Bonds

To many investors, a Sovereign Gold Bond (SGB) appears to be a convenient investment avenue that helps avoid the security concerns of owning physical gold. Beyond its value as an investment, SGBs also provide financial flexibility, as many banks offer loans against them. While pledging, you can offer them in either physical or demat format …

Loan Against SGB: Things to Know Before Applying for a Loan Against Sovereign Gold Bond Read More »

As per the news, Indian bonds are expected to have a great year in 2025, with investors looking forward to more gains. This optimism comes from a mix of policy changes and strong domestic demand. The Reserve Bank of India is likely to cut interest rates next year due to slower economic growth, which could …

Are Bonds a Good Investment in 2025? Pros and Cons Read More »

Bond investing may seem confusing for beginner investors, but it is essential to spend time decoding what is YTM. It acts as a vital metric whenever calculating the potential returns of bonds. Yield to Maturity gives the estimated overall returns assuming that a bond owner will maintain their possessions until maturity. This guide will demystify …

What is Yield to Maturity Read More »

If you are considering investing in India, you will come across a wide range of options and bonds are among the top choices. Bonds are types of loans offered by governments or companies to raise capital. In return, they pay interest to you for a set period and repay the original investment at maturity. In …

Corporate Bonds vs. Government Bonds Read More »

When it comes to bond investments, one key factor that can affect your returns is the bond maturity. Understanding the differences between short-term vs long-term bonds is essential in making the right investment choice based on your financial goals and risk appetite. Let us dive into this blog to understand how bond maturity influences risk, …

Short-Term vs Long-Term Bonds Read More »

Many investors often wonder whether they should invest in bond mutual funds or bonds directly, especially in times of rising interest rates. With so many factors to consider, it can be challenging to determine which option aligns best with your financial goals. Both investment options come with their own set of advantages and disadvantages. So, …

Bond Mutual Funds vs Direct Bond Investments: Which Is Better? Read More »

Suppose you want to watch a movie—what is the first thing you check? The ratings, right? Just like movie ratings help you decide which film to watch, bond ratings help investors decide where to invest. These ratings are assigned by credit rating agencies and reflect the issuer’s ability to meet financial obligations. They serve as …

Understanding Bond Ratings: What Do AAA, AA and BBB Mean? Read More »

A widely-used strategy among investors to manage risk is diversification. This involves spreading investments across different assets, sectors, industries and regions to reduce exposure to any single risk. Bonds play a key role in a diversified portfolio, offering consistent returns while helping to balance the higher risks associated with assets like stocks. In this guide, …

How to Diversify Your Portfolio With Bonds? Read More »

Bond investment helps investors earn higher income compared to other debt instruments. However, certain bond pitfalls make investors susceptible to high risks, leading to financial losses. It is integral to avoid such losses to meet the financial goals. Ensure you avoid the following mistakes while investing in bonds to minimise risks and maximise income.  10 …

Top Bond Investment Mistakes to Avoid for Smart Returns Read More »

Investing in high-yield bonds can be an effective strategy for generating income, but it comes with its own set of risks. Unlike government bonds, high-yield bonds prove to be an ideal investment option among Indian bonds. To make informed investment decisions, it is crucial to know what factors to consider before choosing one. In this …

How to Find High-Yield Bonds: What to Look for? Read More »

Capital gain bonds or 54EC bonds are specialised investment instruments offered by some selected institutions in India. Investors can avail a tax-saving opportunity by investing their money in these bonds after realising long-term capital gains from the transfer of capital assets like land, buildings or both. In this guide, let us find out how to …

How to Buy Capital Gain Bonds Online? Read More »

If you are among those investors who prefer to minimise risk, then you have probably already considered investing in debt mutual funds or bonds. Although bonds still share some risks, they are comparatively a lot safer when compared to equity-linked securities. Besides, their potential returns can beat other forms of traditional financial instruments like term …

Coupon Rate vs Yield to Maturity (YTM): Understand the Differences Read More »

Launched and managed by the HDFC Asset Management Company, the HDFC Corporate Bond Fund is a debt mutual fund option. If you are someone who is aiming to make a short-term or medium-term profit by investing in securities with a lock-in period of up to 3 years, then you can consider exploring the HDFC Bond …

HDFC Corporate Bond Fund Read More »

Investing in debt ETFs in India is hassle-free if you have a demat account. However, if you do not have a demat account, you can consider opening one to start your debt ETF investments in India. You can invest in a diversified bond portfolio with debt ETF investments. Learn about debt ETF investment in detail …

