SIPs allow you to book Fixed deposits automatically and get guaranteed returns. You have the flexibility to choose SIP amount, frequency, date and cutoff interest rate. On the scheduled SIP day, a new FD is booked of the selected tenure. The interest rate for each deposit is equal to the interest rate offered by Shivalik Bank on the day of SIP for the selected tenure. You can edit, pause, stop aur skip an SIP anytime.

Yes, you can withdraw your FD investment made through the Stable Money app anytime after 7 days. Your principal will be 100% secure, and interest will be applied based on the held tenure. Your invested amount will be credited to your bank account by the end of the next working day.

Shivalik SF Bank allows investments using both UPI and net banking. UPI: If you choose UPI as your payment method, you can book an FD of up to ₹1 lakh. All popular UPI apps are supported, including Paytm, Google Pay, and PhonePe. Net banking: Transactions of ₹80,000 or above can use net banking as a payment option. All popular banks support net banking services.

Yes, absolutely! The advantage of booking an FD through the Stable Money app is that you can invest in high-interest FDs without needing to open a savings account with the bank. You can digitally book an FD, with the money being invested from your source account and the maturity amount refunded to the same account. The entire booking process takes just 3 minutes, so give it a try today!