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Nainital Bank Net Banking 2024 – Login & Register Online

Nainital Bank was established in the year 1922 as a subsidiary of Bank of Baroda. They have almost 170 branches all over Delhi, Rajasthan, UP, UK and Haryana. Nainital Bank net banking provides a wide range of banking services and facilities to their customers. With their user-friendly online portal, you will have a great online banking experience. Read on to explore the different services and facilities available on this portal.

Nainital Bank Net Banking Services

You can avail the following banking services through the Nainital Bank online banking portal:

  1. View Account Summary
  2. Cheque Book Request
  3. Request for Passbook
  4. Open FD
  5. Request for Demand Draft
  6. Online Money Transfer
  7. Utility Bill Payments
  8. 24/7 Customer Support

How to Register to Nainital Bank Net Banking?

You must be an existing account holder to register for net banking at Nainital Bank. Additionally, you must keep your debit card and PAN card ready for a hassle-free registration process. Below are the steps you can follow while registering for Nainital Bank Internet banking:

  • Step 1: Visit the official website of Nainital Bank and click on the ‘Internet banking application’ option.
  • Step 2: Download the form and fill up the required details such as customer ID, name, DOB, mobile number, mail ID, account number etc
  • Step 3: Along with the duly filled form, submit a Nainital bank account’s passbook copy to your nearest Nainital bank branch.

That’s it! The bank officials will go through the form and documents to verify your details and will provide you with your net banking login credentials.

How to Login to Nainital Bank Net Banking?

In case you are looking for steps explaining the Nainital Bank net banking login procedure, scroll down.

  • Step 1: Visit the Nainital Bank online banking page.
  • Step 2: Click on the ‘Internet Banking’ button.
  • Step 4: You will be again redirected to the ‘Internet Banking Login’ page. 
  • Step 4: Enter your login credentials and the verification code.
  • Step 5: Once done, hit the ‘Login’ button to log in to the Internet banking portal.

How to Reset the Nainital Bank Net Banking Password?

In case you have forgotten your login password there is nothing to worry. You can instantly change it from the Nainital Bank Internet banking portal. Here are some easy-to-follow steps to change your net banking password.

  • Step 1: Visit the net banking portal of Nainital Bank and click on the ‘Login’ button.
  • Step 2: Select the ‘Net Banking’ option and tap on the ‘Forgot Password’ link.
  • Step 3: Enter your customer ID and registered mobile number.
  • Step 4: After that, click on the ‘Validate’ option to move to the next screen.
  • Step 5: Enter the OTP received on the registered mobile number.
  • Step 6: Set your new password and confirm it.

How to Check Nainital Bank Account Balance Online?

To check your account balance via the Nainital Bank internet banking, you must complete your registration process. Go through the below-given steps to check your account balance online:

  • Step 1: Navigate to the net banking portal of Nainital Bank.
  • Step 2: On the home page click on the ‘Login’ option.
  • Step 3: Next, tap on the ‘Net Banking’ option.
  • Step 4: Enter your user ID, password, and verification code to log in.
  • Step 5: After that, click on the ‘Account Summary’ option from the menu tab.

Once done, your Nainital Bank account balance will show up on the screen.

How to Transfer Money via Nainital Bank Net Banking?

You can make online fund transfers via NEFT, RTGS or IMPS. Here are the steps you need to follow for transferring money through net banking Nainital Bank:

  • Step 1: Visit the Nainital Bank’s net banking portal.
  • Step 2: Enter your user ID and password to log in to your account.
  • Step 3: Click on the ‘Payments & Transfers’ tab followed by the ‘Fund Transfer’ option.
  • Step 4: Choose between inter or intra-bank transfer.
  • Step 5: Decide on the mode of transaction (NEFT/RTGS/IMPS).
  • Step 6: Select the beneficiary and enter the amount you want to transfer.
  • Step 7: Write a transfer description and tick on the ‘I accept terms & conditions’ checkbox.
  • Step 8: Finally, click on the ‘Confirm’ or ‘Continue’ button to initiate the transfer.

Nainital Bank Net Banking – Daily Limits and Charges

The Nainital Bank Internet banking facility is much more convenient and safe than the traditional way of transferring funds by visiting Nainital Bank branches. Have a glance at the table below to learn about their charges and transaction limits.

