Utkarsh SF Bank
RBI-REGULATED PUBLICLY LISTED
| Tenure | Regular | Sr. Citizen |
|---|---|---|
4Y 1M 10D | 8.50% | 9.10% |
2Y 6M | 8.50% | 9.10% |
2Y | 8.50% | 9.10% |
1Y | 8.00% | 8.60% |
Zero penalty on premature withdrawal
Up to ₹5 lakh is insured by RBI's subsidiary DICGC
Withdraw anytime after 7 days
FACT SHEET
Minimum investment
₹1,000
Withdraw anytime after
7 days
You can make your FD investment in this bank using either Net banking or UPI
Quarterly compounding means your interest is calculated and added back every three months, not just once a year. This means each quarter’s interest also earns its own interest the next quarter, which increases your investment’s growth over time. For example, with this, your effective annual return (XIRR) jumps from 9.00% to 9.21%
Know your returns
This is how much you
earn if you invest today!
₹2,00,000
₹2,82,583.11
Withdrawal calculator
Expected returns
₹2,82,583.11
8.5% interest rate applicable
4Y 1M 10D
7D
At maturity
COMPARE WITH TOP BANKS
*Highest FD rates in each bank
SBI
HDFC Bank
Utkarsh SF Bank
ABOUT UTKARSH SF BANK
Assets under management
19,000 Cr+
Customers served
30 lakh
Number of branches
850 branches
Founded in
2009
Listed on
NSE,BSE
STABLE MONEY PROMISE
Your money goes directly to the Utkarsh SF Bank
You will get an FD receipt from Utkarsh Small Finance Bank
You will receive your funds within 1 working day post-withdrawal
REACH OUT TO US
Need help choosing your FD?
All your queries answered by Stable Money experts
FREQUENTLY ASKED QUESTIONS
Yes, it is safe. Utkarsh SF Bank is regulated by the RBI, and deposits are insured up to ₹5 lakh by the RBI's wholly owned subsidiary, DICGC. The bank has 850 branches, over ₹19,000 crore in assets under management, and more than 30 lakh customers.
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