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HDFC Netbanking – How to Register & Login?

HDFC Bank is India’s largest private sector bank in terms of assets and the 5th-largest bank in the world in terms of market capitalisation. Besides its extensive portfolio of banking products, the bank is widely known for providing customers with convenient 24/7 access to their accounts and enabling a wide range of transactions. These services can be activated at no cost and are available to all bank account holders. In this blog, we will walk you through a detailed guide on HDFC Bank internet banking services while highlighting the steps on how to avail these services. 

HDFC Netbanking Services

HDFC online banking extends a range of services to cater to the diverse financial needs of the account holders. Here are some of the most essential services offered by the bank. 

1. Loan Management

This facility features comprehensive information about loans, including balances, payment histories, and repayment schedules. Additionally, users can apply for loans and track their applications seamlessly.

2. Fund Transfer

The HDFC Bank internet banking platform facilitates seamless fund transfers, allowing customers to move funds between HDFC Bank accounts and accounts in other Indian banks using NEFT, RTGS, IMPS, and UPI.

3. Account Management

Account management features empower customers to oversee their savings, current, and credit card accounts effortlessly. They can access real-time information, including account balances, transaction histories, and downloadable account statements.

4. Recharge and Utility Bill Payments

Bill payments become hassle-free through HDFC Bank Netbanking, enabling users to settle utility, credit card, and various bills online. The platform also supports automated bill payments and provides timely bill alerts.

5. Online Shopping Facilities

Online shopping is made secure and convenient, with HDFC Bank Netbanking allowing customers to make payments using their debit or credit cards.

6. Mobile Banking App

Mobile banking enhances accessibility, allowing HDFC Bank Netbanking users to enjoy similar features through the convenience of the HDFC Bank mobile banking app.

7. Investment Options

For those keen on investments, HDFC Bank Netbanking serves as a gateway to explore options like mutual funds and fixed deposits offered by the bank.

How to Register to HDFC Net Banking?

There are four ways in which you can register for HDFC Bank internet banking services. Here is a step-by-step guide on how you can register using these methods:

Using OTP

This is the fastest and easiest method for existing HDFC Bank account holders for net banking login. Simply follow these steps:

  • Step 1: Visit the HDFC Bank internet banking registration portal.
  • Step 2: Enter your Customer ID provided by the bank.
  • Step 3: Confirm your registered mobile number with the bank.
  • Step 4: Input the OTP received on your mobile number.
  • Step 5: Provide details of your HDFC Debit card.
  • Step 6: Set your HDFC netbanking online banking IPIN.
  • Step 7: Log in to the HDFC Netbanking platform using your newly set IPIN. 

Using Welcome Kit (Online)

If you received a Welcome Kit when opening your HDFC Bank account, it contains your Customer ID and IPIN. You can use these to register online:

  • Step 1: Obtain the Netbanking registration form from your nearest HDFC branch or download it and submit it to the bank.
  • Step 2: HDFC will courier your IPIN to your registered address.
  • Step 3: Visit the HDFC Bank internet banking portal and enter your Customer ID and the IPIN received in the welcome kit.
  • Step 4: On the next page, enter your old password (IPIN), create a new Netbanking password, and confirm it.
  • Step 5: Your Netbanking password will be updated, and you can log in with it.

Using ATM

Here is how to register for Netbanking at an HDFC ATM:

  • Step 1: Visit your nearest HDFC Bank ATM counter.
  • Step 2: Insert your HDFC Bank Debit Card and enter your ATM PIN.
  • Step 3: Select “Other Options” from the main menu. 
  • Step 4: Choose “NetBanking Registration.
  • Step 5: Confirm your registration request.

HDFC Bank will courier your IPIN to your registered address within 5 working days.

Using HDFC Phone Banking

To register via phone banking, follow these steps:

  • Step 1: Call the HDFC Phone Banking number.
  • Step 2: Provide your Customer ID and Telephone Identification Number (TIN) or your Debit Card and PIN for verification.
  • Step 3: Inform the agent you wish to register for Netbanking.

Your IPIN will be couriered to your registered address within 5 working days.

How to Login to HDFC Net Banking?

HDFC login net banking is a very easy process. Here is a step-by-step guide on how to do so. 

  • Step 1: Visit the official HDFC Bank website and locate the dedicated Netbanking login section.
  • Step 2: Click on “Continue to Netbanking” to access the login form.
  • Step 3: Provide your unique Customer ID and IPIN. Ensure both details are accurate and complete.

Once you have entered your credentials correctly, click the “Login” button. If everything is valid, you will gain access to your HDFC Netbanking account and its features.

How to Reset HDFC Netbanking Password?

If you forgot your HDFC Netbanking Login Password, do not worry, resetting it is a quick and easy process. Here is how you can do it easily:

  • Step 1: Visit the official HDFC Bank internet banking website and navigate to the NetBanking login section.
  • Step 2: Click on the “Forgot Password” option located near the login section. Clicking it will initiate the password recovery process.
  • Step 3: Enter your Customer ID and choose to receive the One-Time Password (OTP) either on your registered mobile number or email address.
  • Step 4: Enter the received OTP to confirm your identity and proceed.
  • Step 5: Choose a new, strong password that meets the bank’s security requirements. Ensure it is unique and difficult to guess.
  • Step 6: Re-enter your chosen password to confirm its accuracy and click the “Submit” button to complete the password reset process.

How to Check HDFC Account Balance Online?

Checking your HDFC account balance online is quick and simple. Here is the step-by-step guide:

  • Step 1: Log in to your HDFC Bank internet banking account using your Customer ID and password.
  • Step 2: Locate the “Accounts” tab within the NetBanking interface. Under this tab, find and click on the “Accounts Summary” option. A comprehensive list of all your HDFC accounts will be displayed on your screen.
  • Step 3: Locate the specific account for which you wish to check the balance. Simply click on the account name or its corresponding icon to view its details.

