Citibank Netbanking – How to Register & Login?

Headquartered in Mumbai, Citibank India is a foreign bank offering investment and retail banking services. Renowned for its advanced net banking facility, the bank offers its customers a seamless and efficient way to manage their daily banking activities. 

In this blog, we will walk you through the features and services provided by the Citi Bank net banking facility while highlighting the steps on how to avail its benefits. Keep reading to know more. 

Citibank Netbanking Services

Here is a long list of services you will get to enjoy by using Citi Bank net banking.

1. Transfer Funds (NEFT/RTGS/IMPS)  
2. Tax Payment
3. View Transaction History
4. Balance Enquiry
5. Cheque Book Issuance
6. Bill Payment
7. CitiAlerts (Account Alerts)
8. Link Multiple Accounts
9. Review/View Bills Online
10. Order Demand Drafts
11. Open/Close Online FD
12. Repay Home Loan
13. Pay Utility Bills      
14. Sign-up for e-Statements  
15. Manage (View, Buy & Sell) Mutual Funds
16. Access Personal Loan Details
17. Services and Support Centre
18. Online Shopping   
19. Online Ticket Booking
20. Change Account Details
21. Access Spend Analyser     
22. Hotlist Credit/Debit Cards
23. Apply for Insurance

How to Register to Citibank Netbanking?

You have to follow the below-given steps to successfully register to Citi bank net banking.

• Step 1: Visit the official website of Citibank.
• Step 2: Navigate to the left side of the screen and click on the ‘First Time User? Register Now’ option.
• Step 3: Enter a few details of yours such as DOB, debit card number and CVV after selecting the type of account. Click the ‘Proceed’ button.
• Step 4: Enter the OTP sent to your registered phone number as an authentication process.
•  Step 5: Choose your User ID and password (IPIN) as per the instructions stated by Citibank.

Citibank Netbanking Login Process

You can easily do Citibank online banking login with a few clicks. Just follow the below-mentioned steps.

• Step 1: Visit the official website of Citibank and click on the ‘Login’ option at the extreme right corner of your screen.
• Step 2: Enter your User ID and IPIN (password) and click on the ‘Login’ button.

How to Reset Citibank Net Banking Password?

Let’s take a look at the below-stated steps to know how to reset Citibank’s online banking password (IPIN).

• Step 1: Go to the official website of Citibank and click on the ‘Forgot IPIN’ option.
• Step 2: Select your type of account on the next webpage.
• Step 3: Carefully go through the terms & conditions and click on the ‘Proceed’ option.
• Step 4: Input the OTP sent to your registered mobile number and press the ‘Enter’ button.
• Step 5: Reset your new IPIN as per the given instructions and press the ‘Enter’ tab. 

How to Check Citibank Account Balance Online?

If you are looking for steps on how to check your account balance via Citi Bank net banking, read below.

• Step 1: Visit the official website of Citibank.
• Step 2: Enter your User ID and IPIN/password.
• Step 3: Click on the ‘My Account’ option.
• Step 4: Choose the ‘Account Balance’ option from the drop-down box.

That’s it!  Your Citibank account balance will be instantly displayed on your display.

How to Transfer Money via Citibank Net Banking?

Net banking Citibank allows you to transfer funds through NEFT, IMPS, and RTGS. Below are the steps on how to transfer money through Citi online net banking portal.

1. Transfer Money Through IMPS

• Step 1: Login to the internet banking portal of Citibank and add a beneficiary by entering the account number and IFSC code.
• Step 2: Click on the ‘Bank’ option, followed by the ‘Transfer Funds’.
• Step 3: After clicking on the ‘To Other Bank Account’ option, click on the’ Make payment now’.
• Step 4: Select the ‘Immediate Transfer’ (IMPS) option followed by the amount and account to which you want to transfer.
• Step 5: Click on ‘Continue’. 

2. Transfer Money Through NEFT or RTGS

• Step 1: Visit the official website of Citibank and login with your user ID and IPIN.
• Step 2: Provide a few details of the account you are transferring money to like the account number, city, IFSC code, branch location and total amount.
• Step 3: Enter the OTP sent by Citibank to your registered phone number to complete the payee registration and transaction.
• Step 4: Set up the standing instruction in case you are transferring within the Citibank account. You must also add the payee in case you are transferring for the first time.

Citibank Net Banking – Daily Limits and Charges

Daily transaction limits and charges vary, depending upon the mode of transaction. Thus keep reading to get a clear idea about it.

IMPS Charges & Transaction Limit

NEFT Charges & Transaction Limit

RTGS Charges & Transaction Limit

UPI Charges & Transaction Limit

How to Pay Credit Card Bills via Citibank Net Banking?

In case you are searching for the steps on how to pay credit card bills via the net banking Citibank, read below.

• Step 1: Log in to the internet banking portal of Citibank by entering your valid User ID and IPIN.
• Step 2: Select the relevant credit card.
• Step 3: Enter the bill amount and confirm your transaction.

Citibank Net Banking Features

Here are some of the salient features that you can avail by using the Citi bank net banking facility. 

1. You can easily monitor your bank account by tracking your transaction history.
2. Citibank allows viewing and editing your standing instructions on your bank account.
3. You can also view your bank statements (for the last 18 months).
4. The bank offers a CitiAlert facility to their customers for tracking their Rupee checking account for your convenience.
5. You can track your spending pattern through the spend analyser online.
6. You can access your loan details over the Citi online net banking site.
7. Citibank allows you to make all your utility payments and insurance premiums.
8. Through their online portal, you can re-order chequebooks and demand drafts.

Citibank Net Banking Customer Care

You can reach out to Citibank’s customer care department any time you want as they are available 24×7. Kindly, refer to the below-given contact numbers for any feedback, doubts, queries, and complaints.

Citibank Customer Care Numbers

Citibank Headquarter Detail

Address: Plot Nos C-54 and C-55, G-Block, Bandra Kurla Complex, Bandra East, Mumbai 400098

Final Words

Opting for Citi Bank net banking puts several banking service options at your fingertips. This will elevate your online banking experience by making it easy, quick and secure. Henceforth, if you have a bank account in Citibank, register and log in to its net banking facility to enjoy a wide range of banking features and services. 

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Disclaimer

This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.