What things can be stored in the Kotak Bank lockers?

You can store a range of confidential and private items in your Kotak Bank lockers, including property papers, certificates, bonds, jewellery, policy documents and much more.

How am I supposed to store my valuables in the locker facility of Kotak Mahindra Bank?

In case you are availing the Kotak Bank locker facility to safeguard your documents, you can use air-tight (zipped) plastic bags or pouches. You can also laminate the documents or papers before storing them to ensure more safety. On the other, valuables such as jewellery can be stored in metal containers.

What things are not allowed in the Kotak Mahindra Bank lockers?

Kotak Mahindra Bank does not allow any of the potentially dangerous or illegal substances including chemicals, weapons, narcotics, explosives as well as perishable items.

Kotak Locker Charges 2025 - Features & Types

Stable Money Team

Author Updated on May 30, 2025

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Founded in 1985, Kotak Mahindra Bank is currently one of the most reputed private Indian banks. Apart from basic banking services, the bank provides its customers with the ability to use and manage lockers.

Kotak Bank offers lockers in convenient sizes, ensuring ease of access for customers. In this blog, we will walk you through a range of Kotak locker charges, types, features and other associated details that you need to know.

Latest Kotak Bank Locker Charges and its Types

Kotak Mahindra Bank locker charges are outlined below as annual rentals, which vary based on your locker’s size.

Locker Branch Category	Annual Rent Range (₹)
A+	3,750 – 12,500
A	3,000 – 10,000
B	2,250 – 7,500
C	1,500 – 5,000
D	750 – 2,500

Features of Kotak Bank Locker

Here are some of the salient features of Kotak Bank lockers that you need to know.

1. Advanced Safety with Updated Security Measures

The safe deposit locker rooms in Kotak Bank branches are equipped with modernised security guidelines and equipment. In addition, these lockers feature dual key security where you can keep one of the keys while the other one is possessed by the bank.

2. Convenience in Accessing the Lockers

You can conveniently access all of your locker facilities on any working day at Kotak Bank. The locker facilities are available in over 1,000 branches across India. In addition, the customers can also add or remove individuals who can access their lockers.

3. Easy Nomination Facilities

You can easily nominate your nominee at the contracted rate with an additional penal charge of 0.5% on premature withdrawal of your deposit made in these lockers.

4. Easy Payment Methods

You can set auto-debit and make hassle-free payments for pending locker charges in Kotak Mahindra Bank via your savings/current account.

Eligibility Criteria to Open a Kotak Bank Locker

Check the eligibility criteria below before applying to ensure you are eligible to open a locker at Kotak Bank.

Individuals
Limited Companies
Trusts, Clubs and Associations

Documents Required to Open a Kotak Bank Locker

The following documents are required to apply for a new locker in Kotak Mahindra Bank.

KYC documents (Aadhaar Card, PAN Card, Passport, Driving Licence or Voter’s ID Card)
Bank Statement of your Kotak Bank savings or current account
Passport size photographs
Security deposit

However, in the case of Locker Custody with a survivorship clause, Kotak Bank shall demand the understated papers.

Duly filled claim application form
Stamped Receipt for discharged safe custody locker
Death certificate

How to Open Kotak Bank Locker?

Booking a locker facility at Kotak Bank is an easy process. The following will guide you through the step-by-step process of opening your Kotak Bank locker offline.

Step 1: Write an application to your respective branch manager.
Step 2: Sign the agreement paper containing all the terms and conditions associated with the bank locker. The bank employee will guide you through the process in case you need assistance.
Step 3: You need a bank account at the Kotak Bank to avail the locker service. So make sure to open a bank account or fixed deposit as a guarantee or security to avail the facility.
Step 4: Pay the Kotak locker charges as per the latest rates.

Kotak Bank Locker Rules and Regulations

Go through all the terms and conditions carefully to understand the key obligations for opting for a locker facility at Kotak Mahindra Bank.

Customers must abide by any changes in bank regulations.
The locker holders are recommended to secure confidential passwords and other security measures for the locker, such as the keys and documentation to avoid unauthorised usage of the locker.
Pay the Kotak Mahindra Bank for costs incurred during Changes and repairs made in the locker due to the customerBreaking up of the locker in terms of the agreement
The Kotak Mahindra Bank has the right to recover its rent or other costs as Kotak locker charges and even refuse access to the locker.

Final Word

Kotak Mahindra Bank provides highly secure and convenient locker services to safeguard your personal assets. This blog aims to highlight the Kotak locker charges and to guide you on how to avail this facility. To learn more about locker facilities, you can visit your nearest or local branch of Kotak Mahindra Bank and consult with a bank representative.