Fixed deposit accounts are an ideal option for those who prioritise safety while also seeking flexibility and liquidity when it comes to investment. The ICICI Bank offers attractive FD options that are relevant for investors of all ages, locations and goals. Upon opening an account with the bank, you get an ICICI Bank Fixed Deposit …
Why Is It Important to Keep ICICI Bank Fixed Deposit Receipt Safe? Read More »
When it comes to safe and reliable investment options, fixed deposits are a preferred choice for senior citizens. Utkarsh Bank FD rates for senior citizens offer attractive interest rates and additional benefits that make them smart financial decisions. Let us dive deeper into this blog to understand why Utkarsh Bank FD rates for senior citizens …
Is Utkarsh Bank FD Rates for Senior Citizens a Good Choice? Read More »
Canara Bank fixed deposits are easy to open and maintain through the bank’s official website. Moreover, you can apply for their FD scheme with a minimum amount of ₹1,000 and tenures typically range up to 10 years. Earlier, the Canara Bank FD interest rates 2023 used to range between 3.25% to 7.65% across all the …
How Much Has the Canara Bank FD Interest Rate Changed from 2023 Read More »
Bank of Baroda (BoB), established in 1908, is a state-owned bank that has undergone a series of mergers and acquisitions in the past. Standing today, many people rely on their fixed deposits as they boast an impressive credit rating of AAA. In this guide, we have attempted to walk you through Bank of Baroda FD …
How Much Has the Bank of Baroda FD Interest Rate Changed from 2023 Read More »
Punjab National Bank (PNB) is widely popular among Indians for its attractive fixed deposit options. Now, it is very easy to open an FD scheme in PNB online and avoid hassle-free physical banking. In this guide, we will walk you through the interest rates applicable to the different schemes for various tenures and discuss each …
As India’s largest public sector lender, the State Bank of India offers a diverse range of FD interest rates for various tenures. The bank had previously adjusted its rate of returns on domestic retail fixed deposits over the past 3 years. This proactive approach along with an enhanced interest rate chart for FD customers via …
How Much Has the SBI FD Interest Rate Changed from 2022 to 2025? Read More »
Opening an HDFC fixed deposit online is a simple and convenient way to secure your savings while earning steady interest. With just a few clicks, you can start an FD from the comfort of your home, without visiting a branch. Whether you are looking for short-term or long-term investment options, HDFC Bank offers flexible tenures …
Fixed deposits are a trusted investment option, offering stable returns and easy access to funds when needed. If you are a senior citizen or new to investing, FDs can serve as an excellent tool to achieve your short-term financial goals. With their fixed interest rates, they also act as a reliable option to handle unexpected …
How to Maximise Your Returns with AXIS Bank FD Rates for Senior Citizens? Read More »
Retirement brings the freedom to relax and enjoy life, but financial stability remains a key priority. While pensions often serve as a primary income source, they may not always suffice to meet all expenses. For senior citizens seeking secure and steady growth of their savings, IndusInd Bank FD rates for senior citizens offer an attractive …
Benefits Senior Citizens Can Avail Upon Booking IndusInd Bank FD Read More »
Opening a Fixed Deposit (FD) account with Utkarsh Small Finance Bank has never been easier, thanks to the convenience of Utkarsh net banking. With flexible tenures, competitive interest rates and a secure digital interface, Utkarsh Small Finance Bank offers an efficient way to grow your savings while ensuring complete peace of mind. Whether you are …
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Did you know that if you invest ₹1 lakh annually in a non-cumulative fixed deposit account for 5 consecutive years at 9.25% p.a., your investment will mature to ₹1,46,250? Given the above scenario, the maturity sum for the same ₹1 lakh investment will be ₹1,44,500, ₹1,44,750 or ₹1,45,250, if your FD provider calculates interest monthly, …
What Is a Non-Cumulative Fixed Deposit: Features, Benefits & Returns Read More »
Starting from October 2024, several individuals have been turning to the Utsav Fixed Deposit Scheme to grow their savings. Wondering what is the Utsav Fixed Deposit Scheme and what makes it so appealing? The Utsav Fixed Deposit Scheme, introduced by the Bank of Baroda, is one of the lucrative FD options offering high interest rates …
All You Need to Know About Utsav Fixed Deposit Scheme Read More »
As people enter their golden years, financial security becomes more crucial than ever. Seniors often seek safe and reliable ways to grow their savings without taking on excessive risk. One popular option is the fixed deposit. In this article, we’ll explore the benefits of fixed deposits for senior citizens, discuss why they are a preferred …
Fixed deposits (FD) are secured investment options suitable for conservative investors. People invest in fixed deposits to get assured returns that are higher than other low-risk options like savings accounts. FDs are also used to diversify one’s portfolio to reduce risks. However, FD investors often look for high returns. While the interest rates are predetermined …
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Fixed deposits offer stable returns to investors wherein the interest rates are predetermined for a set period. The interest rate remains unchanged for the entire tenure of a fixed deposit booked. This means that to get higher returns, investors have one solution: to invest in an FD offering a higher interest rate. However, if you …
