Yes Bank Net Banking – Online Registration & Login

Founded in 2004, Yes Bank is a leading bank and trusted financial institution in India. Operating in the MSME, Retail, and Corporate banking sectors, the bank has 1,192 branches and 1,301 ATMs spread over 700 Cities in India. 

Yes Bank extends a comprehensive net banking facility, enabling customers to conduct a variety of financial transactions and access crucial information about their accounts, fixed deposits, cheques and investments. The secure and user-friendly platform also facilitates bill payments, donations and e-commerce transactions on external websites.

In this blog, we will walk you through a detailed guide on features and services offered by the bank through its Yes Bank net banking facility. 

Yes Bank Netbanking Services

Here are the most important services you can avail from the YB Net banking platform:

1. Easy and instant funds transfer within Yes Bank and other banks via NEFT, RTGS, and IMPS.
2. Open and manage fixed deposits and recurring deposits.
3. Pay utility bills, online subscriptions and donations.
4. Invest in and manage mutual funds.
5. Access account information, statements and transaction details.
6. Track issued cheques and update details like nominee and PAN card.
7. Request debit cards, credit cards, new chequebooks and loans.
8. Download deposit slips, Form 16A TDS Certificate and State Government VAT Challan.
9. Make quick bill payments using YES PayNow and e-commerce payments.

Yes Bank Net Banking Online Registration

To register for Yes Bank’s online net banking services, follow these straightforward steps:

• Step 1: Initiate the registration process by visiting the official YES Bank online portal.
• Step 2: On the portal, locate and click on the ‘Login’ option, then select ‘New User’. 
• Step 3: Provide essential details such as your account number, customer ID and registered phone number.
• Step 4: Click ‘Submit’ and an OTP (One-Time Password) will be promptly sent to your registered phone number for verification.
• Step 5: Enter the OTP received to complete the verification process. Click on ‘Proceed’ to advance to the next step.
• Step 6: Upon successful verification, you will be redirected to a new page. Here, generate a new password for your YES Bank net banking registration.
• Step 7: Enter the newly created password, confirm it and click on ‘Proceed’.

Once you complete these steps successfully, the net banking of Yes Bank registration process will be finished. You can now enjoy the convenience of accessing YB net banking services.

Yes Bank Net Banking Login Process

To access YB Net Banking, follow these straightforward steps:

• Step 1: Go to the YB Net Banking portal. 
• Step 2: Upon reaching the portal, enter your designated Login ID.
• Step 3: Provide your password in the designated field.
• Step 4: Click on the ‘Login’ button to access your YB Net Banking account.
• Step 5: To enhance password security, utilise the virtual keyboard by checking the designated box.
• Step 6: In case you forget your Login ID, click on ‘Forgot Login ID.’ If you’ve forgotten your password or need to unlock your Login ID, select ‘Forgot Your Password/Unlock Login ID.’

How to Reset Yes Bank Net Banking Password?

If you have forgotten or lost your Yes Bank retail net banking password, follow these simple steps to reset it:

• Step 1: Visit the official YES Bank online portal.
• Step 2: Click on the ‘Log-in’ option available on the portal.
• Step 3: Choose the ‘Forgot Password’ option to proceed with resetting your password.
• Step 4: Upon selecting ‘Forgot Password,’ you’ll be redirected to the next page. From the drop-down menu, pick an identification method (debit card, credit card, loan account, Aadhaar).
• Step 5: Enter the necessary details as per the selected identification method to initiate the password reset.
• Step 6: After entering the details, generate a new password for your YB net banking account.  
• Step 7: Confirm the newly created password to ensure security and for future reference.

How to Check Yes Bank Account Balance Online?

Checking the account balance of Yes Bank is a very easy process, follow this step-by-step guide:

• Step 1: Visit the official website of YB Net Banking.
• Step 2: Put all the necessary details correctly and press the ‘Login’ button.
• Step 3: Navigate to the account summary section.
• Step 4: Choose the account on which you want to check the balance.

After completing these steps, you will be able to see the account balance of your Yes Bank account. 

How to Transfer Money via Yes Bank Netbanking?

Here is the step-by-step guide on how to transfer money via Yes Bank Net Banking:

• Step 1: Visit the Yes Bank Netbanking official website.
• Step 2: Log in to your account. 
• Step 3: Select the type of fund transfer you want to initiate from the left side of the dashboard. 
• Step 4: After choosing the type of transfer, add a beneficiary or choose the ad-hoc option, to whom you are sending the money. 
• Step 5: If you choose the ad-hoc option, a pop-up will appear on your screen. Provide the necessary details of the beneficiary such as transfer amount, account number, IFSC of the beneficiary bank etc.
• Step 6: Click the ‘Transfer’ button after choosing the account from which you wish to transfer. 
• Step 7: An OTP will be dispatched to your registered mobile number. Enter the OTP in the space given and click ‘Submit’.
• Step 8: A window appears displaying a message of successful transfer and the details of the transaction.

