IndusInd Bank stands out as India’s innovative banking solution, catering for millions of resident and non-resident customers. Beyond traditional commercial banking, the bank extends its services through IndusNet, an online banking platform. This comprehensive service opens up a range of banking possibilities for users, ensuring a seamless and accessible banking experience. Here we will delve into the details of IndusInd Bank net banking to enhance your understanding of this efficient banking platform.
IndusInd Bank Net Banking Services
The following table provides an organized breakdown of the different banking services that IndusInd Bank net banking offers.
Transactions | ||
Transfer funds within IndusInd Bank accounts | Transfer funds outside IndusInd Bank accounts | Initiate National Electronic Fund Transfers (NEFT) |
Pay Visa credit card bills | Fund transfer through RTGS | Pay utility bills |
Fixed Deposit Sweep-in | Invest in mutual funds | |
Enquiry | ||
Check your account summary | Review IndusMoney balance | Access debit card details, including limits and rewards |
Check transaction history | Your holdings in your demat account | Your loan details |
Request | ||
Upgrade contact details | Issuance of a Demand Draft | Bank account statement |
Activate your debit card | Open a fixed deposit account | Apply for a new set of cheques |
Stop payment on issued cheques | Report a lost or stolen ATM card | Sign up for a mobile alert service |
Adjust IndusNet limits | Redeem accumulated reward points | Auto payments |
How to Register to IndusInd Bank Net Banking?
Follow the steps to register to IndusInd Bank net banking:
- Step 1: Visit the official website of IndusInd Bank.
- Step 2: Select ‘Login’ on the right-hand corner of the screen and click on ‘Register’.
- Step 3: Choose the type of access you want: ‘View and Transact’ or ‘’View Only’.
- Step 4: Complete your IndusInd Bank account details by providing your account number, debit card number, PIN, card expiry date and card verification value (CVV).
- Step 5: Enter the captcha displayed and click ‘Submit’.
The next steps include authenticating with an OTP, setting up your IndusInd net banking login ID and password, and establishing security questions. Following these steps, your IndusInd Bank net banking account will be processed and activated within the specified time.
How to Login to IndusInd Bank Net Banking?
Here are the steps to follow for IndusInd Bank internet banking login:
- Step 1: Go to the official website of IndusInd Bank.
- Step 2: Click on ‘Login’ and enter your username and password.
- Step 3: Click on the ‘Sign-in’ option to access online banking services.
How to Reset IndusInd Bank Net Banking Password?
To reset your IndusInd online banking password, follow the below steps:
- Step 1: Sign in to your IndusInd Banking account.
- Step 2: Click on ‘Online Preferences’ at the top of the dashboard.
- Step 3: Choose ‘Reset Transaction Password’ from the options.
- Step 4: Provide your current password and the new password to complete the reset process.
How to Check IndusInd Bank Account Balance Online?
Here are the steps to check your account balance via IndusInd Bank internet banking:
- Step 1: Visit the IndusInd Bank website for online balance checking.
- Step 2: Navigate to the ‘Account Summary’ section and enter your IndusInd Bank account number into the designated field.
- Step 3: Press the ‘Submit’ button or reset if there is an error in the provided number.
Upon submission, the total balance in your IndusInd Bank account will be shown on the screen.
How to Transfer Money Via IndusInd Net Banking?
You can transfer your money via IndusInd Bank net banking by performing the following steps:
- Step 1: Log in to your IndusInd Bank net banking portal, also known as IndusNet.
- Step 2: From the homepage, click on ‘Funds Transfer’.
- Step 3: Choose the transfer method you need – IMPS, NEFT, or RTGS.
- Step 4: Opt for ‘Fund transfer to Account Number’ by clicking on the corresponding radio button.
- Step 5: Input the beneficiary’s account number, account type, IFSC code and the amount you wish to transfer.
- Step 6: Confirm the transaction by entering your transaction password or the OTP received.
Upon successful completion, you will receive an SMS on your registered mobile number with the relevant status update.
IndusInd Bank Net Banking – Daily Limits And Charges
The following table highlights transaction limits and charges of IndusInd Bank net banking via IMPS:
Transaction amount (₹) | Charge (₹) |
For transactions up to ₹10,000 | ₹2.5 |
For transactions ranging from ₹10,000 to ₹1,00,000 | ₹5 |
For transactions ranging from ₹1,00,000 to ₹2,00,000 | ₹15 |
It is important to note that there are no transaction limits and charges applicable for RTGS or NEFT via net banking.
How to Pay Credit Card Bills Via IndusInd Net Banking?
Here is a step-by-step procedure to pay credit card bills via IndusInd Bank net banking:
- Step 1: Visit the online banking portal of IndusInd Bank and enter your credit card number along with the payment amount.
- Step 2: Choose your bank account for the transaction (limited to select partner banks).
- Step 3: Input your authentication details, such as Net Banking User ID and Password for your Bank Account.
- Step 4: Confirm the payment amount. Your bank account will be debited instantly.
Your IndusInd Bank Credit Card account will be credited promptly, pending settlement by your Bank. It is recommended to make payments at least 3 working days before the due date. The transaction acknowledgement screen will display the status as either ‘Success’ or ‘Failure’. If it fails, retry the payment process.
You will receive an SMS or email confirmation message from the Bank once the payment is credited to your Credit Card account.
IndusInd Bank Net Banking Features
IndusNet net banking provides the following features:
- Perform various financial transactions
- View, download, and print statements for the last 12 months
- Manage beneficiaries easily
- Schedule future transfers
- Register billers
- Receive alerts for due payments and bills
- Manage sweep-in deposit
- Redeem reward points
- Make online payments
- Shop from various online merchants
- Interact with your banker
- View indicative foreign exchange rates
- Set customized alerts via SMS, email and IndusNet inbox
- Review demat account holdings
- Access vehicle loan details
- Complete online registration via debit card validation
- Enhance transaction security with One Time Password (OTP)
- Implement channel locking for added security
IndusInd Bank Net Banking Customer Care
If you encounter any issues with IndusInd Bank net banking, reach out to their customer care team at the following contact details:
Phone Number | |
1860 267 7777 | |
E-mail Address | |
1. | [email protected] |
2. | [email protected] |
Address | |
IndusInd Bank Limited, 2401 Gen. Thimmayya Road (Cantonment), Pune-411 001, India |
Final Word
With IndusInd Bank net banking services, you can enjoy the ease of managing your finances. You can also conduct transactions, pay bills, and monitor your accounts effortlessly 24/7. Moreover, this facility will enable you to experience the convenience of modern banking at your fingertips, making your financial journey seamless and efficient.
FAQs
The IndusInd Bank net banking provides the following benefits:
– 24/7 Accessibility
– Organized bank account statements and transactions
– Financial transactions at ease
– Secure banking
– Access to various banking services
No, you cannot check the transaction history of two years ago. On IndusNet, you can only see transactions from the last 12 months using the ‘Transaction Query’ option.
You are allowed three attempts to enter your correct login password. After three unsuccessful attempts, your account will be locked for security reasons.
Yes, you can schedule EFT payments for a future date on IndusInd Bank net banking. You need to select the ‘Recurring’ option and specify the transaction date in the ‘Funds Transfer’ section.
No, there are no charges on Visa Credit Card payments via IndusInd Bank net banking. It is a free service.
Disclaimer
This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.