South Indian Bank

RBI-REGULATED PUBLICLY LISTED

Tenure Regular Sr. Citizen

2Y 6M

popular

6.80%

7.30%

1Y 6M

6.60%

7.10%

1Y

6.25%

6.75%

4Y 11M 29D

6.20%

6.70%

Withdraw anytime after 7 days
Up to ₹5 lakh is insured by RBI's DICGC
24 x 7 Stable Money support

Fact sheet

Know your returns

This is how much you

earn if you invest today!

Money-coins

₹1,00,045.9


2Y 6M
@ 7.3%

₹1,19,836


Withdrawal calculator

Expected returns

₹1,00,046

You can withdraw only after 7D

7D

7D

At maturity

Compare with top banks

HDFC
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South Indian Bank

*Highest FD rates in each bank

About South Indian Bank

Stable money promise

Your money goes directly to South Indian Bank
You will get an FD receipt from South Indian Bank
You will receive your funds within 2 working day post-withdrawal

reach out to us

Need help choosing your FD?

All your queries answered by Stable Money experts

representative

Open South Indian Bank Fixed Deposit Online with Stable Money

frequently asked questions

Yes, absolutely!
South Indian Bank is regulated by the RBI, and deposits are insured up ₹5 lakh by the RBI's wholly owned subsidiary, DICGC. The bank has over ₹1 Lakh Cr in assets under management and more than 76 Lakh customers.

You can withdraw your FD anytime after 7 days of booking on the Stable Money app.


Follow these simple steps to withdraw your FD:


  1. Go to Passbook.
  2. Click on your bank FD, or go to My Investments and select your specific FD.
  3. Scroll down and tap on Break FD.
  4. Confirm your withdrawal bank (or choose a new one).
  5. Tap Continue on the Rate of Interest display.
  6. Slide to withdraw your FD amount.


Your invested amount will be credited to your chosen bank by the end of the next day.

South Indian Bank allows investments through both UPI and Net Banking.


UPI: If you choose UPI as the payment method, you can book an FD of up to ₹1 lakh. All popular UPI apps are supported, including Paytm, Google Pay, PhonePe, and many others.


Net Banking: For transactions of ₹80,000 or above, you can use Net Banking as the payment option. All major banks support Net Banking services.

Video KYC is an RBI-mandated process that is a one-time requirement for each bank. Below are the conditions under which video KYC is required:
Video KYC is required if: You are booking your first FD with a particular bank for an amount greater than ₹90,000 or with a tenure greater than 1 year. You are booking your second FD with a particular bank, where the first booking did not require video KYC.

There is no limit to the amount of money that can be deposited in fixed deposits with South Indian Bank. You can invest any amount, with a minimum of ₹1,000 needed to start However, each transaction might have certain limits depending on the payment method chosen by the customer. UPI: If you choose UPI as your payment method, you can book an FD of up to ₹1 lakh. All popular UPI apps are supported, including Paytm, Google Pay, and PhonePe. The list of banks supported through net banking are: 1. State Bank of India 2. HDFC Bank 3. ICICI Bank 4. Axis Bank 5. Federal Bank 6. Yes Bank

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© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.