Bank of Baroda is one of the top 10 leading public-sector banks in India by market capitalisation. To make banking services easily available to its customers, the bank has come up with an excellent BOB Internet banking facility. Almost all essential financial services are available on the BOB net banking portal. Learn how you can register for Internet banking at BOB and discover how its features make your financial journey simpler than before.
BOB Net Banking Services 2024
Following are some exclusive financial services that you can get at the Bank of Baroda net banking portal:
- Payment of various government taxes
- Fund transfer through IMPS, RTGS or NEFT
- Payment of insurance premiums and EMIs
- Payment of utility bills
- Online opening of FD and RD accounts
- Booking railways and air tickets online
- Online subscription to various IPOs
- Initiating or cancelling online payments
- Requesting for the issuance of chequebooks
- Making instant and secure money transfer
- Utilising bulk payment facility of net banking
- Managing your debit cards efficiently
- Simplified workflow for corporate accounts
To avail these services, you can follow a few simple steps and register at the BOB internet banking portal.
How to Register to BOB Net Banking?
There are some simple steps that you can follow for BOB net banking registration:
- Step 1: Navigate to the official website of the Bank of Baroda.
- Step 2: Scroll down and move to the “Ways to Bank” option.
- Step 3: Select “Internet Banking” from the available options.
- Step 4: Click on the “Retail User Login” button.
- Step 5: Click on “Online Registration Using Debit Card”.
- Step 6: Enter the verification code and click on the “Continue” button.
- Step 7: Input your BOB debit card details and ATM PIN.
- Step 8: Input your name, phone number and other relevant details.
- Step 9: Choose the type of facility and accept the terms and conditions.
- Step 10: Create and confirm a new password that you can use for internet banking.
You will receive a “Registration successful” message. Once done, you can simply complete BOB net banking login to access financial services.
How to Login to BOB Net Banking?
You can follow the steps below to complete the BOB online banking login from the portal:
- Step 1: Visit the official website of the Bank of Baroda.
- Step 2: Click on the ‘Internet Banking’ option available. You will be redirected to the login page.
- Step 3: Enter your customer ID and password.
- Step 4: Click on the “Enter” button to log in to your account.
Also, you should remember to reset your net banking password at regular intervals for maximum security of your transactions.
How to Reset BOB Net Banking Password?
Below are the steps that you can follow to reset your Bank of Baroda bank net banking password:
- Step 1: Navigate to the official website of BOB’s internet banking page.
- Step 2: Move to the login page of the internet banking.
- Step 3: Click on the “Forgot Password” option available on the page. You will get redirected to the password setting page.
- Step 4: Enter your details like your registered mobile number and customer ID.
- Step 5: Click on the “Submit” button. Once done you will receive the OTP.
- Step 6: Enter the OTP you received on your registered mobile number.
- Step 7: Input the new password and click on the “Submit” button.
Once done, you can use the new password to access BOB internet banking services. The Internet banking facility allows you to instantly check your account balance online and make essential financial decisions.
How to Check BOB Account Balance Online?
Follow the steps to instantly view your Bank of Baroda account balance online:
- Step 1: Visit the official website of the Bank of Baroda.
- Step 2: Log in to the Internet banking portal using your credentials.
- Step 3: Click on the “View Facility” button available on the homepage.
You will get redirected to the page reflecting the current balance of your account. After viewing your account balance, you can instantly transfer money to other accounts.
How to Transfer Money via BOB Net Banking?
Various fund transfer options are available on the BOB net banking portal by IMPS, RTGS, and NEFT. Below are the steps that you can follow to transfer money to another’s account via the Bank of Baroda online banking portal:
- Step 1: Visit the BOB official website and log in to internet banking using your credentials.
- Step 2: Click on the “Fund Transfer” option and select the “Transfer to other banks” button.
- Step 3: Choose your preferred mode of fund transfer such as IMPS, NEFT and RTGS.
- Step 4: Select the “Beneficiary Account”. If the beneficiary is not available, click on the “Add Beneficiary” option.
- Step 5: Enter all the essential details like beneficiary name, beneficiary account number and IFSC Code.
- Step 6: Type the amount that you want to transfer and click on the “Submit” button.
Once the amount gets transferred, you will receive a notification regarding it. However, when transferring money online via net banking, you should know the daily limits and associated charges.
