Tenure | Regular | Sr. Citizen |
---|---|---|
5Y | 8.25% | 8.75% |
3Y | 8.60% | 9.10% |
2Y 3M | 8.60% | 9.10% |
2Y 2D | 8.60% | 9.10% |
1Y 9M | 8.50% | 9.00% |
1Y 1D | 8.25% | 8.75% |
1 Y | 8.05% | 8.55% |
6M 1D | 7.25% | 7.75% |
7D | 4.00% | 4.50% |
Instant withdrawal available
Up to ₹5 lakh is insured by RBI's subsidiary DICGC
Withdraw anytime after 7 days
No penalty on your principal amount for premature withdrawal
FACT SHEET
Minimum investment
₹1,000
Withdraw anytime after
7 days
You can make your FD investment in this bank using either Net banking or UPI
Quarterly compounding means your interest is calculated and added back every three months, not just once a year. This means each quarter’s interest also earns its own interest the next quarter, which increases your investment’s growth over time. For example, with this, your effective annual return (XIRR) jumps from 9.00% to 9.21%
Know your returns
This is how much you
earn if you invest today!
₹1,00,000
₹1,29,080.44
Expected returns
₹1,29,080.44
8.6% interest rate applicable
3Y
7D
At maturity
COMPARE WITH TOP BANKS
*Highest FD rates in each bank
SBI
HDFC Bank
Suryoday SF Bank
ABOUT SURYODAY SF BANK
Assets under management
₹6,000 Cr+
Customers served
24.3 lakh
Number of branches
556 branches
Founded in
2017
Listed on
NSE, BSE
STABLE MONEY PROMISE
Your money goes directly to the Suryoday SF Bank
You will get an FD receipt from Suryoday SF Bank
You will receive your funds instantly post-withdrawal
REACH OUT TO US
Need help choosing your FD?
All your queries answered by Stable Money experts
FREQUENTLY ASKED QUESTIONS
Yes, it is safe. Suryoday Small Finance Bank is regulated by the RBI, and deposits are insured up to ₹5 lakh by the RBI's wholly owned subsidiary, DICGC. The bank has 556 branches, over ₹6,000 crore in assets under management, and more than 24 lakh customers.
Yes, you can withdraw anytime after 7 days. The rate will depend on the held tenure.
There is no limit to the amount of money that can be deposited in fixed deposits with Suryoday SF Bank. You can invest any amount, with a minimum of ₹1,000 needed to start. However, each transaction may have specific limits depending on the mode of payment chosen by the customer: UPI: If you choose UPI as your payment method, you can book an FD up to ₹1 lakh. All popular UPI apps are supported, including Paytm, Google Pay, and PhonePe. Net banking: Transactions of ₹80,000 or above can use net banking as a payment option. All popular banks support net banking services.
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