Yes Bank FD Calculator 2025

Fixed deposit (FD) calculators assist you in financial strategy planning and budgeting. The Stable Money Yes Bank FD calculator helps you estimate the FD maturity value. You can additionally calculate the interest amount that you will likely receive from your FD.

Check the FD maturity value now on the Stable Money FD calculator for planned budgeting!

What Is Yes Bank FD Calculator?

Yes Bank fixed deposit calculator is an online tool that you can access free of cost on Stable Money. It helps you calculate the FD maturity amount and interest based on the tenure, interest rate and principal you fill in.

Using the results of this tool you can determine the time period you require to achieve your financial goals. It further helps you understand if you need to invest a higher principal or stay invested for a longer duration to achieve your financial goals. 

Use the Stable Money Yes Bank FD rate calculator for financial goal planning!

How Does a Yes Bank FD Calculator Function?

The proper functioning of the Yes FD calculator requires the following details:

1. Fixed Deposit Principal: The principal amount is the primary factor that you need to calculate the exact maturity value. 
2. Interest Rate: The interest rate on FD varies based on the tenure of the investment. As a result, you need to enter the correct interest rate for the chosen tenure for your citizen type (senior citizen FD rates/normal citizen FD rates).
3. Time Period: The time period of your investment determines the amount of interest you earn at a specific rate. Choose your tenure based on your financial goals to get an accurate maturity value. 
4. Compounding Frequency: The compounding frequency of interest significantly affects the FD maturity value. A half-yearly compounding frequency will likely provide a slightly higher interest amount compared to a yearly compounding frequency. As a result, you need to choose the applicable compounding frequency such as yearly, half-yearly or quarterly. Usually, the compounding frequency varies based on the tenure of the investment. 

Enter the applicable compounding frequency to calculate FD maturity on the Stable Money Calculator!

How to Check FD Maturity Value on a Yes Bank FD Calculator?

Follow the steps mentioned below to use Yes Bank fixed deposit calculator on Stable Money:

Step 1: Fill in the total investment amount in Yes Bank FD.

Step 2: Enter the effective interest rate.

Step 3: Fill in the time period that you choose.

Step 4: Select the compounding frequency (Yearly/Half-Yearly/Quarterly) from the drop-down menu. 

Step 5: Check the FD maturity value (total returns) and interest receivable (FD returns) on the screen and the adjoining diagrammatic representation. 

Enter your details now to check the FD returns on the Yes Bank FD calculator!

Pros of Using a Yes Bank FD Calculator

Use Stable Money’s Yes FD calculator to reap the following benefits:

1. Accurate Results: This calculator provides error-free results based on the details you fill in like the FD sum, interest rate, tenure and compounding frequency. 
2. Time and Cost-Saving: Instant results that this calculator provides save time required in manual calculation. In addition, you can use it multiple times without incurring any cost. 
3. Flexible Use: You can use this calculator from any location at any time ensuring flexibility. 
4. Easy Access: You can access this calculator without visiting bank branches with no dependence on bank representatives to calculate your FD maturity value. Notably, you need internet access to use this calculator. 

Manual Calculation of Yes Bank FD Maturity Value

To calculate the maturity value of Yes Bank fixed deposit manually, use the formula mentioned below:

A = P (1 + r / n) ^ (n * t); where A: Maturity Value; P: Sum of fixed deposit; r: rate of interest; n: compounding frequency; t: tenure in years

Consider the scenario below to understand how this formula works:

Mr N deposits ₹1,00,000 in a Yes bank FD at 7.25% per annum for 2 years, compounding quarterly. The maturity amount receivable by Mr N is as follows:

Maturity Amount (A) = ₹1,00,000 (1 + (0.0725/ 4)) ^ (4 * 2) = ₹1,15,454 (approximately)

The manual calculation can be time-consuming and subject to errors. 

Use the Stable Money Yes Bank FD calculator to avoid errors and save time in calculation!

How Can Choosing Stable Money Be Beneficial in FD Booking?

Stable Money allows you to choose banks offering high interest rates of up to 9.50% wherein you can earn a higher interest income. Moreover, you do not have to open a savings bank account to book an FD with Stable Money-partnered banks. 

You can open as many FDs as you want at your convenience. Access to Stable Money customer support 24 * 7 further makes FD booking and financial planning hassle-free for users. 

Depositors receive an FD certificate from the concerned financial institution after booking FDs. All your FDs booked using the Stable Money platform or app are insured under Deposit Insurance and Credit Guarantee (DICGC) up to ₹5 lakh under the RBI (Reserve Bank of India) regulations.