Video KYC (vKYC) is an online face-to-face video identity verification process for KYC purposes. This is a convenient online banking process where customers can get their KYC documents and signatures verified. Through ICICI Bank vKYC mode, users will be able to complete their KYC without needing to physically visit a bank.
In this blog, we will walk you through the features and steps to complete your vKYC process at ICICI Bank.
What is ICICI Bank VKYC?
No matter which type of products you choose from ICICI Bank, be it availing a credit card or opening a bank account, you need to start with the Video KYC verification process. The process of vKYC in ICICI Bank comes with several associated benefits. Firstly, this process is easy and quick as it is an online paperless mode of completion of KYC. Hence, you will not be asked to visit the branch. Moreover, you will have unlimited access to the features of the e-KYC ICICI bank account.
How to Do ICICI Bank vKYC?
You can complete the ICICI Bank vKYC at the time of account opening easily using the following steps.
- Step 1: Apply to open an account if not already a user.
- You can easily do so by applying for an ‘Insta Save’ Savings Account or other variants by visiting the bank’s official website or branch, where you will be asked to enter your PAN, and then authenticate yourself using Aadhaar and OTP and finish other important details.
- You can also avail loan or credit card in case you do not wish to open a savings account at ICICI Bank.
- Note that users who apply for ‘Amazon Pay ICICI Bank Credit Card’ are also required to complete their VKYC process.
- Step 2: Click on the ‘Video KYC’ tab.
- Click on the link received from a bank official or on the ‘Video KYC’ tab visible on the mobile banking app. You will be asked for location access for regulatory purposes and then you will be routed to a KYC officer to verify your details in a quick video call.
- Step 3: Submit the required details for Video KYC.
- You just need to keep your PAN card, a blank white paper and a blue/black pen with a stable data connection.
When is ICICI Bank VKYC Required?
In accordance with an RBI mandate, all customers need to undergo a bank vKYC procedure in order to avail unlimited access to ICICI Bank products and services. With ICICI Bank, you need to complete the full KYC at the time of account opening.
Documents Required to Do ICICI Bank VKYC
You need the following documents to complete your video KYC verification process at ICICI Bank.
- PAN Card
- Aadhaar Card
ICICI Bank VKYC Timings
You can complete your ICICI Bank vKYC only during the bank’s working hours, from Monday to Friday (9.15 AM to 6.15 PM). Therefore, this facility is not available on bank holidays.
Final Word
ICICI Bank vKYC process has enabled users to easily update their KYC details online without the hassle of visiting the nearest or home branch. You just need to book a video call where you will be asked to verify your documents and signature online.
FAQs
With ICICI Bank vKYC facility, your KYC details can be verified in a matter of a few minutes after which you will get access to full-KYC benefits associated with your ICICI account.
No, the vKYC facility is available for ICICI customers only during working hours of the bank (Monday to Friday from 9.15 AM to 6.15 PM).
If you do not complete your KYC at ICICI Bank, your account may be terminated due to non-compliance with the regulatory guidelines.
Disclaimer
This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.
