Steps to Close ICICI Bank Account Online – Apply Closure Form

In this blog, we will walk you through a comprehensive guide on the closure process, while highlighting the necessary details associated with the ICICI Bank account closure form or  Account Closure Form ICIC Bank

Account holders may find themselves needing to close their bank account for various reasons, such as no longer needing it, switching to another bank, or consolidating their multiple accounts. In such cases, they can easily opt for the account closure facility offered by their bank. Regardless of the convenience, they must take the appropriate steps to avoid incurring any additional charges. 

How to Close an ICICI Bank Account Online?

As of now, there is no online method available for closing an ICICI Bank account. ICICI Bank, like most Indian banks, does not allow consumers to close their accounts online. To close your account, you must visit the branch. 

How to Close an ICICI Bank Account Offline?

For those who want to do the whole account closure procedure offline, here’s what you need to do:

• Step 1: Locate the nearest ICICI Bank branch and approach the customer service desk.
• Step 2: Ask the bank representative for the account closure form, or obtain it from the official ICICI Bank website.
• Step 3: Provide all necessary details in the account closure form, including your account number, personal information, and reason for closure.
• Step 4: Along with the filled-out form, submit all supporting documents requested by the bank for account closure.

The bank will provide an acknowledgement of your account closure request.

Documents Required to Close ICICI Bank Account

Ensure a smooth account closure process by having the following documents on hand:

1. Account Closure Form: Download and fill out the ICICI Bank account closure form. Alternatively, you can ask for it at the nearest bank’s branch.
2. Identity Proof: Provide a valid government-issued photo ID, either Aadhar Card or Passport. 
3. Address Proof: Submit a document as proof of your current address such as a utility bill or rental agreement.
4. Unused Cheques and Debit Card: Return any unused cheques and your ICICI Bank debit card. 

ICICI Bank Account Closing Charges

Before initiating the process of account closure, you should know the ICICI Bank account closing charges. Below is a table of closure charges on different types of Axis Bank accounts:

Pre-Closure Considerations for ICICI Bank Account 

Take into consideration the following before closing your ICICI account:

• Make sure all standing orders, recurring payments, and outstanding transactions are settled or moved to the new account.
• Notify the appropriate parties of the modification to your banking information to prevent any delays in payments and correspondence.
• Before starting the closure process, pay off any outstanding loans, overdrafts, or bills related to your ICICI Bank account.

Closing ICICI Bank Account Online with Negative Balance

Prior to starting the closure, you must take care of any negative balance existing in your Axis Bank account. The steps to do this are as follows:

• First, the account balance needs to be cleared.
• If you would like the account to be closed after the amount is zero, you can request that by visiting the nearest Axis Bank branch. To do this, you will need to provide the bank with the necessary information. 
• Upon closing the account for any of the reasons, the customer should make an effort to collect the remaining balance, if any.  ICICI Bank reserves the right to keep such sums in a separate office account without any interest payable. 

ICICI Bank Account Closing Form PDF

On the official website, you can often find the ICICI Bank account closing form in PDF format. To close your bank account, you need to download, print, fill it out, and attach the necessary papers with the form and submit it to the nearest branch. 

ICICI Bank Customer Service for Account Closure Support

To get individualized guidance or support during the process of closing your account, you can contact HDFC Bank Customer Care at their following toll-free numbers.

Or you can call your relationship manager and for further assistance, you should visit your nearest ICICI branch during bank hours.

Final Word

It is advisable for all account holders to follow the outlined steps in order to ensure a hassle-free account closure process. However, before initiating, make sure to first suspend any linked auto-debits and withdraw all remaining funds from the account. The next step is to fill up an ICICI Bank account closure form online or at a nearby branch. 

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Disclaimer

This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.