Steps to Close HDFC Bank Account Online – Apply Closure Form

The well-known financial company, HDFC Bank provides its clients with a range of financial services. By creating an HDFC Bank account, you can simplify your banking experience. However, if you are dissatisfied with their services and intend to close your account for any reason, you can do so by following a few simple steps.

Continue reading to find out everything about the HDFC account closing form and some important things to keep in mind during the account closure process. 

How to Close an HDFC Bank Account Online?

It is not possible to close HDFC Bank accounts online. Account holders who want to close their accounts must download an account closure form from the official website of the bank. After downloading and filling out the form with the necessary details, customers should go to the nearest HDFC Bank to complete the procedure. 

How to Close HDFC Bank Account Offline?

For those who prefer a traditional approach, closing an HDFC Bank account offline is also an option. Here’s what you need to do:

• Step 1: Take out the whole amount of money that is in your bank account.
• Step 2: Go to the official HDFC website and get the HDFC Bank account closure form.
• Step 3: Complete the form by entering all of your correct information in the boxes using capital letters.
• Step 4: Take the HDFC Bank account closure form and visit the bank branch that is closest to you. Carry the necessary documents as well.
• Step 5: Start the account closure process by submitting the form.

Documents Required to Close HDFC Bank Account

Ensure a smooth account closure process by having the following documents on hand:

• Duly filled HDFC Bank account closure form
• Address Proof (Utility Bill or Rental Agreement)
• Identity Proof (Aadhar Card, Passport, or Driver’s License)
• Unused cheques and debit cards issued by HDFC Bank 

HDFC Bank Account Closing Charges

Here are the fees they charge upon closure of bank accounts:

Pre-Closure Considerations for HDFC Bank Account

Before closing HDFC account online, consider the following:

• Pending Transactions: Ensure all pending transactions, standing instructions, and automatic payments are completed or transferred to your new account.
• Update Contact Information: Inform relevant parties about the change in your banking details to avoid any disruptions in communication and payments.
• Clear Outstanding Debts: Settle any outstanding debts, overdrafts, or loans associated with your HDFC Bank account before initiating closure. 

Closing HDFC Bank Account Online with Negative Balance

Even if your bank account has a negative balance, you can still easily shut your HDFC Bank account. The actions you must do to terminate your HDFC Bank account with a negative balance are listed below:

• Step 1: Pay the necessary amounts to settle the negative account balance.
• Step 2: Fill out the HDFC bank savings account closure form with all the necessary information after downloading it.
• Step 3: Bring the application form and undergo the necessary paperwork at the HDFC Bank branch that is closest to you.
• Step 4: Submit the paperwork to a bank representative. 

HDFC Bank Account Closing Form PDF

To close an HDFC Bank account, you have to download the HDFC account closure form first. After downloading, fill it out, print and submit it along with the required documents at your nearest HDFC Bank branch. 

HDFC Bank Customer Care for Account Closure Assistance

For personalized guidance or assistance throughout the account closure process, you can reach out to HDFC Bank Customer Care. For this, you can call their toll-free numbers, either  18002026161 or 18602676161. 

Final Word

Knowing how to successfully close an HDFC bank account in advance will make the process more convenient. You just have to download the HDFC account closing form and submit it at a bank branch after filling it out. Remember to carry all the required documents while submitting the closure request. Moreover, you should also know if you are required to pay additional charges.

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Disclaimer

This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.