Utkarsh Small Finance Bank FD Calculator 2025

Fixed Deposit (FD) calculators help investors plan their financial goals effectively with accurate estimates. Filling in accurate details is necessary to get the right results and design your financial plans. Utkarsh Small Finance Bank FD calculator helps you calculate the FD maturity amount for your FD with this particular bank for proper financial planning.

What Is a Utkarsh Small Finance Bank FD Calculator?

Utkarsh Bank FD calculator available on the Stable Money website is a specially designed online and free-of-cost tool for FD investors. It allows them to calculate the maturity amount of their Utkarsh Bank FD for a specific tenure at the applicable interest rate.

How Does a Utkarsh Small Finance Bank FD Calculator Work?

Utkarsh FD calculator requires inputs like the FD principal, interest rate for the chosen tenure and the tenure of maturity. Based on these details, the calculator presents the maturity amount along with the interest income. To get accurate results, make sure to enter the correct amount, interest rate and tenure. 

How to Use Utkarsh Small Finance Bank FD Calculator? 

Here are the steps to use the Utkarsh Small Finance Bank FD calculator:

Step 1: Input the FD principal amount, the applicable interest rate offered by Utkarsh Bank, and your selected tenure. 

Step 2: Choose the ‘Compounding Frequency’ from the drop-down list where you will find, yearly, half-yearly and quarterly options. 

The screen will reflect the total investment, FD returns and total returns for your entered details.

Advantages of Utkarsh Small Finance Bank FD Calculator

Here are the advantages of the Utkarsh Small Finance Bank FD calculator:

1. Accurate Calculation: These calculators provide precise results, eliminating human errors that might arise from manual calculations. 
2. Time-Saving: This tool can calculate results in minimal time which might otherwise be time-consuming if calculated manually. 
3. Financial Planning: Depositors can fix their goals and make investment decisions with effective financial planning based on the results provided by these calculators. 
4. Easy Access: Easy online access to these calculators makes them usable at any time from any place. 
5. Transparency: As these calculators present estimates accurately, depositors can have clarity on the maturity amount, ensuring transparency between them and the platform. 

Formula to Calculate FD Maturity Value

You can calculate the FD maturity value manually using the formula mentioned below:

A = P * (1 + r/n) ^ n*t

A: Maturity Amount

P: Principal 

r: Rate of Interest

t: Number of Years

n: Compounded Interest Frequency

Consider the example below to calculate the FD maturity value.

For instance, Mr X opened an FD of ₹1,00,000 with Utkarsh Small Finance Bank at 9.10% per annum compounded quarterly for 1 year. Then, using the above formula, the maturity amount will be as follows:

Maturity Amount = ₹1,00,000 (1 + (0.091/4)) ^ (4 * 1) = ₹1,09,415 (approximately)

However, manual calculation can be time-consuming, tedious and subject to human errors. To avoid errors and confusion in choosing compound or simple interest methods, you can use an FD calculator.

Download the Stable Money App or input your FD details in the Utkarsh Bank FD calculator provided above!

Utkarsh Bank FD Rates 2025

Why Choose Stable Money for Booking Utkarsh Small Finance Bank FD?

Looking to open a Fixed Deposit with Utkarsh Small Finance Bank? Stable Money is your trusted partner for hassle-free FD investments. Here’s why millions trust us:

1. Easy FD Calculations: Quickly calculate your FD returns using our Utkarsh Bank FD Calculator. It’s fast, free, and accurate, helping you make informed decisions.
2. Latest Interest Rates: Stay updated with the current Utkarsh Bank FD interest rates, ensuring you maximize your returns.
3. Simple and Convenient: Our platform is designed to make booking an FD smooth and easy. Just a few clicks, and your investment is ready!
4. 24/7 Assistance: Got questions? Our dedicated support team is here to help anytime, ensuring a worry-free experience.
5. Smart Financial Planning: Use Stable Money to compare FD options, calculate earnings, and align your savings with your financial goals.

Start your journey to secure savings today with Stable Money – the smarter way to book your Utkarsh Small Finance Bank FD!