Debt funds are mutual funds that pool money from investors to invest in debt securities that lend to various corporations and government bodies. The tenure of these instruments and the credit rating of each instrument held by a fund decide its risk level. Compared to equity funds, debt funds are often considered a safer investment …
Best Debt Funds for Long-Term Investment: Your Guide to Steady Returns Read More »
To foster new developments, the Reserve Bank of India (RBI) has collaborated with the National Stock Exchange of India (NSE) to enable retail investors to invest in government securities. As a result, now you may directly manage your investments made towards treasury bills (T-bills) and long-dated bonds. Earlier, only banks and large financial institutions could …
Government Securities in India: What They Are and How to Invest Read More »
You might be thinking about where to invest money to get good returns given market volatility. However, you can easily consider some of the secured investment options in India to get stable returns on your investment. It helps you reduce risks while diversifying your portfolio of investments. To help you choose your financial instruments, here …
As the financial landscape is ever-changing, we all need to make wise investment decisions to secure long-term safety and growth. Today, any person can hardly overstate the significance of long-term investments, as they play the most crucial role in combating inflation and achieving individual financial goals. The aim of this guide is to state the …
Best Long-Term Investment Plans for Future Security and Growth Read More »
Planning your investments wisely starts with understanding your liquidity requirements, risk appetite and investment tenure. For short-term goals, fixed deposits are a popular choice for their stability. Dive into this blog to discover more best short-term investment plans tailored to your financial goals. If you are planning to begin short-term investing soon, consider reading this …
There are multiple types of investments starting from the safest FDs to stocks, mutual funds, bonds, ETFs and so on. Therefore, as a retail investor at present, you get too many options to accumulate substantial wealth over time. However, it is essential to weigh the effects of different investment types carefully. In this guide, we …
Types of Investments: Understanding Your Options for a Strong Financial Portfolio Read More »
Conservative investors often look for safe investment options to begin their investment journey. Simultaneously, they often look for tax exemptions and benefits in secured investments. On the other hand, seasoned investors look for investment options with capital protection to diversify their investment portfolio. Whether you belong to the conservative or seasoned group of investors, here …
Safe Investment Options: Where to Invest Without Risking Capital Read More »
For working individuals, planning and managing finances help build wealth and a secure future. With a regular salary, you must make investments wisely. This will protect you against inflation, help you plan your retirement and allow you to achieve your financial goals. With multiple options available, it can be challenging to select the one that …
10 Best Investments for Salaried Individuals: Grow Wealth on a Fixed Income Read More »
Investments for women help them plan their short-term and long-term financial goals. It allows women to invest regularly or in a lump sum to build a corpus for their future. Investing in secured deposits and market-related investment plans can contribute to a diversified investment portfolio of high returns. Discover the best ways to increase your …
Investment Tips for Women: Building a Financial Future on Your Terms Read More »
Designing a roadmap to accumulate wealth for the future is very important, especially in your 20s or 30s. To achieve this goal, it is highly recommended that you start investing as soon as you start earning regularly. Many young people jump into investment by seeking advice from their friends and family members who have been …
Smart Investments for Beginners: Your Roadmap to Financial Security Read More »
People often confuse savings vs investment while considering wealth creation prospects. Savings and investments differ from each other in several ways. While savings is a low-risk financial solution to grow short-term funds, investment is a relatively riskier instrument to grow long-term wealth. Learn about the differences between savings and investment to make informed decisions. What …
Saving vs. Investment: Key Differences and Why You Need Both Read More »
Figuring out where to invest money for sustained wealth creation is an area of concern for individuals of all income groups. Hence, it is crucial to learn about some of the proven ways to grow your savings over the upcoming years. Many short-term and long-term investment options are there in the market and you can …
Where to Invest Money in 2024-25: Expert Tips for Maximising Your Wealth Read More »
In today’s financial landscape, generating a steady monthly income is a priority. Whether you are looking for an alternative to your current monthly income, want to secure your future or fund your retirement, selecting a good investment plan is important. From deposits to government-backed schemes and mutual funds, each plan offers different returns and risk …
10 Best Investment Plans for Monthly Income: A Guide to Stable Returns Read More »
Retirement is a rewarding new chapter, yet financial stability remains crucial. As you near retirement, planning for a secure financial future becomes essential. Senior citizens in India often seek investments that provide a dependable income while ensuring safety and stability. In this blog, you will explore the top investment options for senior citizens, covering interest …
Top Investment Options for Senior Citizens: Secure and Profitable Choices Read More »
