Utkarsh SF Bank

RBI-REGULATED PUBLICLY LISTED

Tenure Regular Sr. Citizen

1Y 301D

popular

8.10%

8.25%

2Y

7.50%

8.00%

3Y

7.50%

8.00%

4Y

7.25%

7.75%

5Y

7.00%

7.50%

1Y

6.00%

6.50%

7D

4.00%

4.50%

21D

4.00%

4.50%

Up to ₹5 lakh is insured by RBI's DICGC
Withdraw anytime after 7 days

Fact sheet

Know your returns

This is how much you

earn if you invest today!

Money-coins

₹1,00,066.85


1Y 9M 27D
@ 8.25%

₹1,16,068


Withdrawal calculator

Expected returns

₹1,00,067

You can withdraw only after 7D

7D

7D

At maturity

Compare with top banks

HDFC
SBI
Utkarsh

HDFC Bank

SBI

Utkarsh SF Bank

*Highest FD rates in each bank

About Utkarsh SF Bank

Stable money promise

Your money goes directly to Utkarsh SF Bank
Your FD receipt will be available on the Stable Money app
You will receive your funds within 1 working day post-withdrawal

reach out to us

Need help choosing your FD?

All your queries answered by Stable Money experts

representative

Open Utkarsh SF Bank Fixed Deposit Online with Stable Money

frequently asked questions

Yes, absolutely!

Utkarsh SF Bank is regulated by the RBI, and deposits are insured up ₹5 lakh by the RBI's wholly owned subsidiary, DICGC. The bank has 1000+ branches, over ₹19000 Cr in assets under management and more than 50 Lakh customers.

You can withdraw your FD anytime after 7 days of booking on the Stable Money app.


Follow these simple steps to withdraw your FD:


  1. Go to Passbook.
  2. Click on your bank FD, or go to My Investments and select your specific FD.
  3. Scroll down and tap on Break FD.
  4. Confirm your withdrawal bank (or choose a new one).
  5. Tap Continue on the Rate of Interest display.
  6. Slide to withdraw your FD amount.


Your invested amount will be credited to your chosen bank by the end of the next day.

Utkarsh Small Finance Bank allows investments through both UPI and Net Banking.


UPI: If you choose UPI as the payment method, you can book an FD of up to ₹1 lakh. All popular UPI apps are supported, including Paytm, Google Pay, PhonePe, and many others.


Net Banking: For transactions of ₹80,000 or above, you can use Net Banking as the payment option. All major banks support Net Banking services.

Yes, absolutely! The advantage of booking an FD through the Stable Money app is that you can invest in high-interest FDs without needing to open a savings account with the bank. You can digitally book an FD, with the money being invested from your source account and the maturity amount refunded to the same account.
The entire booking process takes just 3 minutes, so give it a try today!

The maturity or withdrawal amount will be credited to the bank account that was set up as the withdrawal account when making the booking.
The amount will be credited by the end of the next working day.
The proof writes itself Trusted by 60 lakh+ customers

backed by the best


© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.