Fixed deposit laddering is an effective strategy to avoid the liquidation of long-term fixed deposits. It also helps depositors earn higher interest rates from a diversified fixed deposit portfolio. Investors can consider FD laddering to achieve a range of financial goals instead of depositing their entire corpus in a single FD. Learn about FD laddering …
Fixed Deposits have long been one of the safest investment options, offering stable income, guaranteed returns and low risks. They are an ideal choice for individuals who are looking to grow their savings over a fixed tenure. While withdrawing funds prematurely can provide immediate funds, it often comes with lower interest rates and penalties. In …
Need Funds Urgently? Here’s How FD Premature Withdrawal Impacts Your Investment Read More »
Those who look to open a ₹15 lakh fixed deposit account typically aim to generate a steady, passive source of income. If you get an assured 7% interest rate from any type of FD on a lump sum investment of ₹15 lakh, it can guarantee a fixed ₹8,750 income every month. Additionally, you gain a …
When planning to invest a fairly significant amount, a thorough analysis across different FD issuers is essential. This is because your eventual earnings will depend on the investment tenure and applicable FD rates. Let’s understand this better with an example. Suppose you decide to open a ₹10 lakh fixed deposit account, offering a 7.25% interest …
Fixed deposit (FD) interest rates in India fluctuate over time, largely influenced by the repo rate set by the Reserve Bank of India (RBI). However, these rates vary across banks. Generally, private sector banks offer relatively higher FD rates, while public sector banks provide lower rates. If you are seeking high returns, here is a …
Which Bank is Best for FD – Fixed Deposit Interest Rate Comparison Read More »
In today’s financial landscape, fixed deposits are one of the most secure investment avenues. For senior citizens, the Bank of India offers interest rates up to 7.75% p.a. and 7.90% p.a. for super senior citizens. Learn more about Bank of India senior citizen FD rates, its features, benefits, and other necessary details in this comprehensive …
Bank of India Senior Citizen FD Rates 2025 – How to book online Read More »
One of the most favoured investment options across the country is depositing money in fixed deposits. This financial instrument provides a secure avenue for saving surplus funds and generating guaranteed returns. Banks and financial institutions offer the flexibility to invest money in FDs for periods ranging from 7 days to 10 years. In this article, …
Latest Bank FD Interest Rates in 2025 – Fixed Deposit for 1 Year Read More »
Fixed deposits are a popular option for investing money. If you are an individual or company who wants to save money securely, investing in fixed deposits is the favourable option. Banks offer different types of fixed deposit plans to investors. However, the Reserve Bank of India (RBI) has allowed different Non-Banking Financial Companies (NBFCs) to …
What is Corporate Fixed Deposits and Best Rates in 2025 Read More »
Among the various financial products offered to customers by HDFC Bank, fixed deposits are quite popular. One such FD that is booked by many is the HDFC tax-saving FD. Under this FD scheme, the principal amount is deposited for a fixed minimum tenure of 5 years. Here, you get a tax deduction of up to …
HDFC Tax Saving FD and Interest Rates in Bank – 2025 Read More »
Starting its journey on April 12th 1895, Punjab National Bank is India’s first Swadeshi bank. PNB was the first bank that was purely managed by Indians. Till date, 9 banks have been amalgamated with PNB. As of June 2023, PNB has a total of 10,082 branches, out of which two of them are situated abroad. …
PNB Fixed Deposit Schemes, Rates and How to Apply Read More »
Non-Resident Indians (NRIs) often seek secure and rewarding investment options. One such avenue is the Non-Resident Ordinary Fixed Deposit (NRO FD). This article will provide a detailed overview of NRO FDs, covering key aspects such as their features, benefits, risks, and the process of opening one. Whether you’re a seasoned investor or a newcomer, understanding …
In today’s uncertain financial landscape, individuals continuously seek secure and rewarding investment options to grow their wealth. Fixed Deposits (FD) and Gold have long been considered traditional avenues for investment, each with its own set of advantages and disadvantages. In this blog, FD vs Gold, we will explore the world of FD and Gold investments, …
Axis Bank offers a variety of financial products and services, including FDs at various tenures and interest rates. Among these FDs, the Axis Bank Tax Saving FD scheme is a highly popular investment option among depositors. This scheme allows tax deductions of up to ₹1.5 lakhs within a financial year under Section 80C and comes …
Open Axis Bank Tax Saver Fixed Deposit – Interest Rates 2025 Read More »
How can you get back your money from DICGC incase of bankruptcy? Here is everything you should know
Fixed deposits are a popular investment option in India that allows individuals to deposit a lump sum amount with banks and NBFCs for a fixed tenure. The bank or NBFC then pays an agreed-upon interest rate for the deposited tenure. FDs give you the option to grow your wealth with flexibility. However, there are some …
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