Yes Bank Netbanking – Daily Limits and Charges

The daily transaction limits and charges associated with Yes Bank online transfers via IMPS, NEFT, and RTGS are outlined below. 

1. IMPS (Immediate Payment Service):

Yes Bank imposes a charge of ₹5 plus GST per transaction for IMPS transactions conducted through YB net banking. However, if the IMPS transfer is executed using the Yes Bank mobile banking app, no charges are applied.

2. NEFT (National Electronic Funds Transfer):

Yes Bank does not levy any charges for NEFT transfers carried out through Yes Bank online net banking or mobile banking. Additional charges are only applicable when NEFT transfers are conducted at the branch office, as follows:

• NEFT transfers up to ₹10,000: ₹2.50 + GST
• NEFT transfers ranging from above ₹10,000 to ₹1 lakh: ₹5.00 + GST
• NEFT transfers ranging from above ₹1 lakh to ₹2 lakhs: ₹15.00 + GST
• NEFT transfers of more than ₹2 lakhs: ₹25.00 + GST 
• RTGS (Real Time Gross Settlement):

For RTGS transactions executed through internet banking or the YB net banking app, no charges are imposed. However, for transactions conducted through branch visits. Here is a list of the charges levied by the Yes Bank on RTGS: 

• RTGS transfers ranging from above ₹2 lakhs to ₹5 lakhs: ₹25.00 + GST
• RTGS transfers of more than ₹2 lakhs: ₹50.00 + GST

How to Pay Credit Card Bills via Yes Bank Net Banking?

Follow these steps for seamless payment on the YB Net Banking portal:

• Step 1: Visit the Yes Bank online payments portal. 
• Step 2: Click on the ‘PAY NOW’ option.
• Step 2: Input the 16-digit credit card number and specify the total payment amount.
• Step 3: Choose the preferred bank account from which you intend to make the payment. You will be automatically redirected to the Internet Banking portal of the selected bank.
• Step 4: Verify and confirm the payment amount.

After the successful transaction, the bank will reflect the amount in your account accordingly. You will further receive an online confirmation containing the Transaction Reference Number.

Yes Bank Net Banking Features

Here are some of the most essential features of net banking of Yes Bank: 

1. Lower Charges and Higher Rates

Yes Bank offers advanced facilities, better interest rates and free-of-cost services to its customers. If you use YB net banking, you will get Zero-cost online NEFT and RTGS fund transfers. 

2. Accessibility

Accessibility and convenience are some of the most important features of Yes Bank’s net banking. You can avail these services 24 hours a day throughout the year. Being able to complete financial tasks from anywhere with just a click of a button makes it such a great option for Yes Bank account holders. 

3. Banking Facilities 

You can also get non-banking facilities such as online chequebook ordering, account updates, and information about interest rates. 

4. User-friendly Interface

 The Yes Bank net banking login portal is very easy to use, enabling individuals to set up an account in no time. Also, the customer service of Yes Bank is very responsive. If you face any problem when using the net banking facilities, call the bank’s customer service or send them an email. 

5. Additional Services

With the Net banking of Yes Bank facility, you can monitor your money, analyse investments, avail sweep-in facilities, pay online bills, use loan calculators, etc. You can also get online tax forms and tax preparation services with Yes Bank net banking.

Yes Bank Net Banking Customer Care

Contact the customer care of Yes Bank to resolve any issues you have regarding net banking. Use the following communication channels to contact them.

1. If you are an account holder in India, use the toll-free number 1800 1200 or use the telephone number +912261219000. 
2. If you are an account holder settled abroad, you can use: +91 22 3099 (General Number), 1877 659 8044 (USA/Canada), 808 178 5133 (UK), 8000 3570 3089 (UAE).
3. You can contact the bank using the official email id [email protected]. 
4. Besides, you can also send an SMS: Type ‘HELP’ space ‘Customer ID’  to +91 9552220020. 
5. You can also reach out to the corporate headquarters of Yes Bank (Tower, IFC-2, 15th Floor, Senapati Bapat Marg, Elphinstone (w), Mumbai – 400 013, India). 

Final Word

By using the Yes Bank net banking services, you will be able to simplify your financial tasks such as fund transfers, utility bill payments, investment and account management and open fixed deposits. Now that you have a comprehensive idea about registering your account with the net banking of Yes Bank, avail all the great facilities offered by the bank.

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Disclaimer

This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.