Bank Internet Banking, customers can access their accounts, make transactions, pay bills, view expenses and manage their finances conveniently.
How to Set up Axis Bank Net Banking?
Follow these simple steps to set up your Axis Bank Net Banking account:
- Visit the official website of Axis Bank
- Click on the “Register” option
- Now, select the customer ID or Mobile number
- Enter your account details, including the Customer ID & registered mobile number
- Create a username and password for your net banking account
- Set up a secure PIN for future transactions
How to Login into Axis Bank Net Banking?
Once you have registered for Axis Bank Net Banking, you can log in to your account using the following steps:
- Visit the Axis Bank website
- Click on the “Login” option
- Now select from the given options –
- Login ID/Customer ID
- Debit Card Number or
- Enter your details and Click on the “Login” button to access your Axis Bank Net Banking account
How to Transfer Funds Through AXIS Bank Internet Banking?
Transferring funds through AXIS Bank Internet Banking is a simple and convenient process. Follow the step-by-step instructions below to initiate a fund transfer:
- Visit the official AXIS Bank website and log in to your Internet Banking account using your username and password.
- Once logged in, navigate to the “Fund Transfer” or “Payments” section.
- Choose the payment method as IMPS/NEFT/RTGS
- Select the type of fund transfer you wish to make
- Transfer to AXIS Bank Account: If you want to transfer funds to another AXIS Bank account, choose this option.
- Transfer to Other Bank Account: If you want to transfer funds to an account held with another bank, select this option. You must provide the beneficiary’s bank account details, including the account number, bank name, branch, and IFSC code.
- Enter the required details for the fund transfer. This typically includes the beneficiary’s account details, the transfer amount, and any remarks or additional information you want to include.
- Verify your entered information and click on the “Submit” or “Confirm” button to initiate the fund transfer.
Axis Bank Internet Banking Features
Axis Bank Net Banking offers many features and services to enhance your banking experience. Let’s explore some of the key features:
1. Account Balance and Statement
You can check your account balance and download your account statements directly from the net banking portal. This feature helps you keep track of your finances and monitor your transactions effectively.
2. Fund Transfers
Axis Bank Internet Banking enables you to transfer funds seamlessly between your Axis Bank accounts or to other bank accounts. You can make immediate or scheduled transfers, ensuring quick and hassle-free transactions.
3. Bill Payments
Say goodbye to standing in long queues to pay your bills. Axis Bank Net Banking allows you to pay utility bills, credit card bills, insurance premiums, and more with just a few clicks. You can also set up standing instructions for recurring payments.
4. Online Shopping
Axis Bank Net Banking offers a secure and convenient platform for online shopping. You can pay on e-commerce websites and enjoy exclusive discounts and offers from Axis Bank’s partner merchants.
5. Fixed Deposits and Investments
Manage your fixed deposits and investments through the net banking. You can open new fixed deposits, track existing ones, and explore various investment options Axis Bank offers.
6. Credit Card Management
Access and manage your Axis Bank credit card through online banking. You can view credit card statements, check reward points, and make credit card payments online.
7. Mobile Recharge and DTH Payments
Recharge your mobile phones and pay DTH bills instantly using Axis Bank Net Banking. This feature provides a convenient way to stay connected and enjoy uninterrupted entertainment services.
8. Requesting Cheque Book and Statements
With Axis Bank Internet Banking, you can request a new chequebook or account statement without visiting the bank branch. This saves time and ensures you have access to essential banking documents whenever required.
9. Loan and EMI Management
If you have loans or EMIs with Axis Bank, you can manage them through your Internet banking. Track your loan status, pay EMIs, and access loan-related documents conveniently.
10. Customer Support and Assistance
Axis Bank provides excellent customer support for online banking users. You can reach out to the dedicated helpline or use the online chat feature to resolve any queries or issues related to internet banking.
Charges Applicable for Axis Bank Net Banking
|Transaction Type||Transaction Amount||Charges (Approximate)|
|IMPS (Outward)||Up to ₹10,000||₹2 per transaction|
|Above ₹10,000 up to ₹1 lakh||₹3 per transaction|
|Above ₹1 lakh up to ₹2 lakh||₹5 per transaction|
|Above ₹2 lakh||₹15 per transaction|
|IMPS (Inward)||All transaction amounts||No charges|
|NEFT (Outward)||Up to ₹10,000||₹2.50 per transaction|
|Above ₹10,000 up to ₹1 lakh||₹5 per transaction|
|Above ₹1 lakh up to ₹2 lakh||₹15 per transaction|
|Above ₹2 lakh||₹25 per transaction|
|NEFT (Inward)||All transaction amounts||No charges|
|RTGS (Outward)||₹2 lakh and above||₹25 per transaction|
|RTGS (Inward)||All transaction amounts||No charges|
Security Measures in Axis Bank Internet Banking
Axis Bank takes the security of its online banking platform seriously. Here are some security measures implemented to protect your account:
- Two-factor authentication: Axis Bank Net Banking uses two-factor authentication, ensuring only authorised users can access the account.
- Secure Socket Layer (SSL) encryption: All data transmitted between your computer and Axis Bank’s servers is encrypted using SSL, safeguarding it from unauthorised access.
- Secure access code: You need to enter a secure access code sent to your registered mobile number to complete certain transactions, adding an extra layer of security.
- Timed log out: If you remain inactive for a specific period, your net banking automatically logs you out to prevent unauthorised access.
Tips for Using Axis Bank Internet Banking Safely
Axis Bank provides a secure environment for online banking, and it’s essential to follow some best practices to ensure the safety of your account:
- Keep your axis net banking login credentials confidential, and do not share them with anyone.
- Use strong passwords that combine uppercase, lowercase letters, numbers, and special characters.
- Regularly update your passwords and avoid using the same password for multiple accounts.
- Be cautious of phishing attempts and avoid clicking on suspicious links or providing personal information on unknown websites.
- Keep your mobile number and email address updated to receive important notifications and alerts from Axis Bank.
Axis Bank Internet Banking provides a convenient and secure way to manage your banking needs from the comfort of your home or office. With many features and services, you can easily perform various transactions, pay bills, and access essential banking information. Ensure you follow the security measures and best practices to protect your account and enjoy a seamless banking experience with Axis Bank Net Banking.