As India’s largest public sector lender, the State Bank of India offers a diverse range of FD interest rates for various tenures. The bank had previously adjusted its rate of returns on domestic retail fixed deposits over the past 3 years. This proactive approach along with an enhanced interest rate chart for FD customers via the Stable Money platform has significantly boosted customer interest.
If you are interested in learning how the State Bank of India fixed deposit interest rate in 2022 grew over time, continue reading.
Revised Fixed Deposit Interest Rates in SBI from 2022 to 2025
Most Indian banks adjusted their fixed deposit rates in May 2022 once following the updated policy guidelines of the Reserve Bank of India. SBI was one of those banks, and even later, throughout the period 2022-2025, the bank further revised the fixed deposit interest rates.
Here’s a table showing you the interest changes over time:
| Tenures | SBI FD Interest Rates 2022 (For General Citizens) | SBI FD Interest Rates 2025 (For General Citizens) | SBI FD Interest Rates 2022 (For Senior Citizens) | SBI FD Interest Rates 2025 (For Senior Citizens) |
| 7 days to 45 days | 3.00% | 3.50% | 3.50% | 4.00% |
| 46 days to 179 days | 4.50% | 5.50% | 5.00% | 6.00% |
| 180 days to 210 days | 5.25% | 6.25% | 5.75% | 6.75% |
| 211 days to less than 1 year | 5.75% | 6.50% | 6.25% | 7.00% |
| 1 year to less than 2 years | 6.75% | 6.80% | 7.25% | 7.30% |
| 2 years to less than 3 years | 6.75% | 7.00% | 7.25% | 7.50% |
| 3 years to less than 5 years | 6.25% | 6.75% | 6.75% | 7.25% |
| 5 years and up to 10 years | 6.25% | 6.50% | 7.25% | 7.50% |
| 400 days (Amrit Kalash Scheme) | NA | 7.10% | NA | 7.60% |
As per declarations published on the official website of the State Bank of India, the new interest rates will be applied to fresh fixed deposits. Also, if you opt for renewal of your existing FD account then you can enjoy these additional returns.
Final Word
Stable Money is a unique platform that allows its users to explore different high-income fixed deposit schemes, offering annualised returns of up to 9.50%. So, even if your primary focus is on the revised State Bank of India fixed deposit interest rate in 2022, we encourage you to explore our website for potentially more profitable offers.
Alternatively, you can explore the FD interest rates offered by other major Indian banks via the Stable Money app.
Frequently Asked Questions
At present, SBI offers highly competitive domestic FD interest rates that can go up to 7.75% p.a. for senior citizens and 7.25% for the general public. For this, one can invest in the 444-day Amrit Kalash scheme that was launched in February 2023.
If you are aged below 60, you can get 6.50% p.a. upon opening an SBI fixed deposit account for 5 years. On the other hand, senior citizens (above 60) get an additional 1% interest on their deposits.
If you are planning to invest for the long term, then you can rely on bulk FD investments and earn interest until your investment matures. Before investing, you can explore the different available FD options ranging from 7 days to 5 years through the Stable Money platform.
