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Post Office Online Banking Login - Post Office Internet Banking

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Stable Money Team

Author Updated on Jun 17, 2025

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The Department of Post is known for achieving a notable milestone in the Indian banking services industry and has shown its commitment to providing a secure, easy-to-manage, and fast online banking experience through Post Office Online banking. In this blog, we will walk you through the features and services offered by this online facility. 

Indian Post Office Bank Net Banking Services

Indian Post Payments Bank offers a vast array of services to its customers. Keep reading to explore their online banking services in the section below:

  1. Fund Transfer(Inter-bank i.e. NEFT, RTGS)
  2. Fund Transfer (Within Bank)
  3. Balance Inquiry
  4. Utility Bill Payments
  5. DTH Recharge
  6. Cheque Book Request
  7. Stop Cheque Request
  8. Doorstep Banking Request

How to Register to Indian Post Office Bank Net Banking?

In case you are looking for steps on how to register for Post Office online banking, go through the following stepwise guide.

  • Step 1: Navigate to the official webpage of Indian Post Payments Bank.
  • Step 2: Enter your account number (savings/current), DOB, ATM debit card number and registered phone number. The post office bank will send you an OTP on your registered phone number. 
  • Step 3: Enter the OTP. 
  • Step 4: Set up the password.

How to Reset Post Office Net Banking Password?

If you forgot your India Post internet banking password or want to change it, follow these below-given steps to reset your password.

  • Step 1: Login to the Post Office net banking website.  
  • Step 2: Click on the 'Forgot Password' option.
  • Step 3: Enter your customer/user ID.
  • Step 4: Click on the ‘Submit’ button. Provide an answer to the hint question.
  • Step 5: Log in with the OTP sent to your registered email ID and click on the 'Submit' option.
  • Step 6: Set up your new password.

How to Check Indian Post Office Bank Account Balance Online?

Before checking your account balance online, you need to complete your account activation process. Here are the steps which you can refer to view your post office bank account balance via Post Office net banking.

  • Step 1: Log in to the DOP e-banking portal.
  • Step 2: Enter your user ID and password.
  • Step 3: Enter the OTP sent to you as a verification process. 
  • Step 4: Select the ‘Accounts’ option. Your account’s balance will be displayed on the screen. 

Indian Post Office Bank Net Banking - Daily Limits and Charges

Read along to get a detailed overview of the transaction limits and charges of India Post net banking.

IMPS Charges

Transaction size (₹)Savings AccountCurrent Account
Up to ₹2,000₹5₹5
Ranging from ₹2,001 to ₹5,000₹5₹5
More than ₹5,000₹10₹10

IMPS Transaction Limits

AccountMinimum Amount/Transaction LimitMaximum Amount/Transaction Limit Per Day Limit
Savings Account₹5₹50,000₹2,00,000
Current Account₹5₹50,000₹2,00,000

RTGS Charges

Transaction size (₹)Savings AccountCurrent Account
Ranging from ₹2 lakhs to ₹5 lakhs ₹24.50₹24.50
Above ₹5 lakhs ₹49.50₹49.50

RTGS Transaction Limits

AccountMinimum AmountMaximum Amount/Transaction Limit Per Day Limit
Savings Account₹2,00,000₹5,00,000-

NEFT Charges

Transaction size (₹)Savings AccountCurrent Account
Up to ₹10,000NIL₹2.25
Ranging from ₹10,001 to ₹1 lakhNIL₹4.75
Ranging from ₹1 lakh to ₹2 lakhsNIL₹14.75
Above ₹2 lakhsNIL₹24.75

NEFT Transaction Limits

AccountMinimum AmountMaximum Amount/Transaction Limit Per Day Limit
Savings Account₹1₹2,00,000-
Current Account₹1₹2,00,000-

Indian Post Office Bank Net Banking Features

The Department of Post offers the following salient features to its customers through its Post Office online banking.

  1. You can view monthly and quarterly bank statements and balances via their e-banking post office.
  2. The facility accepts online stop-and-book cheque requests.
  3. You can do seamless fund transfers via both inter and intra-bank.
  4. The online facility allows you to carry out all your electricity bills, water bills, and utility payments.
  5. You can do a DTH recharge with a few clicks.
  6. You can do bank transactions for 24 hours a day.
  7. You can also request for doorstep banking.

Post Office Net Banking Customer Care

You can address any queries to their dedicated customer support team. Get in touch with the Department of Post via the below-mentioned phone number (toll-free):

Customer Care Number: 1800 266 6868

Post Office Headquarters Details

Address: 2nd Floor, Speed Post Centre, Bhai Veer Singh Marg, Market Road, New Delhi-110001

Final Words

Serving as both banked and under-banked institutions, the Department of Post aims to change universal banking platforms to another level through secure transactions and innovative high-end technologies. For its customer's convenience, India Post provides affordable and simple online banking solutions. Therefore, register to Post Office net banking to ease your overall banking experience.

Explore Net Banking Options from Leading Indian Banks:

Public Sector Banks

SBI | PNB | Bank of Baroda | Bank of India | Canara Bank | Union Bank | Indian Bank | UCO Bank | IDBI Bank | Central Bank of India | Bank of Maharashtra | Allahabad Bank

Private Sector Banks

ICICI Bank | HDFC Bank | Axis Bank | Kotak Mahindra Bank | IndusInd Bank | Yes Bank | RBL Bank | Bandhan Bank | DCB Bank | City Union Bank

Regional & Cooperative Banks

SVC Bank | Cosmos Bank | TJSB | Saraswat Bank | Bharat Bank | Mehsana Urban Bank | Varachha Bank

Small Finance Banks

AU Small Finance Bank | Equitas SFB | Jana Bank | ESAF SFB | Suryoday SFB | North East SFB | Fincare SFB

Foreign & Niche Banks

Deutsche Bank | Citibank | Airtel Payments Bank | Paytm Payments Bank

Gramin & Regional Rural Banks

Kerala Gramin Bank (KGB) | Andhra Pragathi Grameena Bank (APGB) | Andhra Pradesh Grameena Vikas Bank (APGVB)

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The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.