Jana Bank Net Banking  2024 – How to Register & Login?

Jana Small Finance Bank, in terms of deposit size and assets under management, is one of the leading Small Finance Banks in India. During its evolution in the banking industry, it has built a solid reputation serving numerous customers and communities and becoming a leading digitised bank with its online banking facilities. The account holders can avail exclusive financial services at Jana Bank net banking portal. 

Jana Bank Net Banking Services

Jana net banking offers a variety of financial services catering to the increasing demand of its customers for online services. Here are some of its most prominent net banking services: 

1. Self-register on Internet banking with a Debit Card number and URN.
2. Get a 360-degree single view of the entire Jana Bank relationships accompanied by a summary of deposits, account balances, and loans. 
3. Transfer funds within Jana Small Finance Bank and to other banks too, using NEFT and RTGS. 
4. With an expense management module, you will very conveniently be able to effortlessly and intelligently manage your money. 
5. Open FDs and RDs online with a simple and quick procedure. 
6. Update your email, change your card PIN, request a new chequebook, view the status of cheque clearance, block or hotlist card, etc. 
7. View detailed and mini-account statements of your transactions. 

How to Register to Jana Bank Net Banking?

Follow these steps to register to Jana Small Finance Bank net banking portal: 

• Step 1: Visit https://www.janabank.com/online-banking/internet-banking/ and navigate to ‘Login’. 
• Step 2: Tap on the ‘Internet Banking’ option to move to the Login page
• Step 3: Click on the ‘Register’ tab to begin the registration process.
• Step 4: Enter all the required information accurately. 
• Step 5: Accept the terms and conditions and click ‘Submit’.
• Step 6: Enter a login password of your preference and re-enter it to confirm it 
• Step 7: Enter and confirm the transaction password. 
• Step 8: Enter the OTP received on your registered mobile number 
• Step 9: Finally, click on the ‘Submit’ button. 

The registration process is complete. You can log in to your net banking account with your customer ID and this new password. 

How to Login to Jana Bank Net Banking?

Follow the steps below to log in to the Jana Small Finance Bank net banking portal:

• Step 1: Navigate to the internet banking portal of Jana Bank.
• Step 2: Click on the ‘Login’ button available on the homepage.
• Step 3: You will get redirected to the login page.
• Step 4: Enter the user name, password and CAPTCHA.
• Step 5: Finally click on the ‘Continue’ button to login to the portal. 

How to Reset Jana Bank Net Banking Password?

If you have forgotten your password you can reset it with ease. Follow these steps to change or reset your net banking password: 

• Step 1: Move to the login page, and click on the ‘Forgot password’ option.
• Step 2: On the next page select ‘Debit Card’ or ‘CRN Details’ with which you want to verify your user name
• Step 3: Provide your user ID and enter a new password. Confirm it for further use.

You will be able to generate a new password by following further instructions. 

How to Check Jana Bank Account Balance Online?

Checking account balances is simple using online banking. Follow the steps below for balance enquiry: 

• Step 1: Visit the official website of Jana Bank and click on the ‘Login’ button.
• Step 2: Enter the user ID and password on the login page to access your net banking account.
• Step 3: Navigate to the ‘Account Summary’ section to view your current balance. 

How to Transfer Money via Jana Bank Net Banking?

With Jana Bank net banking payment services you can transfer funds in the following methods: 

1. IMPS

You can avail of Immediate Payment Service (IMPS) with Mobile Banking, Retail Internet banking, and Corporate Internet Banking channels. Here are steps to follow to transfer money: 

• Step 1: Log in to the Jana Bank internet banking portal. 
• Step 2: Click on the ‘Fund Transfer’ button and choose the ‘Beneficiary’. 
• Step 3: Choose the transfer type as ‘IMPS’ and enter the transaction amount,
• Step 4: Finally, add remarks if applicable, and click on ‘Submit’. 
• Step 5: You will receive an OTP on your registered mobile number. 
• Step 6: Enter the OTP (or ‘MPIN’ for mobile banking) and complete your transaction by clicking on ‘Confirm’. 

