Indians have chosen fixed deposits as their preferred investment option for ages. The most important benefits of an FD are that it guarantees returns and is quite a low-risk investment option. Dhanlaxmi Bank is another private-sector bank that offers fixed deposits. The bank, which started its operations way back in 1927 in Thrissur, Kerala, has …
Latest Dhanalakshmi Bank FD Rates – Updated FD Interest Rates 2024 Read More »
In today’s uncertain financial landscape, it’s essential to have a reliable investment option that offers stability and consistent returns. One such option that has stood the test of time is a Long Term Fixed Deposit (FD). In this blog, we will explore the concept of Long Term FDs, their benefits, interest rates, and how to …
Long Term Fixed Deposit (FD) – Top Scheme For Senior Citizen 2024 Read More »
In India, Fixed Deposits have been a popular investment option for many individuals who look forward to assured returns with low risk. FDs come with a fixed tenure and interest rate, and you can withdraw the full amount after maturity. However, there might be situations where you need to break your FD before its maturity …
How to Break Fixed Deposit Online & in App – 2024 Read More »
Fixed deposits are a popular investment option due to their guaranteed returns and low risk. In FDs, you invest a certain amount for a fixed tenure at a fixed interest rate; hence you get a stable return after maturity. But what if there’s a hike in the interest rates after you have invested your money? …
What is Fixed Deposit Laddering – Benefits of Fixed Deposit Laddering in 2024 Read More »
One of India’s largest public sector banks, Union Bank of India, has been serving customers since 1919. The bank presently has more than 120 million customers overall and almost 76,000 employees. It also has a few branches, subsidiaries and representative offices in foreign locations such as Abu Dhabi, Hong Kong, London, etc. Union Bank FD …
Union Bank FD Interest Rates – Today FD Rates of Union Bank in 2024 Read More »
Today, finding a balance between returns and security can become a difficult task with a variety of investment options available. However, options of fixed deposits (FDs) and certificates of deposits (CDs) stand tall among the myriad options. Both these deposits promise investors assured returns, along with growth and stability in their savings. Let us take …
Certificate of Deposit vs Fixed Deposit – Which One is Better in 2024 Read More »
In today’s financial landscape, diversification is the key to safeguarding and growing your hard-earned money. One avenue that offers not just security but also attractive returns is the NRE Fixed Deposit (NRE FD). In this blog, we will delve into the depths of NRE Fixed Deposits, exploring their features, benefits, interest rates, eligibility criteria, and …
What is NRE Fixed Deposit & How to Invest in it 2024 Read More »
A credit card is not just a convenience today; it’s more of a need. Credit cards help you to build and maintain your credit score. However, not everyone qualifies for a regular credit card due to a low CIBIL score or insufficient credit history. A credit card against FD helps rebuild your credit score. Let’s …
What is Credit Card Against FD – How to Apply & its Limit in 2024 Read More »
Learn how fixed deposits offer a safe and secure investment option with guaranteed returns, making them a popular low-risk investment option among investors.
NRI fixed deposit is a reliable FD investment option, applicable to Non-Resident Indians and Persons of Indian origin. This type of fixed deposit offers high-yielding returns on foreign income, making it an attractive choice for risk-averse investors. Several banks and financial institutions in India provide different types of NRI FD accounts, including the State Bank …
SBI NRI Fixed Deposit Interest Rates – Best FD Rates For NRI in 2024 Read More »
When you are going through financial emergencies or crisis, taking a loan for the same helps you solve such issues at that moment. Apart from emergencies, loans also come in handy for other purposes, such as education, building a house, buying a vehicle and others. In most cases, people tend to liquidate their savings or …
HDFC Loan Against FD – Steps to Apply for HDFC Loan Against FD in 2024 Read More »
In today’s financial landscape, it is in your best interest to manage your finances in a way where you can achieve the highest possible return while ensuring liquidity whenever due. Investment in a sweep-in FD is an ideal way to do so. This blog will provide insights into the sweep-in FD concept and all the …
What is Sweep-in FD its Meaning & Working in 2024 Read More »
Fixed deposits are one of India’s safest and most traditional investment options. It comes with a lock-in period, during which depositors/investors cannot withdraw their funds until maturity. There are several types of FDs, with flexi fixed deposit being one of them. Keep reading to find out more details about a Flexible FD, its features and …
What is Flexi Fixed Deposit its Meaning & Benefits of Flexi FD in 2024 Read More »
Today, financial security and stability are of utmost importance. Fixed deposit (FD) has emerged as a popular investment option. If you’re considering opening an FD account, it’s essential to understand the documents and eligibility criteria. This blog will guide you with the eligibility criteria, list of documents required for fixed deposits, process, and highlight the …
What are the Documents Required to Open FD in 2024 Read More »
Operational since 1994, IndusInd Bank has emerged as one of the leading private sector banks in India. It is serving 37 million plus customers with more than 2,631 branches and 2,903 ATMs established across the country. It also has several representative offices in the United Kingdom and UAE. IndusInd Bank offers different types of FD …
