Bharat Co-Operative Bank Ltd. was inaugurated on 21st August 1978. As of 2023, It has 103 operating branches across Maharashtra and other Indian states. Testimonials and numerous awards show the bank’s customer-first principle and dedication to serve accordingly. Bharat Bank Net Banking is a natural consequence of that zeal to continually provide convenience and security to the customers and maintain the reputation and standard of service.
Bharat Bank Net Banking Services
Bharat Co-operative Bank net banking services cover all the important banking activities that customers can perform online, securely and conveniently.
| Transaction | |
| Funds transfer | Counterparty approval |
| Enquiry | |
| View account summary | Generate account statements |
| Request | |
| Open online fixed deposit | Stop payment |
| Request cheque book | Block debit card |
How to Register to Bharat Bank Net Banking?
Perform the following steps for the Bharat Bank net banking registration process:
- Step 1: Navigate to the Bharat Bank’s official website.
- Step 2: Go to the footer and click on the ‘Downloads’ option in the ‘Other Links’ section.
- Step 3: On the ‘Downloads’ page move to the ‘Additional Forms for Account Opening & Digital Banking Facilities’ section.
- Step 4: Click on the ‘Netbanking Application Form’ from the available options.
- Step 5: Download the form, take a print-out and fill in the required details.
- Step 6: Submit the filled-up form, along with necessary documents to the nearest Bharat Bank branch.
How to Login to Bharat Bank Net Banking?
Follow the simple steps mentioned below for Bharat Bank net banking login:
- Step 1: Open the official Bharat Bank Net Banking Login Page.
- Step 2: Enter Your Login credentials like User ID, and Password.
- Step 3: Click on the ‘Login’ button present on the screen.
How to Reset Bharat Bank Net Banking Password?
Below are the steps that you can follow to reset your Bharat Bank Internet Banking password:
- Step 1: Open the official Bharat Bank Net Banking Login Page.
- Step 2: Click on ‘Forgot Login Password?’.
- Step 3: The system gives you the option to choose a mode to set the password (online/offline). Choose ‘Set Online’ and click on ‘Continue’.
- Step 4: Enter the User ID and captcha verification code, and click on ‘Continue’.
- Step 5: Enter and confirm your new password, and follow further system-provided instructions to complete the reset process.
How to Check Bharat Bank Account Balance Online?
You can use Bharat Bank internet banking facilities to perform self-banking services online. Customers who have registered in net banking facilities for savings & current accounts can know the account balance available by following the steps mentioned below.
- Step 1: Navigate to the Bharat Cooperative Bank’s online banking website.
- Step 2: Login by entering your username and password, along with the captcha verification code.
- Step 3: Once successfully logged in, you will reach the dashboard.
- Step 4: Go to ‘My Account’, and click ‘Quick view’ to display your account balance.
How to Transfer Money via Bharat Bank Net Banking?
Below are some simple steps that you will need to follow for transferring money via Bharat Bank Net Banking:
- Step 1: Open the Bharat Bank official website.
- Step 2: Go to the footer and click on the ‘Downloads’ option in the ‘Other Links’ section.
- Step 3: You will land on the ‘Downloads’ page. From the ‘Other forms’ section, select ‘NEFT/RTGS Application Form’.
- Step 4: Download and print the form, fill it up with the required details (mainly the amount to transfer and beneficiary name), and submit it to the nearest bank branch.
Bharat Bank Net Banking – Daily Limits and Charges
Following are the daily limits and charges associated with Bharat Net Banking fund transfers:
1. In the Case of NEFT
| Transaction Limit | |
| No minimum or maximum limit | |
| Charges | |
| Transfer Amount | NEFT Charges |
| Upto ₹10,000 | ₹1.50 |
| Above ₹10,000 & upto ₹100,000 | ₹4 |
| Above ₹100,000 & upto ₹200,000 | ₹14 |
| Above ₹200,000 | ₹24 |
2. In the Case of RTGS
| Transaction Limit | |
| Minimum – ₹200,000Maximum – No limit | |
| Charges | |
| Transfer Amount | RTGS Charges |
| Above ₹2,00,000 and upto ₹5,00,000 | ₹20 |
| Above ₹500,000 | ₹45 |
Note:
- Payments for disbursing loans and advances, made through NEFT and RTGS shall be FREE to the extent of the Loan amount + Margin prescribed.
- NIL charges on NEFT/RTGS transactions done through Internet Banking.
Bharat Bank Net Banking Features
You can perform a wide range of banking activities through the Baharat Co-operative Bank net banking platform. Some of its features are as follows.
- With a single login, you can easily view a summary of all your Bharat Bank accounts.
- Just by logging in to Bharat Bank internet banking platform, you can request a new chequebook. You will get it delivered to your registered address.
- Transfer funds online to a Bharat Bank account or any other bank account securely through RTGS/NEFT. You can also schedule your funds transfer or set recurring payments.
- View account statements online, and download them in XLS/PDF format
- You can stop a cheque payment online, without incurring any charges.
- In a matter of minutes, you can open your FD online.
- You can now use the Bharat Bank Internet banking platform to block your debit card in minimum time.
Bharat Bank Net Banking Customer Care
| Contact Number | |
| Net Banking Customer Support Number – 022-6189 0061/62/63 | |
| Email Address | |
| Net Banking Customer Support Email – [email protected] | |
| Head Office Address | |
| ‘MARUTAGIRI’ Plot No. 13/9 A, Samant Estate, Sonawala Road Goregaon(East), Mumbai 400063.Tel: 022-61890000 |
Final Word
Bharat Co-operative Bank, apart from its dedicated services, pays attention to the maximum safety of sensitive information of customers on its portal. The Bharat Bank net banking services ensure a fast and convenient banking experience for the modern-day bank customer that is in line with the bank’s original vision.
FAQs
You will find your Customer ID for Internet banking mentioned on your chequebook’s and passbook’s first page.
“Application Security Error” could be caused due to clicking the Back/Forward/Refresh button of your browser in the middle of a banking activity online, or because of clicking any Option/Button twice. It can also occur due to long periods of inactivity in the browser window, or if you try to access the net banking page from a static or saved page.
Your Bharat Bank internet banking password should mandatorily contain letters, digits, and special characters. It should be a minimum of 8 characters to a maximum of 16 characters in length, without allowing any spaces in between. Your new password should be different from your previous three passwords.
If you have forgotten your password, you can simply generate a new password by clicking on the ‘Forgot Password’ option. But in case the system has disabled your net banking login ID due to more than 3 incorrect login attempts, you will have to call the helpdesk number 022-6189 0061/62/63 to enable the login ID.
You can transfer funds through NEFT/RTGS at any time within the working hours of the bank. For Bharat Co-operative Bank, NEFT timings are 8 AM to 6.30 PM and RTGS timings are 8 AM to 4 PM on all working days. You cannot perform NEFT/RTGS transfer on the 2nd and 4th Saturdays of the month, Sundays, and Bank holidays.
Disclaimer
This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.
