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PSB Net Banking – Punjab and Sind Bank Netbanking Login

Headquartered in New Delhi, Punjab & Sind Bank was established in the year of 1980. Till now, the bank has opened 1553 branches across India. It provides a varied array of services, including its net banking facility, making your online banking activities more convenient and secure. 
In this blog, we will walk you through the features and services of Punjab and Sind Bank Netbanking, an online banking facility offered to all PSB customers. 

Punjab and Sind Bank Net Banking Services

Punjab & Sind Bank is continuously trying to incorporate highly advanced technologies to ease your overall online banking experience with them. Here are some of the services you will get to avail while using its net banking facility.

  1. Account Overview
  2. Transaction Management
  3. Aadhaar Linking
  4. Bill Payments
  5. Cheque Book Requests
  6. Income Tax Payments

How to Register to Punjab and Sind Bank Net Banking?

Check out the below steps to learn how to register for PSB netbanking within a few minutes.

  • Step 1: Go to the official website of the PSB.
  • Step 2: Click on the ‘Internet Banking Retail User’ option.
  • Step 3: After clicking on the ‘New User Link’, click on the ‘New User Registration’ option.
  • Step 4: Enter your customer ID followed by your PAN number or DOB.
  • Step 5: You have to enter your registered phone number after the validation of your DOB or PAN number.
  • Step 6: An OTP will be sent to your mobile number which you need to enter.

How to Login to Punjab and Sind Bank Net Banking?

Remember, you must create your login password within 15 days of net banking registration. Below are the steps on how to login to Punjab and Sind Bank Netbanking.

  • Step 1: Surf through the official website of Punjab & Sind Bank and then click on the ‘Internet Banking’ option.
  • Step 2: Select the ‘Proceed to Login’ option.
  • Step 3: Enter your user ID and password along with the captcha.
  • Step 4: Hit the ‘Login’ button to successfully activate your net banking account.

How to Reset Punjab and Sind Bank Net Banking Password?

If you are looking for steps on how to reset or change the PSB bank net banking password, keep reading.

  • Step 1: Go to the official website of the PSB.
  • Step 2: Click on the ‘Internet Banking’ option. (Choose retail or corporate internet banking options accordingly)
  • Step 3: Scroll down to the bottom of the page and hit the ‘Login’ button.
  • Step 4: Click on the ‘Forgot Login Password’ option from the drop-down box.
  • Step 5: Type your user or customer ID and hit the ‘Submit’ button.
  • Step 6: Enter the OTP sent to your registered mobile number followed by the ‘Continue’ button.
  • Step 7: Type your PSB ATM debit card details.
  • Step 8: Hit the ‘Submit’ button.
  • Step 9: Set up your new password.

How to Check Punjab & Sind Bank Account Balance Online?

You must be successfully registered with PSB net banking to view your account balance online. Refer to the below mentioned steps to know the process.

  • Step 1: Log in to the PSB bank net banking portal.
  • Step 2: Type your login credentials (user ID and password).
  • Step 3: Click on the ‘View Account Details’ option.
  • Step 4: Click on the ‘Check Account Balance’.

After you perform these steps, the remaining balance will pop up on the screen.

How to Transfer Money via Punjab & Sind Bank Net Banking?

PSB net banking provides all modes of transaction such as NEFT, RTGS and IMPS. Kindly refer to the below listed steps to learn about how to transfer funds through its online banking portal.

  • Step 1: Go to the PSB website.
  • Step 2: Type your registered credentials (user ID and password) to log in successfully.
  • Step 3: Click on the ‘Payments & Transfers’ tab followed by the ‘Fund Transfer’ option.
  • Step 4: Select intra or inter-bank transfer followed by the mode of transfer (IMPS/NEFT/RTGS). 
  • Step 5: Choose the payee or beneficiary to want to make the transfer.
  • Step 6: After entering the amount of your transfer, write the transfer description.
  • Step 7: Tick the ‘Terms and Conditions’ checkbox followed by clicking on the ‘Confirm’ option.

