Thane Janata Sahakari Bank (TJSB) is currently one of the major multi-state scheduled co-operative banks in the country. With emerging and inclusive TJSB net banking solutions like internet banking, IMPS – mobile banking, Debit Cards, RTGS, NEFT, UPI and BBPS, it is making banking increasingly convenient.
To know more about TJSB Bank internet banking solutions and how to avail them yourself, go through this comprehensive blog.
TJSB Net Banking Services
If you have an internet banking account at TJSB Bank, you can avail the following net banking services:
- Account Statements
- Balance Enquiry
- Bank Fund Transfer (TJSB to TJSB)
- Bank Fund Transfer (TJSB to Other Banks)
- Other Services
How to Register to TJSB Net Banking?
If you have registered your mobile number with the TJSB account and have your TJSB customer ID, you can register to TJSB net banking by following the steps below:
- Step 1: Visit the TJSB internet banking page.
- Step 2: Navigate to the ‘Login’ option and click it to open a new page.
- Step 3: Click on the ‘Generate/Forgot Password’ option on the new page.
- Step 4: Read the steps and click on ‘Proceed’.
- Step 5: Enter your TJSB customer ID and click ‘Go’.
- Step 6: Enter your registered mobile number and click ‘Go’. After a verification of the mobile number, you will receive an OTP on that number.
- Step 7: Enter the OTP and press ‘Go’ to set a password for your net banking account.
- Step 8: Go to the home page, click on ‘Login’ and enter the user ID and the new password to log in to your TJSB net banking account. The password you have to set at the 8th step has to contain at least 8 to 20 characters, 1 number, 1 capital letter and 1 special character.
TJSB Net Banking Login Process
Follow these steps to log in to your TJSB internet banking account:
- Step 1: Visit the https://www.tjsbbank.co.in/ of TJSB.
- Step 2: Click on the ‘Internet Banking’ tab.
- Step 3: Select the ‘Login – Internet Banking’ option. A login page will appear with a login ID and password box.
- Step 4: Enter Customer ID and Q-Pin (the initial access password that the bank provides) respectively.
- Step 5: Click on ‘Submit’. The status of the login process will be displayed on the screen.
How to Reset TJSB Net Banking Password?
The net banking system enables users to reset their password at the first login as a security protocol. Follow these steps at the first login to stay secure by resetting the password successfully:
- Step 1: During the first login when the system asks for a password reset, provide a new password containing at least 8 characters with a minimum of 1 number, 1 special character, and no space in between.
- Step 2: Enter the same password in the ‘Confirm Password Box’. The system will notify you with a message, specifying your login password has been changed successfully.
- Step 3: Click ‘OK’ and re-login into the system with the new password.
How to Check TJSB Account Balance Online?
You can check TJSB account balance online using the following methods:
1. Net Banking
If you are already registered for Internet banking you can easily check your account balance using the TJSB net banking facility:
- Step 1: Visit the TJSB internet banking page https://www.tjsbbank.co.in/internet-banking.
- Step 2: Navigate to the ‘Login’ option, and enter the credentials required.
- Step 3: Find the ‘Account Summary’ section.
You can see your current bank balance there.
2. Mobile Banking
To avail this service, you have to register your bank account with the mobile banking app. If you have already done so, follow these steps to check your account balance through mobile banking:
- Step 1: Download the TJSB mobile banking app ‘TJSB Smart Money’ from Google or Apple Play Store.
- Step 2: Log in to the app using your MPIN or registered mobile number.
- Step 3: Navigate to the ‘Account Summary’ section.
Your current account balance will be displayed on the screen.
3. UPI Banking
To check your account balance using UPI banking follow these steps:
- Step 1: Log in to your UPI account and navigate to the ‘Account’ section.
- Step 2: Click on the ‘Check Balance’ option and enter the 4-digit MPIN.
You can check your account balance immediately.
How to Transfer Money via TJSB Net Banking?
TJSB net banking offers you the following fund transfer options:
1. Fund Transfer Between Your TJSB Accounts
With this option, users can transfer funds from their own TJSB account to other TJSB accounts linked under their IDs. Follow the steps below to conduct such a transaction:
- Step 1: Visit the TJSB net banking portal https://www.tjsbbank.co.in/internet-banking and find ‘Fund Transfer’ under the ‘Deposit’ section.
- Step 2: Select the account number from which you are going to transfer funds.
- Step 3: Specify the account number where you are depositing the funds.
- Step 4: Enter the transaction amount and add a description if applicable.
- Step 5: You will receive an OTP and can view the transaction summary on your screen.
- Step 6: Enter the OTP on the ‘Enter Token Number’ box.
- Step 7: Enter the Transaction PIN to complete your fund transfer.
2. Fund Transfer Between You and Other Customers of TJSB
After you add payees you can transfer funds across India using this option.