BOB Net Banking – Daily Limits and Charges
Following are the daily limit and per transaction limits of BOB ibanking for retail banking users:
Types of Transaction | Per Transaction Limit | Per Day Transaction Limit |
RTGS Fund Transfer | ₹10 lakhs | ₹15 lakhs |
NEFT Fund Transfer | ₹10 lakhs | ₹15 lakhs |
Third-Party Payments | ₹7 lakhs | ₹10 lakhs |
Transfer to Government Account | No limit | No limit |
Transfer to Self-Linked Account | No limit | No limit |
Here are the charges that you need to pay for fund transfers using the Bank of Baroda Net Banking facility:
Mode of Transfer | For Amounts Below ₹10,000 | For Amounts Between ₹10,000 and ₹1 lakh | For Amounts Between ₹ 1 and ₹2 lakh | For Amounts Between ₹2 lakh and ₹5 lakh |
NEFT | ₹2.25 | ₹4.75 | ₹14.75 | ₹24.75 |
IMPS | ₹2.50 to ₹5 | ₹5 to ₹7.50 | ₹15 | ₹20 |
RTGS | – | – | – | ₹24.25 to ₹49.50 |
Knowing these charges and daily limits will also help you to pay off your credit card bills via internet banking.
How to Pay Credit Card Bills via BOB Net Banking?
Following are the steps that can help you pay off your credit card bill via Internet banking:
- Step 1: Visit the official website of the Bank of Baroda and log in using your credentials.
- Step 2: Use your ATM PIN to link your credit card to your savings bank account.
- Step 3: Once done, you can instantly view the credit card statements for the last 6 months.
- Step 4: Click on the credit card tab and select the “Credit Card Payment Option”.
- Step 5: After that, pay off all the dues of your credit card that will be deducted from your savings account.
Apart from funds transfer, there are several exclusive features of Bank of Baroda that you can explore.
BOB Net Banking Features
Here are some exclusive Bank of Baroda net banking features that you can benefit from:
- You can access the services available on BOB internet banking 24/7 and all 365 days of the year, making transactions simple.
- You can view your account details, transaction history, and statements with just a few taps and make essential decisions based on them.
- BOB net banking makes it easier for users to download mini-account statements for financial details.
- You have the flexibility to transfer money to self-accounts, government accounts, third-party accounts and others using the Netbanking facility.
- BOB net banking facility makes utility bill payments such as telephone bills, electricity bills etc. simpler than ever before.
- You can seamlessly invest in mutual funds, purchase insurance, and a lot more using the Bank of Baroda online banking.
- You can even request the delivery of a chequebook or even cancel the delivery of the requested chequebook using the online facility.
- If you lose your debit card because of theft or other reasons, you can simply block your card using an Internet banking facility.
However, if you face any hassles availing the services present on Netbanking, you can instantly contact customer care services.
BOB Net Banking Customer Care
The customer care numbers for Bank of Baroda are as follows:
Personal Banking Toll-Free Number | 1800 5700 |
Missed Call Services for Balance Enquiry | 8468001111 |
Missed Call Services for Mini Statement | 8468001122 |
Dedicated Toll-Free Number for Investing in Schemes | 1800 102 77 88 |
You can also visit the headquarters at its physical address if your queries are not solved by calling the toll-free numbers:
Bank of Baroda
General Manager (Principal Nodal Officer)
Baroda Bhawan
7th floor, R.C. Dutt Road, Vadodara – 390007
Final Word
BOB’s Internet banking facility ensures that your personal and financial details are completely safe and secure. So, you can make worry-free transactions without any worry of facing financial fraud. Hence, as soon as you open a savings account at the Bank of Baroda, make sure to register for internet banking for seamless financial transactions.
FAQs
You will need to submit PAN card copies during BOB net banking registration. Moreover, you will need to specify your phone number, valid email ID, CIF number, country name, branch code and your ATM card information.
No, it becomes mandatory to open a Bank of Baroda savings account. Once done, you will get the Internet banking ID and password in the welcome kit that will help you register your online bank account.
Yes, you have the flexibility to transfer money 24/7 for 365 days. So, you have the liberty to transfer money as and when you want without any hassles.
Yes, the fund transfer charges vary slightly with the time of day when you are completing the transaction. For instance, to transfer money between ₹2 lakh and ₹5 lakh from 9:30 am to 12:00 pm, you will have to pay a charge of ₹28. However, if you are transferring the same amount between 12:00 pm and 3:30 pm, you will have to pay a charge of ₹29.
Minor, dormant, or inoperative account holders at the Bank of Baroda are not eligible to access Internet banking facilities.
Disclaimer
This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.