Investing in India has become popular as it helps individuals combat inflation, achieve their financial objectives, and secure their future. In today’s financial landscape, investors can channel their money into various investment options such as stocks, equities, mutual funds, and fixed deposits rather than keeping their money idle in the bank account. In this comprehensive …
Best Investment Options in India – Types of Investments in 2024 Read More »
In January 2015, with a motive to end gender discrimination, the NDA government launched several schemes under the ‘Beti Bachao, Beti Padhao’ initiative. One such scheme was the Sukanya Samriddhi Yojana (SSY), designed to motivate parents to start a savings account for their daughters. ICICI Bank, among various banks, is authorised to offer the Sukanya …
ICICI Bank Sukanya Samriddhi Yojana – Open SSY Account Read More »
In the year 1994, HDFC Bank was founded as an Indian private bank. Over the years, the bank has opened 7,945 branches and 18,183 ATMs all over the country. As of 2023, HDFC Bank is the world’s 5th largest private banking institution in terms of market capitalization. The bank is known for offering various financial …
Open HDFC National Pension Scheme Account Online Read More »
Bank of Maharashtra is a public sector bank in India having about 2263 branches across India. It offers exclusive financial services to its customers as well as eases the process of investment in various government-backed schemes. Bank of Maharashtra PPF account service is available at selected branches. You can use this feature to deposit an amount …
Open Bank of Maharashtra PPF Account Online – 2024 Read More »
State Bank of India or SBI is an Indian multinational public sector bank established on 2nd June 1806. Headquartered in Mumbai (Maharashtra), SBI is one of the largest banks operating in India. This bank boasts a vast network, with over 191 overseas offices located across 36 countries. In this blog, we will walk you through …
Public Provident Fund (PPF) is an investment plan that offers a stable and high-yielding rate of interest. You can invest in the PPF from any bank or India Post branch. Being one of the oldest and most reliable government institutions, the Post Office offers PPF schemes, widely known as one of the popular choices for …
Post Office PPF Scheme – Postal PPF Interest Rates 2024 Read More »
State Bank of India is a multinational public-sector banking institution, headquartered in Mumbai. The bank carries a heritage and legacy of 200 years which makes it within the list of the world’s leading corporations. Intending to capitalise on its global footprint, SBI offers various financial schemes to cater to the diverse needs of its customers. …
SBI Sukanya Samriddhi Yojana 2024 – Open Account Online Read More »
Offering customised banking products and services to the unreached and unbanked rural and urban population of India, AU Bank has become one of the largest Small Finance Banks in the country. The bank encourages individuals from all sectors to invest in the NPS, one of its offerings, with an aim to secure their future. To …
With regular investments in Kotak NPS, you can financially secure your retirement life. The Kotak Mahindra Bank is registered under the NPS Trust and thus proactively oversees and regulates the underlying securities. NPS Kotak presents an excellent opportunity for growth for individuals actively seeking a cost-effective equity investment avenue. In this blog, we will walk …
Open Kotak NPS Account Online 2024 – Interest rates Read More »
As a legal guardian or parent of a girl child, you can open an HDFC Sukanya Samriddhi Yojana (SSY) account to secure the financial interest of a minor. The SSY scheme is a central government-backed long-term savings scheme that you can open exclusively for your girl child. Let’s know about the scheme in detail. What …
HDFC Sukanya Samriddhi Yojana Interest Rates 2024 Read More »
Since 1908, the Bank of Baroda has been offering financial services to more than 150 million customers across 17 countries. The bank is authorised to offer various government schemes, including Sukanya Samriddhi Yojana. If you are a parent who is looking for an excellent way to invest in your daughter’s education, this blog on the …
Bank of Baroda Sukanya Samriddhi Yojana Interest Rates 2024 Read More »
Axis Bank is an esteemed banking partner in India that extends its services to more than a million citizens each month. At present, you may opt for Sukanya Samriddhi Yojana Axis Bank to strengthen the financial security of your girl child. Keep reading this blog to find out more information regarding this scheme. What is …
Axis Bank Sukanya Samriddhi Yojana Interest Rates 2024 Read More »
Punjab National Bank (PNB) is one of the oldest financial service providers owned by the Government of India. The bank is widely known for offering several government-backed schemes, including the Sukanya Samriddhi Yojana. This scheme is a part of the ‘Beti Bachao – Beti Padhao’ program to benefit the girl child. With the help of …
Headquartered in Mumbai, Axis Bank is the third-largest private sector bank by assets and the fourth-largest firm by market capitalisation. Renowned for its diverse financial products and services, the bank also provides the National Pension System (NPS) to its customers. NPS scheme is an investment and pension scheme initiated by the Government of India to …
National Pension Scheme or NPS is a retirement savings plan regulated by PFRDA. At present, you can visit any Punjab National Bank branch to register yourself under the PNB NPS. All your contributions to the NPS remain secure as the Central Record Keeping Agency records minute details of each subscriber. In this blog, we will …
PNB NPS Interest Rates 2024 – Open PNB NPS Account Read More »
For all those looking for a long-term investment plus tax-saving option, the Union Bank of India PPF account can be an excellent scheme. You can even opt for partial withdrawals under this facility from the 5th financial year onwards. For more details regarding this bank offering, keep reading this comprehensive guide on Union Bank PPF …