Follow these steps to add a payee:
- Step 1: After logging in to your net banking account, navigate to ‘Fund Transfer’ and add account details.
- Step 2: Select the Branch and Product code and enter the payee’s account number.
- Step 3: Enter the payee’s name very carefully.
- Step 4: Enter the email ID.
You will receive a Unique Registration Number (URN) which you have to use in the later stages of this procedure.
Follow the steps below to confirm the payee:
- Step 1: From the drop-down list, select the payee account.
- Step 2: Enter the URN you received while adding the payee.
Now, you can follow the steps below to transfer funds to the payee:
- Step 1: Navigate to ‘Fund Transfer’ and select the account number from which you are going to transfer funds.
- Step 2: Select the payee’s account.
- Step 3: Enter the transaction amount and description if applicable.
- Step 4: Enter the OTP in the box ‘Enter Token Number’.
- Step 5: You will be able to see a screen requesting your Transaction PIN. Enter it to complete the fund transfer procedure.
3. Fund Transfer to Other Bank Accounts
With this option, you can send money to other bank accounts from your TJSB account online. You have to add and confirm a payee before transferring funds in this option.
Here’s how you can add a payee:
- Step 1: Navigate to ‘Fund Transfer’ and add account details.
- Step 2: Enter the account number, payee’s name, address, mobile number, email ID and IFSC code of payee’s branch.
- Step 3: Click on ‘Verify’ to check the validity of the IFSC code. You will receive a Unique Registration Number (URN) which you have to use in the upcoming procedure.
Now, you have to confirm the payee by following these steps:
- Step 1: From the drop-down list, select the payee’s account number.
- Step 2: Enter the URN.
Follow the steps below to transfer funds to the payee:
- Step 1: Navigate to ‘Fund Transfer’ and select the payee’s account number from the drop-down menu.
- Step 2: Enter the transaction amount and description if you require. You will receive an OTP immediately after.
- Step 3: In the box ‘Enter Token Number’, you have to enter the OTP. A screen will request your Transaction PIN.
- Step 4: Enter the PIN to complete your inter-bank fund transfer.
TJSB Net Banking – Daily Limits and Charges
Take a look at TJSB net banking fees that the bank charges for fund transfers:
Type of Payment Method | Amount | Charges |
NEFT | Up to ₹10,000 | ₹2 |
₹10,001 to ₹1,00,000 | ₹4 | |
₹1,00,001 to ₹2,00,000 | ₹12 | |
₹2,00,001 to ₹5,00,000 | ₹20 | |
₹5,00,001 and above | ₹24 | |
RTGS | ₹2,00,000 to ₹5,00,000 | ₹20 |
₹5,00,001 and above | ₹45 | |
IMPS | Up to ₹1,00,000 | ₹5 |
₹1,00,001 to ₹2,00,000 | ₹15 | |
₹2,00,001 and above | ₹25 |
TJSB Net Banking Features
TJSB online banking comes with many secure and convenient banking services and facilities. Here are some of the prominent facilities it offers:
- 24×7 banking facility
- Mini and detail statement enquiry
- One view account balance for loan accounts, fixed deposits, current and savings accounts
- Transfer funds between your/third-party accounts in TJSB and to other banks
- Make utility bill payments
- Shop online at 1200+ websites
- Pay your direct taxes
TJSB Net Banking Customer Care
If you require further assistance in your net banking journey with TJSB Bank, you should contact its customer care number:
- 1800 223 466
- 1800 266 3466
Head Office Address
If you need to reach the head office of Thane Janata Sahakari Bank you can use this address:
TJSB House, Plot No. B-5, Road No.2
Wagle Industrial Estate, Thane (W) – 400604
Tel: 022 2587 8500
Email: [email protected]
Final Word
Thane Janata Sahakari Bank is constantly developing with the current requirements of customers in mind. TJSB net banking services are an essential part of their overall offering of trusted solutions to individual, corporate sector and business class needs. With a lucid understanding of these services and their features you can manage your finances with increased convenience.
FAQs
Apart from the security checks using your login PIN, a Secured Socket Layer (SSL) encrypts all valuable information shared through the TJSB net banking portal. Moreover, the Activity Log Report records each activity in your account and makes net banking with TJSB very secure.
One of the reasons for a malfunctioning login PIN is its case sensitivity. If an accurate pin is also not working, you need to contact your nearest bank branch.
To view your loan account details, you need to navigate to the ‘Loans’ option from your internet banking home page. You will find the ‘Loan Account Details’. You can select the account number from the drop-down list and click on ‘Submit’ to view all the details.
Customers can use Bharat Bill Payment Services (BBPS) to pay various utility bills through the TJSB net banking portal or its Smart Money app. This integrated bill payment system offers multiple payment modes and immediate confirmation of payment receipt.
Disclaimer
This article is solely for educational purposes. Stable Money doesn't take any responsibility for the information or claims made in the blog.