Union Bank of India stands prominently among the top Public Sector Banks (PSBs) in India, boasting an extensive geographical presence throughout India. This footprint expanded significantly, particularly following the effective amalgamation of Andhra Bank and Corporation Bank into Union Bank in 2020.
The UBI net banking’s online facility empowers users to seamlessly oversee and execute various financial tasks. You can avail facilities such as fund transfers, tax payments, and utility bill settlements, ensuring both security and immediacy. Read on to know more about Union Bank Net Banking services.
In this blog, we will walk you through a detailed overview of the features and services offered by the Union Bank of India’s net banking facility.
Union Bank Net Banking Services
Following are the most essential financial services you can avail from the UBI bank net banking:
- You can view account balances, download statements and track transactions.
- Transfer funds within UBI accounts, other banks in India, and even internationally.
- Pay bills for utilities, insurance premiums, credit card bills and more.
- Make direct and indirect tax payments online.
- Invest in mutual funds, fixed deposits and other investment options.
- Recharge mobile phones and top up DTH accounts.
- Apply for loans, credit cards and other banking services.
- Book train tickets, bus tickets and air tickets.
- Manage your finances anytime, anywhere.
How to Register to Union Bank Net Banking?
Union Bank of India net banking allows users to register through three channels:
- Debit Card Holder: Generate User ID and password through ‘Self User Creation’ on the official website.
- Non-debit Card Holder: Register without an ATM card for non-financial operations and banking information examination.
- Commercial Customers: Register at the local UBI branch by filling out the application form.
The step-by-step procedure to activate the net banking services is mentioned below:
- Step 1: Visit the official Union Bank of India website.
- Step 2: Choose ‘Union Bank Net Banking’ under the ‘Online Banking’ section.
- Step 3: Select the ‘Self User Creation’.
- Step 4: Choose ‘Transaction Facility’ or ‘View Facility’ based on debit card availability.
- Step 5: Enter the necessary details such as PAN, date of birth, account number and verification code.
- Step 6: Enter debit card details and PIN, agree to terms and proceed.
- Step 7: Enter the OTP received on the registered mobile number.
- Step 8: Create ‘Internet Login Password’ and ‘Transaction Password’.
- Step 9: Fill in ‘Internet Banking Login’ credentials, agree and update.
How to Login to Union Bank Net Banking?
Follow these steps to log in to the Union Bank of India Net Banking:
- Step 1: Visit the internet banking portal of the Union Bank of India.
- Step 2: Click ‘Retail Login’ or ‘Corporate Login’ on the login page.
- Step 3: Read through the security guidelines and click ‘Continue to Login.’
- Step 4: Enter the correct UBI customer ID and password. If you are a UBI corporate net banking user, you have to use your corporate net banking ID.
- Step 5: Press ‘Login’ to enter the net banking page.
How to Reset the Password for Union Bank Net Banking?
Here’s how to reset your UBI Bank net banking password:
- Step 1: Go to the official Union Bank net banking website.
- Step 2: Click on the ‘Retail User Login’ button located on the homepage.
- Step 3: Under the ‘Service’ section, click on the option labelled ‘Forgot/Reset Password’.
- Step 4: Specify whether you want to reset your password using your debit card or without it.
- Step 5: Provide your User ID, account number, and details of any of your past five transactions, including the type of transaction and the answer. Click ‘Continue’. An OTP will be sent to your registered mobile number.
- Step 6: Enter the OTP and click ‘Continue’.
- Step 7: Create a new login password. Click “Continue”.
- Step 8: Success Message
Once you go through the above-mentioned steps, you will receive a confirmation message.
How to Check Union Bank Account Balance Online?
As a Union Bank of India customer, you can easily keep track of your account balance after completing the registration process. Follow this step-by-step guide on how to check your account balance through online Union Bank of India Login:
- Step 1: Visit the official website of the Union Bank of India.
- Step 2: Press the ‘Login’ tab.
- Step 3: Enter the Customer ID and Password correctly.
- Step 4: Navigate to the ‘My Accounts’ section on the dashboard.
- Step 5: Click on the ‘Check Account Balance’ tab and track your UBI account balance.
How to Transfer Money via Union Bank Net Banking?
Transferring funds through UBI Bank net banking is a quick and convenient process. Here’s a step-by-step guide to help you through the process:
- Step 1: Open your web browser and navigate to the official Union Bank net banking website.
- Step 2: Select ‘Retail Login’ (If you are a corporate net banking user, select the ‘Corporate Login’ option) and enter your User ID and Password. Click ‘Login’.
- Step 3: On your dashboard, click on the ‘Transaction’ menu.
- Step 4: Select the ‘Beneficiary Management’ option. You can add new beneficiaries or manage existing ones here.
- Step 5: Click ‘Add Beneficiary’ and enter the required details, such as account name, account number, IFSC code, and bank name. Click on the ‘Continue’ tab.