You can see the payment confirmation number on the screen after the transaction is complete. 

2. NEFT or RTGS  

The procedure of transferring funds through NEFT and RTGS is similar. Go through the steps below to transfer money using Jana Bank net banking payment methods of NEFT or RTGS: 

• Step 1: Visit the Jana Bank internet banking page and navigate to ‘Login’.
• Step 2: After logging in, locate the ‘Payment and Transfers’ tab and select ‘Fund Transfer’. 
• Step 3: A new page containing different fund transfer options will appear. Select Inter-Bank or Inter-Bank Payee and select the transaction type: NEFT or RTGS.  
• Step 4: From the list of beneficiaries existing in your account choose the one you want to transfer funds to. 
• Step 5: Enter the transaction amount, and add remarks if applicable. 
• Step 6: Click on the ‘I accept Terms and Conditions’ checkbox and click on ‘Confirm’ and ‘Continue’. 

This will initiate the NEFT or RTGS fund transfer. You can print this page or take a screenshot for future reference. 

Jana Bank Net Banking – Daily Limits and Charges

Following are the daily transaction limits and service charges associated with Jana Small Finance Bank Internet banking: 

The service charges for IMPS are only applicable to the following accounts: 

1. Regular Business Account
2. Premium Business Account
3. Money Back Business Account 
4. Smart Money Business Account 
5. Jana Business Account 
6. Jana Savings Account 
7. BSBDA Account
8. DIGIGEN Account 
9. Metro Savings Account 
10. Regular Savings Account 
11. Savings Plus Account 
12. Regular Savings: V-KYC Account 
13. Silver Savings Plus Account 

How to Pay Credit Card Bill via Jana Bank Net Banking?

Follow this step-by-step guide to pay your credit card bills via Jana Bank internet banking : 

• Step 1: Log in to your net banking and navigate to the ‘Bill Payment’ section. 
• Step 2: The screen will display various types of bill payments under the ‘Recharges and Bill Payments’ section. Choose ‘Credit Card’. 
• Step 3: Enter mandatory details such as beneficiary details, etc. 
• Step 4: Select the debit account, enter the payment amount, account holder’s name, and remarks. 
• Step 5: Click on ‘Submit’ and you will see a page with transaction details. Click ‘Confirm’. This will take you to another page asking for an OTP. 
• Step 6: During this time your registered mobile number will receive an OTP. Provide the OTP and click the ‘Submit’ to complete the payment process. 

Jana Bank Net Banking Features

Jana Bank internet banking offers its customers a lot of useful features. Here are some of the features: 

1. You can seamlessly access the different financial services on Jana Bank’s internet banking portal from devices like PCs, smartphones, and tablets. 
2. Customers can personalise their dashboards according to their preferences with the available widgets. 
3. One can schedule fund transfers by setting up standing instructions and with the ‘Quick Links’ feature. 
4. At the inbox, you can easily view the bank’s notifications and communications. 
5. Customers can transfer funds without paying any service charges through NEFT and RTGS and transfer funds anytime through IMPS. 
6. Corporations can give specific access rights to users on the basis of their roles within an organisation. 
7. For every account, corporate account holders can give preferred access to users, separately. 
8. You can open or close fixed and recurring deposit accounts online on this portal. 

Jana Bank Net Banking Customer Care

In case of any queries, customers can call Jana Bank customer care representatives using the following details: 

Head Office Address 

For further assistance, you can contact the head office at this address: 

Jana Small Finance Bank Limited

The Fairway Business Park, First Floor,

Survey No.10/1, 11/2 & 12/2B,

Off Domlur, Koramangala Inner Ring Road,

Next to EGL Business Park Challaghatta,

Bengaluru – 560071

Registered Office No.: 080-46020100

Final Word

Financial services from Jana Bank have helped millions of customers meet their banking needs not only with favourable interest rates but with inclusiveness and consistency of high-quality performances. Jana Bank net banking facility follows the same path and continues to vitalize its stronghold on the market while offering customers enhanced convenience and security. 

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Disclaimer

This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.