This blog provides comprehensive information on IndusInd Bank Aadhaar seeding. It explains the process of linking via different modes like net banking, mobile app, ATM and branches. Read on to know steps, status check and necessity of this e-KYC compliance for Banking.
What is IndusInd Bank Aadhaar seeding?
IndusInd Bank Aadhaar seeding means linking your bank account with Aadhaar card details. This allows identity verification through Aadhaar and helps in paperless KYC. When you sign up for a new IndusInd Bank account, you can opt to seed it with an Aadhaar number. This links your demographic details on Aadhaar with bank records. It allows easy access to banking services and instant account opening without physical documents.
How to link Aadhaar Card with IndusInd Bank Account?
Linking your Aadhaar card with IndusInd Bank account is simple. You can opt for Aadhaar seeding either through internet banking or at any IndusInd ATM. Alternatively, you can visit your nearest IndusInd bank branch to link your bank account to Aadhaar. Just provide your consent and submit your identification details to instantly link both records.
Online IndusInd Bank Account-Aadhaar Linking Process through IndusInd Bank Internet Banking Portal:
- Log onto the internet banking portal for IndusInd Bank Aadhaar seeding
- Select ‘Aadhaar Seeding’ under profile settings
- Enter your 12-digit Aadhaar number
- Enter account number
- Enter name as per Aadhaar
- Validate details by entering OTP received on registered mobile number
- Submit to complete online Aadhaar linking
How to IndusInd Bank Aadhaar link Using IndusInd Bank Mobile App?
- Open IndusInd Bank mobile banking app
- Tap on ‘Aadhaar Seeding’
- Enter your 12-digit Aadhaar number
- Enter account number
- Enter name as per Aadhaar
- Validate details by entering OTP
- Accounts get seamlessly linked
How to Link Aadhaar with Bank Account at an IndusInd Bank ATM?
- Insert ATM card into ATM machine
- Select ‘Aadhaar Seeding’ option on screen
- Key in your 12-digit Aadhaar number
- Enter account number
- Validate using ATM card PIN
- Aadhaar gets successfully linked to account
Process to Link Aadhaar with IndusInd Bank Account Offline at a Bank Branch:
- Visit nearest IndusInd bank branch
- Submit physical Aadhaar card copy
- Inform account details to bank official
- Details get verified and linked manually
- Receive confirmation of successful linking
Steps to Link Aadhaar to IndusInd Bank Account by Visiting Bank websites:
- Go to IndusInd bank’s website
- Click on ‘Aadhaar Seeding’ link
- Enter your 12-digit Aadhaar number
- Enter account number
- Enter demographic details from Aadhaar
- Verify details through OTP
- Submit to link Aadhaar with bank account
Steps to Link Aadhaar Card with IndusInd Bank Account through SMS:
- Have your 12-digit Aadhaar number ready
- Note last 4 digits of your bank account number
- Create SMS in format: UID <12-digit Aadhaar> Space <Last 4 digits of account>
- Send the SMS to 5676788 or 09223485678
- Within 24 hours accounts get linked and you receive confirmation SMS
- Aadhaar linking through SMS is instant and paperless
IndusInd Bank account Aadhaar linking application form
To Aadhar card link to IndusInd Bank account through a physical form, IndusInd Bank provides a one-page application for Aadhaar seeding. Customers can fill details like name, address and submit it with photocopies of Aadhaar and account documents at any branch for linking. This form can be obtained from branches or downloaded here: IndusInd Bank account Aadhaar linking application form
How to check IndusInd Bank account Aadhar link status?
Customers can verify IndusInd Bank Aadhaar seeding status through various channels:
- Login to internet banking – Select ‘Profile’ and details will show Aadhaar linkage status.
- IndusInd mobile app – Go to ‘Aadhaar Seeding’ tab and tap to view real-time linking status.
- SMS service – Send SMS FORMAT ‘UID (last 6-digit Aadhaar)’ to 922348567 from registered number.
- Contact branch – Visit any IndusInd branch with ID proofs to check offline linkage update.
- Call customer care – Call 180-180-180 or 1860-500-180-18 and shared account info to get status.
Documents Required to link Aadhaar with IndusInd Bank account.
Documents required to link Aadhaar with IndusInd Bank account in online and offline mode are as follows-
1. Offline Method
- Aadhar card
- Passbook
2. Online Method
- Aadhaar card number
- Log in details
How much time does it take to link Aadhaar with IndusInd Bank account.
Linking Aadhaar with IndusInd Bank account is fast. IndusInd Bank Aadhaar link online via net banking or apps is instant while through SMS takes less than 24 hours. Offline linking through branches may require 2-3 business days for verification and update.
Why should you link your Aadhaar card with IndusInd Bank Account
Linking Aadhaar eases banking and allows access to government subsidies and benefits credited directly into accounts. It simplifies KYC for liabilities like loans and cards. Aadhaar also secures accounts through biometric authentication.
What will happen if you don’t link your Aadhaar with IndusInd Bank
Failure to seed Aadhaar may limit access to full suite of banking services over time. Transactions can become more complex as RBI pushes for e-KYC. Post deadlines set by regulators, unlinked accounts may face curbs or even closure for non-compliance.
Final Word
IndusInd Bank Aadhaar seeding has several benefits like ease of access, secure authentication and completing necessary KYC formalities. Customers must ensure their accounts are seeded for seamless banking services. For any other queries, contact IndusInd Bank customer support team.
FAQs
How can I seed my Aadhar card in IndusInd Bank?
You can link Aadhaar through net banking, mobile app or by visiting your nearest IndusInd bank branch with your valid id proof and consent form for offline seeding.
How can I seed my Aadhar card online?
You need to log into your internet banking account, select the ‘Aadhaar seeding’ option, enter your 12-digit Aadhaar number, verify your bank account details and submit the OTP received on your registered mobile number to complete the process of IndusInd Bank Aadhaar card link online.
How can I check my Aadhar card seeding status?
You can check your IndusInd Bank Aadhaar link status online by logging into your net banking or mobile banking application or by sending an SMS with the last 6 digits of your Aadhaar number to the mentioned number.
How can I seed my Aadhar card in NPCI?
You need to contact the NPCI customer support team to understand the detailed process of linking your Aadhaar details including your demographic and financial records with the unique 12-digit identification number issued by the UIDAI for authentication purposes.
What is Aadhaar seeding process?
The Aadhaar seeding process refers to linking your unique 12-digit Aadhaar number with your bank details and accounts for paperless KYC verification and access to financial and non-financial services online through Aadhaar based biometric or OTP authentication at participating entities.
Disclaimer
This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.