Punjab & Sind Bank Net Banking – Daily Limits and Charges

PSB RTGS and NEFT service window remain open 24*7. Here are all the charges for fund transfers via PSB net banking.

1. RTGS Charges

Transaction AmountCharges
Ranging from ₹2,00,000 to ₹5,00,000₹20
Above ₹5,00,000₹45

2. NEFT Charges

Transaction AmountCharges
Up to ₹10,000NIL
Ranging from ₹10,000 to ₹1,00,000NIL
Ranging from ₹1,00,000 to ₹2,00,000NIL
Above ₹2,00,000NIL

3. IMPS Charges

Transaction AmountCharges
Up to ₹25,000NIL
Ranging from ₹25,000 to ₹50,000₹5
Ranging from ₹50,000 up to ₹1 lakh₹10
Ranging from ₹1 lakh to ₹2 lakhs₹15 

How to Pay Credit Card Bills via Punjab & Sind Bank Net Banking?

Follow the given below steps for paying your credit card bills through the PSB online banking Portal:

  • Step 1: Enter your PSB net banking credentials and log in successfully.
  • Step 2: Click on the ‘Credit Card’ options.
  • Step 3: Click on the ‘Credit Card Payment’ option.

Punjab & Sind Bank Net Banking Features

Punjab and Sind Bank Netbanking portal caters to the needs of all your banking activities. Ranging from fund transfers to account balance checks, you can do all of them in their online banking portal.  To explore their features, keep reading.

  1. You can manage your transaction limits online.
  2. All modes of transfer (NEFT, TRGS, and IMPS) are available on the PSB net banking website.
  3. You can easily view and download mini statements. Besides, you will get all other details related to your PSB account.
  4. Through the net banking website, you can manage (modify or add) your nominee.
  5. PSB allows its customers to apply for and manage debit cards online. 
  6. You will get to download the TDS certificate.
  7. The bank also allows you to freeze, link and de-link bank accounts via its internet banking website.
  8. You can carry out all your social security subscriptions (APY, PMSBY, PMJJBY) and donations.
  9. You can get nearly every chequebook-related service such as a new chequebook request, enquiry chequebook, positive pay, enquiry cheque status, stop cheque and inward cheque enquiry.
  10. PSB allows opening and closing term deposits such as RD and FD.
  11. You can modify and add standing instructions.

Punjab & Sind Bank Net Banking Customer Care

Kindly refer to the contact details given below for any queries, doubts, feedback or complaints.

Punjab & Sind Bank Customer Care Details

Contact Number Mail ID
1800-419-8300[email protected] 
Punjab & Sind Bank Headquarters Details
Address: 21, Rajendra Place, New Delhi-110008

Final Words

Punjab & Sind bank has incorporated innovative technologies in their online banking portal to host numerous features and services to their users. It has emerged as a user-friendly and feature-rich banking platform that will ease your online banking activities efficiently. Now that you have a comprehensive idea about PSB net banking, you can easily register and avail its benefits.

FAQs

How long does it take to transfer funds using RTGS from one PSB bank account to another?

Normally, the recipient branches are expected to get it instantly. After receiving the cash transfer notification, the beneficiary bank has 30 minutes to credit the beneficiary’s account.

Who can apply for PSB corporate net banking?

Partnership firms, clubs, trusts, associations, schools, colleges and sole proprietors, all can apply for corporate net banking.

Can the transaction limit be increased for PSB retail customers?

No, retail customers cannot increase the transaction limit.

Who can access Punjab & Sind Bank customer care services?

Customers with savings accounts, loans, fixed deposits and other types of accounts can all use PSB’s customer care services.

What is the limit of PSB net banking?

For retail users, the daily fund transfer limit via PSB online banking is ₹2 lakhs.

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Disclaimer

This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.

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Stable Money

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