Upon selecting the desired account, you will be presented with a detailed overview of the account balance. 

How to Transfer Money via HDFC Netbanking?

After a successful HDFC Netbanking login, account holders should follow the below-mentioned steps to make fund transfer easily:

  • Step 1: Upon logging into HDFC Bank internet banking, navigate to the “Fund Transfer” tab.
  • Step 2: Choose one of the available fund transfer options and proceed to select a drawee account, beneficiary, transfer amount, transfer description, transfer type and the desired receipt location for fund transfer status.
  • Step 3: Agree to the terms and conditions and proceed by clicking on “Continue”.
  • Step 4: Verify all transaction details on the next page and confirm the transfer by clicking on “Confirm”.

The subsequent page will provide the account holder with a reference number and acknowledgement of the fund transfer, facilitating tracking at a later stage.

HDFC Netbanking – Daily Limits and Charges

Mode of TransferMinimum Transfer LimitMaximum Transfer LimitCharges ApplicableSettlement Speed
NEFTNo LimitNo LimitNIL charges for online transfers After 30 minutes
IMPSNo Limit₹2 lakhsNIL charges for online transfersInstantly
RTGS₹2 lakhs₹25 lakhsNIL charges for online transfersInstantly

How to Pay Credit Card Bills via HDFC Netbanking?

HDFC netbanking credit card bill payment is a hassle-free process. Follow these simple steps to complete this:

  • Step 1: Visit the official HDFC Bank internet banking website and click on “Login”. Subsequently, click on “Continue to Netbanking” to proceed.
  • Step 2: Enter your User ID/Customer ID and click “Continue”. Then, enter your IPIN/Netbanking password and click “Login”.
  • Step 3: Once logged in, click on the “Cards” tab.
  • Step 4: Under “Transact”, choose the “Credit Card Payment” option from the dropdown.
  • Step 5: Choose your payment type between “Registered HDFC Bank Credit Card” or “Other HDFC Bank Credit Card”.
  • Step 6: Specify the account from which you wish to pay and choose the desired HDFC Credit Card number.
  • Step 7: Select the intended payment amount from the available options: “Last Statement Balance”, “Minimum Amount Due”, or “Other Amount”.

Review your payment details and confirm the transaction to successfully pay your HDFC Credit Card bill through Netbanking.

HDFC Netbanking Features

HDFC Bank Internet banking offers some incredible features to its account holders, some of which are discussed below. 

  1. Ensures secure transactions with robust multi-level authentication protocols.
  2. Comprehensive dashboard of all accounts and product holdings for a comprehensive financial overview.
  3. Swift and hassle-free fund transfers with auto-selection between IMPS, UPI, and NEFT.
  4. Instantly share payment receipts post-transaction completion for seamless record-keeping.
  5. Create a personalised list of frequent transactions for quick and convenient payments.
  6. Pay utility bills instantly, including mobile bills, electricity, gas, cable TV and more.
  7. Establish automatic payments to avoid missing due dates and ensure timely transactions.
  8. Link and monitor all credit card transactions, make payments and check reward point status.
  9. Immediate hotlist for lost credit or debit cards for enhanced security.
  10. Check Demat Account balances and manage investments seamlessly.
  11. Update profile information and Aadhar card details, download e-TDS certificates, apply for new savings accounts or credit cards, apply for loans, purchase or renew insurance, and buy e-Gift and Forex Cards.
  12. Connect with your relationship manager with a single click for personalised assistance. 

HDFC NetBanking Customer Care

HDFC online banking login offers one of the best customer services among the other banks in the country. The customer care number varies from city to city. Here is a list of the customer care numbers of different cities:

CityHDFC Customer Care Number
Cochin0484 6160 616
Bengaluru080 6160 6161
Jaipur0141 6160 616
Chennai044 6160 6161
Hyderabad040 6160 6161
Delhi & NCR011 6160 6161
Chandigarh0172 6160 616
Kolkata033 6160 6161
Ahmedabad079 6160 6161
Indore0731 6160 616
Pune020 6160 6161
Mumbai022 6160 6161
Lucknow0522 6160 616

Final Word

HDFC Bank Internet banking emerges as a user-friendly, secure, and feature-rich platform, making banking operations efficient and accessible for its vast customer base. This comprehensive blog covers essential processes like resetting passwords, checking account balances, and transferring money, offering a holistic understanding of the platform’s functionalities.

FAQs

How to get the IPIN for the HDFC Netbanking login?

For security purposes, your IPIN will be delivered to you by mail as a welcome kit and will not be disclosed online.

Do I have to pay any fee for registering HDFC netbanking or online banking?

The activation of HDFC Bank’s Internet banking service is provided to the customer at no cost through all four available methods.

How to transfer money without adding any beneficiary with HDFC internet banking online?

You can transfer funds from HDFC Bank to an account without adding the beneficiary by utilizing IMPS transfer with MMID, which stands for Mobile Money Identification Number—a unique seven-digit identifier.

How many IMPS does HDFC login net banking offer per day?

There is no specified maximum limit for IMPS fund transfers through HDFC Bank, allowing customers to utilise this service without restrictions.

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Stable Money

At Stable Money, we have only one goal: turning your income into long-term wealth.
We believe sharing knowledge through relatable content is a powerful medium to empower and guide Indians on the path to financial freedom.
Towards this goal, we are trying to simplify jargon and industry lingo for the common man, by bringing most accurate finance-related information to our readers.

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