Tenure | Regular | Sr. Citizen |
---|---|---|
5 Years | 8.15% | 8.65% |
3 Years 1 Day | 8.15% | 8.65% |
1001 Days | 9.00% | 9.50% |
701 Days | 8.75% | 9.25% |
501 Days | 8.75% | 9.25% |
1 Year | 7.85% | 8.35% |
201 Days | 8.25% | 8.75% |
190 Days | 8.25% | 8.75% |
No new savings account needed
Up to ₹5 lakh is insured by RBI's subsidiary DICGC
Monthly or quarterly interest payout available
No penalty on your principal amount for premature withdrawal
FACT SHEET
Minimum investment
₹1,000
Withdraw anytime after
7 days
You can make your FD investment in this bank using either Net banking or UPI
Quarterly compounding means your interest is calculated and added back every three months, not just once a year. This means each quarter’s interest also earns its own interest the next quarter, which increases your investment’s growth over time. For example, with this, your effective annual return (XIRR) jumps from 9.00% to 9.21%
Know your returns
This is how much you
earn if you invest today!
₹1,00,000
₹1,27,645.43
Expected returns
₹1,27,645.43
9% interest rate applicable
2Y 8M 28D
0D
At maturity
COMPARE WITH TOP BANKS
*Highest FD rates in each bank
SBI
HDFC Bank
Unity SF Bank
ABOUT UNITY SMALL FINANCE BANK
Assets under management
10,000 Cr+
Number of branches
350+
Founded in
2021
STABLE MONEY PROMISE
You will get an FD receipt from Unity Small Finance Bank
Your money goes directly to the Unity SF Bank
You will receive your funds within 1 working day post-withdrawal
REACH OUT TO US
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FREQUENTLY ASKED QUESTIONS
ISO 27001:2022