Yes Bank Limited is one of the leading private-sector banks in India. It offers a wide range of banking solutions catering to MSME, retail and corporates. Moreover, the bank operates in multiple financial service segments such as brokerage business and investment banking through its subsidiary “Yes Securities”. The bank has a total deposit of ₹2,19,369 …
In the world of finance, Fixed Deposit Receipts (FDRs) are the most reliable financial documents issued as proof to FD investors. Offered by financial institutions and banks, it specifies the fund deposited in a fixed deposit scheme for a specific period at a predetermined interest rate. Let’s comprehensively discuss the concept of Fixed Deposit Receipts, …
Fixed Deposit Receipt – FD Receipt Form Fill Online 2024 Read More »
Saving taxes is a crucial aspect of financial planning, and a Fixed Deposit (FD) is a popular investment option for many individuals. FDs offer a safe and secure way to grow your money with a fixed interest rate over a predetermined period. However, the interest earned on FDs is taxable, which can impact the overall …
What is Tax Saving FD & 6 Incredible Ways of Doing it in 2024 Read More »
Fixed Deposits (FDs) have long been a favoured investment option for individuals looking to secure their savings while earning attractive interest rates. However, once the maturity period of an FD is reached, investors face a crucial decision – whether to renew their FD or withdraw the funds. In this blog, we will delve into the …
What is Fixed Deposit Renewal & How to Do It 2024 Read More »
Bajaj Finance Ltd. (commonly known as Bajaj Finance) is a subsidiary of Bajaj Finserv Ltd. and was incorporated on 25th March 1987. The organisation is classified as an NBFC (Non-Banking Financial Company) that engages in lending and accepting different types of deposits. This NBFC lends to individuals, SMEs, and retail businesses in rural and urban …
Bajaj Finance FD Interest Rates – Types & Best FD Interest Rates 2024 Read More »
North East Small Finance Bank is a subsidiary of RGVN (North East) MicroFinance Limited, a financial service company that received an ‘In-Principle Approval’ from RBI in 2015 to set up the bank. It was the only financial institution in the North-Eastern Region of India to receive the approval. The main aim behind establishing the North …
North East Small Finance Bank FD Rates – FD Rates 2024 Read More »
Investors are always on the lookout for options that would help them earn high returns. While fixed deposits (FDs) have been a preferred investment option for ages for their safety and security, investors are increasingly becoming aware of the benefits of mutual funds. FDs are mostly offered by banks and mutual funds are mostly offered …
FD vs Mutual Funds – Difference Between FD and Mutual Funds 2024 Read More »
Fixed Deposits (FDs) are popular investment instruments that provide individuals with a secure and reliable way to grow their savings. FDs offer assured returns with low risk, making them a preferred choice for conservative investors. One aspect that potential investors need to consider when opting for an FD is whether they want to go for …
Difference between Cumulative and Non-Cumulative FD – 2024 Read More »
Taking a financial decision could be confusing with the number of investment avenues available in India, such as mutual funds, stocks, ETF, FD, PPF and many more. National Pension Scheme (NPS) and Fixed Deposts (FD) are two such investment options that could help you grow your wealth. Both have unique features and benefits that are …
Managing your finances and securing your financial future is quite essential nowadays. Various investment options are available today, and two popular choices among individuals are Fixed Deposits (FDs) and Life Insurance. Both these financial instruments offer different benefits and cater to diverse financial goals. In this blog, we will compare the difference between Fixed Deposits …
Fixed Deposit vs Life Insurance – Which One is Better ? Read More »
Term deposit is an umbrella term used by banks and Non-banking Financial Institutions (NBFC) to refer to investments like recurring deposits and fixed deposits. Both term deposits and fixed deposits are two popular investment options that offer individuals the opportunity to earn interest on their savings while maintaining a low level of risk. Financial institutions …
Term Deposit vs Fixed Deposit – Which One is Better? Read More »
The origin of HSBC Bank in India dates back to 1853 with Mercantile Bank of India, headquartered in Mumbai. Later, in 1959, Hong Kong Shanghai Bank Corporation Limited bought the Mercantile Bank and thus began the journey of HSBC Bank. HSBC has established itself as an international bank actively participating in the development of the …
HSBC FD Interest Rates – FD Types & Scheme in 2024 Read More »
If you want to save your money for 3 years, investing in a fixed deposit can be your friend. FD is a common financial tool used by investors wanting to save their money safely and get guaranteed returns. Different banks and NBFCs (Non-Banking Financial Companies) offer attractive interest rates for you to save and grow …
Best FD Interest Rates for 3 Year – FD Rates for Senior Citizen 2024 Read More »
Financial emergencies can appear at any time in your life. Whether you have savings or not, it is difficult during a financial crisis to analyse what is a good option to come out of such a situation. However, if you have investments in FDs with different banks and financial institutions, you can avail the facility …
Jammu and Kashmir Bank (J&K Bank) is one of India’s oldest private-sector banks. It is a Scheduled Commercial Bank, incorporated in 1938, with its headquarters in Srinagar. J&K Bank is a leading bank in the entire region of Jammu and Kashmir and Ladakh. The Reserve Bank of India has designated J&K Bank to be its …
Jammu Kashmir Bank FD Rates – Types of Fixed Deposit 2024 Read More »