1. IMPS Charges & Transaction Limits

TypeAmount
Nainital Bank Ltd IMPS Limit (Minimum)₹1 
Nainital Bank Ltd IMPS Limit (Maximum)₹2 lakhs
Nainital Bank Ltd IMPS Charges (Outward)Up to ₹1,00,000 – ₹5/transaction₹1,00,001 to ₹2,00,000 – ₹15/transaction

2. RTGS Charges & Transaction Limits

Amount SlabAmount
Nainital Bank Ltd RTGS Limit (Minimum)₹2 lakhs
Nainital Bank Ltd RTGS Limit (Maximum)₹10 lakhs
Nainital Bank Ltd RTGS Charges Up to ₹2 lakhs – NIL₹2 lakhs to ₹5 lakhs – ₹24.50 (+ Applicable GST)Above ₹ 5 lakhs – ₹49.50 (+ Applicable GST)

3. NEFT Charges & Transaction Limits

Amount SlabAmount
Nainital Bank Ltd NEFT Limit (Minimum)₹1
Nainital Bank Ltd NEFT Limit (Maximum)₹10 lakhs
Nainital Bank Ltd NEFT ChargesUp to ₹10,000 – ₹2.25 (+ Applicable GST)₹10,001 to ₹1 lakh- ₹4.75 (+ Applicable GST)₹1 lakh to ₹2 lakhs- ₹14.75 (+ Applicable GST)Above ₹2 lakhs- ₹24.75 (+ Applicable GST)

Note: Currently charges are zero for savings bank users for NEFT done through net banking Nainital Bank. All Inward transactions (NEFT and RTGS) are free of cost.

How to Pay Credit Card Bill via Nainital Bank Net Banking?

Below are the steps of how to pay credit card bills through Nainital Bank’s online banking website.

  • Step 1: Navigate to the Nainital Bank’s official website.
  • Step 2: Enter your user ID and password to log in to your account.
  • Step 3: Click on the ‘Credit Card’ tab.
  • Step 4: Select the ‘Credit Card Payment’ option 
  • Step 5: Pay the outstanding credit card bill using your savings account.

Nainital Bank Net Banking Features

Nainital Bank’s Internet banking facility has several exclusive features that benefit its customers. These features include:

  1. You will get to view your account summary and balance online.
  2. You can carry out money transfers within this bank or to other banks via NEFT, RTGS or IMPS.
  3. Nainital Banks allows their customers to request new chequebooks.
  4. You can also request for cancellation of chequebook delivery or track the chequebook request status.
  5. Recharging your mobile or DTH is now easier with Nainital Bank Internet banking.
  6. You can pay all your utility bills (electricity, phone, subscription, etc) online.
  7. You can easily view and download mini statements via their Internet banking site.
  8. Nainital Bank allows its customers to open term deposits (FD and RD) online.
  9. You can also make donations and charity via their online banking portal.
  10. You can deposit money into your bank accounts.
  11. Along with all the above features, you can edit your bank details online.

Nainital Bank Net Banking Customer Care

Reach out to the following contact numbers for any queries, feedback or complaints. Nainital Bank’s customer support team is available 24 hours a day thus, contact them at your preferred time.

Nainital Bank Customer Support Number

Toll-Free Number: 1800 180 4031 (All India)

LocationCustomer Care Number
Delhi120-2401083
Haldwani 05946-250321
Dehradun 0135-2761802

Nainital Bank Headquarters Details

Address: Seven Oaks Building Mallital, Nainital Uttarakhand – 263001

Telephone Number: 05942-239280

Final Words

By using Nainital Bank net banking facility, you can make your online transactions, bill payments, and other financial services easy, convenient and secure. So, make sure to register with the Internet banking facility as soon as you open a savings account in this bank. Also, note that they are constantly updating and optimising their portal with various innovative technologies to make it more user-friendly.

FAQs

Is there any authentication required other than the login and transaction password?

Apart from the login password and transaction password, OTP is required for a successful login, which is sent to your registered phone number.

In Nainital Bank, are there two customer IDs for two accounts?

No, all the bank accounts in Nainital Bank are linked to one customer ID only.

How to recover the customer ID of Nainital Banking via their net banking portal?

You can either check the first page of your passbook or navigate through your account statement.

Can I register to the Nainital Bank net banking online?

You can download the registration form online but cannot complete your registration process without submitting it to your nearby Nainital Bank branch.

What is the maximum number of payees or beneficiaries I can add online?

The maximum number of beneficiaries you can add online is 10

Disclaimer

This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.

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Stable Money

At Stable Money, we have only one goal: turning your income into long-term wealth.
We believe sharing knowledge through relatable content is a powerful medium to empower and guide Indians on the path to financial freedom.
Towards this goal, we are trying to simplify jargon and industry lingo for the common man, by bringing most accurate finance-related information to our readers.

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