South Indian Bank
RBI-REGULATED PUBLICLY LISTED
| Tenure | Regular | Sr. Citizen |
|---|---|---|
4Y 11M 29D | 7.20% | 6.70% |
3Y 3M | 7.70% | 7.20% |
2Y 6M | 7.50% | 7.00% |
1Y 6M | 7.90% | 7.40% |
1Y 7D | 7.90% | 7.40% |
1Y | 7.20% | 6.70% |
Withdraw anytime after 7 days
Up to ₹5 lakh is insured by RBI's subsidiary DICGC
24 x 7 Stable Money support
No penalty on your principal amount for premature withdrawal
FACT SHEET
Minimum investment
₹1,000
Withdraw anytime after
7 days
You can make your FD investment in this bank using either Net banking or UPI
Quarterly compounding means your interest is calculated and added back every three months, not just once a year. This means each quarter’s interest also earns its own interest the next quarter, which increases your investment’s growth over time. For example, with this, your effective annual return (XIRR) jumps from 9.00% to 9.21%
Know your returns
This is how much you
earn if you invest today!
₹1,00,000
₹1,11,637.43
Withdrawal calculator
Expected returns
₹1,11,637.43
7.4% interest rate applicable
1Y 6M
7D
At maturity
COMPARE WITH TOP BANKS
*Highest FD rates in each bank
SBI
South Indian Bank
HDFC Bank
ABOUT SOUTH INDIAN BANK
Assets under management
₹1,00,000 Cr+
Customers served
72 lakh
Number of branches
947 branches
Founded in
1929
Listed on
NSE, BSE
STABLE MONEY PROMISE
Your money goes directly to the South Indian Bank
You will get an FD receipt from South Indian Bank
You will receive your funds within 2 working days post-withdrawal
REACH OUT TO US
Need help choosing your FD?
All your queries answered by Stable Money experts
FREQUENTLY ASKED QUESTIONS
Yes, it is safe. South Indian Bank is regulated by the RBI, and deposits are insured up to ₹5 lakh by the RBI's wholly owned subsidiary, DICGC. The bank has 947 branches, over ₹1,00,000 crore in assets under management, and more than 72 lakh customers.
There is no limit to the amount of money that can be deposited in fixed deposits with South Indian Bank. You can invest any amount, with a minimum of ₹1,000 needed to start However, each transaction might have certain limits depending on the payment method chosen by the customer. UPI: If you choose UPI as your payment method, you can book an FD of up to ₹1 lakh. All popular UPI apps are supported, including Paytm, Google Pay, and PhonePe. The list of banks supported through net banking are: 1. State Bank of India 2. HDFC Bank 3. ICICI Bank 4. Axis Bank 5. Federal Bank 6. Yes Bank
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