Understanding Debt ETFs in India Read More »

In financial emergencies, banks allow depositors to opt for a fixed deposit withdrawal before maturity. However, depositors can consider alternatives to premature liquidation to avoid paying penalties. Learn about the process of penalty imposition on premature fixed deposit withdrawal, as well as its disadvantages and alternatives to avoid penalty payments. Use the knowledge to plan …

How to Withdraw a Fixed Deposit: Process and Alternatives Read More »

AAA-rated government bonds in India stand out as a secure investment choice, offering both safety and steady returns. These bonds carry a low risk of default, making them a trusted option for conservative investors. With their strong credit ratings, they provide a reliable income stream while protecting your capital. To learn more about these bonds, …

AAA-Rated Government Bonds in India Read More »

Wondering how to buy Sovereign Gold Bonds in India? These government-backed bonds offer a secure and cost-effective way to invest in gold without the hassle of storing physical gold. By purchasing SGBs, you not only benefit from the rising value of gold but also earn annual interest, making it a smart choice for wealth creation. …

How to Buy Sovereign Gold Bonds (SGBs) in India: A Step-by-Step Guide Read More »

Investors prefer bonds as these instruments ensure steady returns on their capital while reducing market-linked losses. You can perceive the benefits of these investments more clearly as you approach your financial goals, particularly when stock market fluctuations threaten to undermine your gains.  Corporate bonds serve as debt obligations and are generally issued by businesses that …

What Are Company Bonds: A Beginner’s Guide to Corporate Bonds Read More »

When the Indian government requires financial support to meet various obligations, it seeks funding from the general public. Treasury bills are one of the dependable debt instruments used for this purpose. It is a promissory note that assures repayment in the future. To learn more about what a treasury bill is and other crucial details, …

What Are Treasury Bills? Understanding India’s Short-Term Investment Option Read More »

A lot of people mix up the terms ‘tax-free bonds’ and ‘tax-savings bonds’. However, in reality, both are different instruments. The main difference forms on how the tax treatment is implemented on each one of them.  Generally, the government allows tax incentives to bond investors to foster long-term infrastructural developments. Thus, you can witness complete …

Tax-Free vs. Tax-Saving Bonds: Which Is Better for You? Read More »

If you want to reduce your tax liability while having a high tax bracket, you can invest in some of the best tax-free bonds in India. These bonds help you earn tax-free interest as regular income semi-annually or annually. Learn about these bonds in detail here to make an informed purchase decision.  Top Tax-free Bonds …

Best Tax-free Bonds in India Read More »

Tax-free bonds issued by the government aim to collect funds for government activities. The government offers interests to the investors payable semi-annually or annually. Thus, if you invest in this type of bond, you can earn an income twice or once a year. Learn about this type of bond here in detail to make informed …

Tax-free Bonds: Meaning, Benefits and How They Work Read More »

Government bonds are an excellent investment option for individuals looking for safe debt instruments. The Reserve Bank of India (RBI) issues these bonds on behalf of the Central Government. Several people search online on how to invest in govt bonds as they are attracted by their strong association with the credibility of the Indian Government. …

How to Invest in Government Bonds: A Step-by-Step Guide for Beginners Read More »

There are various coupon bonds available in India that provides interests or coupons at regular intervals. However, a zero coupon bond is a type of bond that does not offers any coupons to its customers. Investing in such bonds can help you in the long run. In this article, you will learn in detail about …

Zero Coupon Bond – Meaning & Issuing of 0 Coupon Bond Read More »

With the increasing investment avenues, individuals are looking to diversify their portfolios. And to that matter, Sovereign Gold Bonds (SGBs) are gaining popularity due to their attractive features and underlying assets. In this blog, we will de into the concept of SGBs, explore their benefits, and address some questions related to this investment option. What …

Sovereign Gold Bonds – Recent Price & Top Scheme Invest Now in 2024 Read More »

Weddings and festivals in India are incomplete without gold, a popular investment option. However, it’s not always convenient to buy and store physical gold. The Government of India (GoI) introduced sovereign gold bonds (SGBs) in 2024to facilitate hassle-free investment in gold.  These government securities are denominated in grams of gold and are effective substitutes for …

How to Buy Sovereign Gold Bonds – Online in 2024 Read More »

Bonds play a significant role in the Indian financial market, providing investors with various options for diversifying their portfolios and generating income. In this article, we will explore the different types of bonds available in India, their features, and the benefits they offer to investors. Bonds are fixed-income securities that represent a loan made by …

Types of Bonds in India Read More »