Tenure | Regular | Sr. Citizen |
---|---|---|
15 months | 8.00% | 8.50% |
1 Year | 8.25% | 8.75% |
Monthly or quarterly interest payout available
Up to ₹5 lakh is insured by RBI's subsidiary DICGC
Zero pre-mature withdrawal penalty after 6 months
FACT SHEET
Minimum investment
₹1,000
Withdraw anytime after
FD booking
Payment modes
Debit card, Net banking
Quarterly compounding means your interest is calculated and added back every three months, not just once a year. This means each quarter’s interest also earns its own interest the next quarter, which increases your investment’s growth over time. For example, with this, your effective annual return (XIRR) jumps from 9.00% to 9.21%
Ujjivan SF bank offers interest payout monthly quarterly and at-maturity
Know your returns
This is how much you
earn if you invest today!
₹1,00,000
₹1,08,508.76
Expected returns
₹1,08,508.76
8.25% interest rate applicable
1Y
0D
At maturity
COMPARE WITH TOP BANKS
*Highest FD rates in each bank
SBI
HDFC Bank
Ujjivan SF Bank
ABOUT UNITY SMALL FINANCE BANK
Assets under management
30,000 Cr+
Customers served
87 lakh
Number of branches
750+ branches
Founded in
2017
Listed on
NSE, BSE
STABLE MONEY PROMISE
Your money goes directly to the Ujjivan SF Bank
India's third largest small finance bank
You will get an FD receipt from Unity Small Finance Bank
REACH OUT TO US
Need help choosing your FD?
All your queries answered by Stable Money experts
FREQUENTLY ASKED QUESTIONS
Yes, it is safe. Ujjivan SF Bank is regulated by the RBI, and deposits are insured up to ₹5 lakh by the RBI's wholly owned subsidiary, DICGC. The bank has over 750 branches, over ₹30,000 crore in assets under management, and more than 87 lakh customers.
ISO 27001:2022