Ujjivan Small Finance Bank Recurring Deposit in 2026

Ujjivan Small Finance Bank offers competitive interest rates on its recurring deposit (RD) schemes, making it a suitable choice for individuals looking to build savings through regular monthly investments. With flexible tenures, low minimum deposit requirements, and higher rates for senior citizens, Ujjivan SFB RDs cater to both short-term and long-term financial goals.

Continue reading to learn about the latest Ujjivan Small Finance Bank RD interest rates.

Ujjivan Small Finance Bank Interest Rate

Here is a brief overview of Ujjivan SFB's Regular Recurring Deposit interest rate that you can avail:

What is Ujjivan SFB Regular Recurring Deposit?

The Ujjivan SFB Regular Recurring Deposit is a good investment option which allows depositors to invest a minimal amount consistently to build up savings at good rates! You get to avail interests of up to 7.45% p.a. with RDs at Ujjivan Bank. The banking facilities provided by Ujjivan Bank are safe investment options and low-risk in nature. They are ideal for people who have short-term financial goals.

Features and Benefits of Ujjivan SFB

Opening a Recurring Deposit (RD) Account at Ujjivan Bank can grant you a lot of features and benefits. Here is a list of a few of them which you can avail upon choosing their bank to get an RD account: 

• Ujjivan SFB's regular Recurring Deposit rate is up to 7.45% p.a. (for general citizens) and 7.95% p.a. (for senior citizens).
• The minimum deposit amount is ₹100 and then multiples of ₹100 thereof.
• There is a guarantee of returns and minimal investment requirements.
• One can open an RD account via both offline and online modes.
• You are allowed to close your Recurring Deposit account prematurely.
• Customers are allowed to open RD accounts at any branch of Ujjivan SF Bank.

Documents Required to Open an RD Account at Ujjivan Bank

There are a few documents that must be submitted as proof of your identity and address. They are:

• Aadhaar Card
• Passport
• PAN Card
• Utility Bills
• Driving License
• Voter ID Card 

Eligibility Criteria for Ujjivan SFB Recurring Deposits

• Indian residents aged 18 years or above can open an RD or savings account.
• Minors can opened jointly with a guardian/parents
• Joint accounts can be opened by two or more individuals
• Partnership firms, trusts, companies, or other non-individual entities are eligible

Conclusion

Ujjivan Small Finance Bank Recurring Deposits in 2026 continue to be a reliable and attractive option for individuals who want to save systematically while earning stable, guaranteed returns. With competitive interest rates, flexible tenures, a low minimum monthly investment, and additional benefits for senior citizens, Ujjivan SFB RDs suit both short-term goals and long-term financial planning. Whether you are a first-time saver or someone looking for a low-risk investment avenue, opening an RD with Ujjivan Small Finance Bank can help you build a disciplined savings habit and grow your money steadily over time.

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