- Step 6: Select ‘Fund Transfer & Payments’ and choose your preferred transfer method, such as NEFT or RTGS.
- Step 7: Enter the transaction password and OTP received on your registered mobile number. Click on ‘Confirm Details’.
- Step 8: Choose the account you want to debit the funds from.
- Step 9: Select the amount you want to transfer, select the transaction type (NEFT/RTGS), and add any remarks (optional).
- Step 10: Enter the OTP received on your mobile number and select ‘Confirm Payment’.
Once you complete these steps correctly, the funds will be transferred to the beneficiary’s account.
Union Bank of India Net Banking – Daily Limits and Charges
Here is a detailed guide on the daily transaction limit and charges levied by the UBI Bank net banking on NEFT, RTGS and IMPS fund transfers.
- NEFT Charges (There is no maximum transaction limit)
- Transactions up to ₹10,000: ₹2.50 + applicable taxes
- Transactions more than ₹10,000 and up to ₹1 lakhs: ₹5.00 + applicable taxes
- Transactions more than ₹1 lakhs and up to ₹2 lakhs: ₹15.00 + applicable taxes
- Transactions more than ₹2 lakhs: ₹25.00 + applicable taxes
- RTGS Charges (There is no maximum transaction limit)
- Transactions more than ₹2 lakhs and up to ₹5 lakhs between 08:00 a.m. and 11:00 a.m.: ₹25.00 + applicable taxes
- Transactions more than ₹2 lakhs and up to ₹5 lakhs between 11:00 a.m. and 1.00 p.m.: ₹27.00 + applicable taxes
- Transactions more than ₹2 lakhs and up to ₹5 lakhs after 1:00 p.m.: ₹30.00 + applicable taxes
- Transactions more than ₹5 lakhs between 08:00 a.m. and 11:00 a.m.: ₹50.00 + applicable taxes
- Transactions more than ₹5 lakhs between 11:00 a.m. and 1.00 p.m.: ₹52.00 + applicable taxes
- Transactions more than ₹5 lakhs after 1:00 p.m.: ₹55.00 + applicable taxes
- IMPS Charges (There is a maximum transaction limit of up to ₹5 lakhs)
- Transactions up to ₹1 lakhs: ₹5 + applicable taxes
- Transactions more than ₹1 lakhs: ₹15 + applicable taxes
How to Pay Credit Card Bills via Union Bank Net Banking?
To make a credit card payment through NEFT on the UBI Bank net banking website, follow these steps:
- Step 1: Log in to your net banking account using your designated user ID and password.
- Step 2: Navigate to the ‘Transfers’ section and select ‘NEFT/RTGS’.
- Step 3: Add your credit card as a beneficiary/payee to your account.
- Step 4: Enter the IFSC code specific to your credit card.
- Step 5: Input the 16-digit credit card number in the account number column.
- Step 6: Provide the bank name and address of the credit card company or bank.
- Step 7: Click ‘Submit’ to initiate the processing of your transaction.
Union Bank Net Banking Features
Union Bank’s net banking service offers a range of features to enhance your banking experience. Here is a breakdown of the key features:
- Take advantage of the 24×7 availability of UBI Bank net banking for a seamless online shopping experience.
- Whether it is electricity, water, or broadband bills, you can make timely payments without leaving the comfort of your home.
- UBI Bank net banking provides a comprehensive view of your account, allowing you to easily access and print your account statements.
- Enjoy the convenience of tracking your transaction history and account activity effortlessly.
- Union Bank of India Net Banking facilitates seamless electronic money transfers, allowing you to transfer funds efficiently.
- Union Bank’s net banking platform provides clear instructions for online tax payments, making it convenient for users to fulfil their tax obligations through Internet banking.
Union Bank Net Banking Customer Care
UBI is committed to providing its customers with the best possible assistance in case of any issues with their internet banking experience. Whether you are having trouble signing in or need help recovering your transaction password, they have got you covered. Their efficient assistance service is designed to help you navigate any challenges you may encounter, so you can enjoy a seamless and hassle-free banking experience. Contact the bank using the information below:
- Call the 24×7 customer service at 1800-2222-44 and 1800-208-2244.
- Email at [email protected] or internet [email protected].
Final Word
Union Bank net banking is a powerful and convenient tool for managing your finances online. With its user-friendly interface, comprehensive features and robust security, UBI net banking makes banking easier and more accessible than ever before. Now that you have a comprehensive idea about UBI Bank net banking, register and log in to your account to avail its exciting facilities.
FAQs
Yes, NRIs can avail the net banking services of Union Bank. To access these services, they have to visit the official website of the UBI Bank net banking.
It does not cost any money for the Union Bank of India missed call service. Other than that, if you avail the SMS service, it will be chargeable.
The Union Bank of India assigns every net banking customer a unique 9-digit number. This customer ID will help you carry out your internet banking transactions very easily.
To register your phone number at the Union Bank of India, you need to call *826# from the number you want to register and after that press 1 to activate your number.
Disclaimer
This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.
