APGB Net Banking – Login to Online Banking

Andhra Pragathi Grameena Bank (APGB) is a prominent bank constituted under the Regional Rural Banks Act, 1976. It was formed in 2006 when 3 banks amalgamated as per the notification issued by the Government of India. 

The bank primarily caters to the needs of the rural poor and all other sectors as well. It has 552 branches providing banking services and contributing to their respective operational area’s economic development by reaching out to the people in the countryside. 

The APGB net banking application is built with cutting-edge technology and tools. It assures a great online banking experience for its customers. Keep reading to know more. 

APGB Net Banking Services

APGB Internet banking services provide the bank’s customers (both retail and corporate) with online access to accounts anytime, anywhere to carry out a wide range of banking activities securely and fast, from the convenience of their homes. Such net banking services are listed below.

How to Register to APGB Net Banking?

Below are the steps to register with APGB net banking services online.

• Step 1: Visit the official login website of  APGB net banking. The following page will display 2 options of logging in as ‘Retail User’ or ‘Corporate User’ accompanied by ‘New User Registration’ and ‘New User’ tabs respectively.
• Step 2: Click on the ‘New User Registration’ link under ‘Retail User’. If you are registering for a corporate account online, then click on ‘New User’. 
• Step 3: The user registration form appears in a pop-up window. Fill up all necessary details and follow the system-provided instructions to submit the filled form and complete the registration process. 

Once you go through the above steps, the bank will send you the password, PIN and other necessary details to your mailing address.

How to Login to APGB Net Banking?

The following are the steps to log in to the APGB online banking platform.

• Step 1: Visit the official login website of  APGB net banking. The login form (for either Retail or Corporate users) appears in a pop-up window. 
• Step 2: Enter the user ID and Password (received after completing the registration process) to successfully log in.

How to Reset APGB Net Banking Password?

To reset the APGB internet banking password, go through this step-by-step guide. 

• Step 1: Navigate to the official net banking website of APGB net banking. The login form (for either Retail or Corporate users) appears in a pop-up window. 
• Step 2: Choose either the ‘Retail User’ or ‘Corporate User’ option. 
• Step 3: Click on ‘Continue to Login’. 
• Step 4: Click on the ‘Forgot Password’ option to initiate the password reset process.

Follow the system-provided instructions thereafter to successfully reset the password.

How to Check APGB Bank Account Balance Online?

Following are the steps to check your account balance through APGB online banking.

• Step 1: Log in to the APGB online banking portal.
• Step 2: Enter ‘Username‘ and ‘Password‘ to log in as ‘Retail User‘ or ‘Corporate User‘.

Upon reaching the dashboard of your account, you can have a look at the available balance.

How to Transfer Money via APGB Net Banking?

The APGB online banking platform allows you to transfer funds using Real Time Gross Settlement System (RTGS), National Electronic Funds Transfer (NEFT), as well as Immediate Payment Service (IMPS). Customers can use either of these facilities/methods to transfer money across different banks, accounts, states and cities.

1. NEFT/RTGS (National Electronic Fund Transfer/Real Time Gross Settlement)

Following are the steps to transfer funds using NEFT/RTGS systems.

• Step 1: Visit the official website of Andhra Pragathi Grameena Bank and click on the ‘Internet Banking’ icon to land on the bank’s login page.
• Step 2: Enter your username (customer ID) and password (IPIN) to log on to your account.
• Step 3: Select the ‘Fund Transfer’ option from the ‘Payments & Transfers’ tab.
• You will find different options for funds transfer listed on the new page. Select either the ‘Intra Bank’ (Transfer Within the Bank) or ‘Inter Bank’ (Transfer to other banks) payee option. 
• Step 4: Select the transaction type: RTGS or NEFT.
• Step 5: From the list of beneficiaries existing in your account, choose the beneficiary to whom you want to transfer the funds.
• Step 6: Enter the amount to be transferred.
• Step 7: Provide a specific ‘Transfer Description’ so that you can keep a good track of your transaction.
• Step 8: Tick the check box for ‘I Accept Terms & Conditions’ at the bottom of the page.
• Step 9: Click on the ‘Confirm’ button.

Then the system will initiate the RTGS/ NEFT fund transfer. It is in your best interest to take a screenshot of this page or print it for your future reference.

A few important points to remember before transferring funds through RTGS or NEFT Online.

1. You need to add in your account the payee/ beneficiary to whose account you want the funds to be transferred.
2. Originating and destination bank branches should be part of the RTGS/ NEFT network.
3. Before transferring the funds to any beneficiary’s account for the first time, you must initially transfer a small amount like ₹100, get its receipt confirmed by the beneficiary and then transfer the balance amount.
4. Before making RTGS/ NEFT, verify the amount entered twice.
5. You will get an SMS or Email confirming the transfer of funds from your bank.
6. NEFT is recommendable for the transfer of moderate amounts (say, up to ₹2,00,000) and RTGS is preferable for transferring large amounts (₹2,00,000 and above)

2. IMPS (Immediate Payment System)

The following are the steps to transfer funds using the IMPS facility of the APGB net banking portal. 

• Step 1: Open the APGB Internet banking login page.
• Step 2: Use your username and password to log in to Andhra Pragathi Grameena Bank Net Banking.
• Step 3: Click on the ‘Payments and Transfers’ tab.
• Step 4: Choose ‘Fund Transfer’.
• Step 5: Select ‘IMPS’. 
• Step 6: Select either IFSC i.e. ‘Person to Account (P2A)’ or MMID i.e. ‘Person to Person (P2P)’ option.
• Step 7: Enter the mandatory details like the amount to be transferred, etc.
• Step 8: Click on the ‘Submit’ button.
• Step 9: Verify the transaction details.
• Step 10: Click on ‘Confirm’.

APGB Net Banking – Daily Limits and Charges

1. In the case of NEFT

2. In the case of RTGS

3. In the case of IMPS

Note: There is no monthly limit for any type of transaction in APGB online banking.

APGB Net Banking Features

The APGB Internet Banking platform provides online account access to both its retail and corporate customers, anywhere, anytime. This infrastructure ensures a fast and secure online banking experience. Some of the APGB online banking features are as follows.

1. Fund Transfers – IMPS, RTGS/NEFT & Intra bank transactions.
2. Banking Transactions – Account Details and Statement
3. Allow/Restrict/Set transaction limits for ATM, PoS & E-Com of debit card.

APGB Net Banking Customer Care

Final Word

Andhra Pragathi Grameena Bank with all of its 552 branches operates in the backward regions of Andhra, primarily characterized by drought. The advanced features of the APGB net banking platform without a doubt, have provided much-needed convenience to the people of the countryside through the use of modern technology, thus bettering their lives.

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Disclaimer

This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.