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Amazon Pay ICICI Credit Card Benefits: Cashback, Fuel Waiver & More

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Subhodip Das

Author Updated on Apr 30, 2026

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Last August, the Amazon Pay ICICI Credit Card crossed a major milestone, with over 5 million customers. Popular for being lifetime free and offering up to 48 days of interest-free credit, this card helps you manage finances while earning exclusive rewards.

In this blog, we will discuss the most talked-about Amazon Pay Credit Card benefits, as well as fees, charges, and eligibility criteria.

Quick Synopsis

  • The ICICI Amazon Pay Credit Card has no joining or annual fees and offers lifetime free usage.
  • Amazon Prime members receive 5% cashback on Amazon purchases, while non-Prime users get 3%.
  • Reward points earned never expire and can be redeemed on Amazon or 100+ merchant partners.
  • Minimum eligibility requirements include age 18-60, a stable income, and a good credit score (750+).

Amazon Pay Credit Card Benefits and Features 

  • Eligible candidates who are interested in getting the credit card do not need to pay any joining or annual fee. 
  • Once you earn rewards by completing payments with this card, there is no expiry date for those points.
  • You can use the accumulated reward points to purchase any of the 10 crore products available on Amazon, as well as from 100 other merchant partners.
  • If you are an Amazon Prime member, you get 5% cashback on purchases made through the website.
  • For non-Prime members, there is a flat rate of 3% cashback on transactions completed on Amazon.
  • When you use your credit card on any of the merchant partners' websites, you receive 2% cashback on those transactions.
  • For all other payments using the ICICI Amazon Pay Credit Card, you get 1% cashback. 

Additional Amazon ICICI Credit Card benefits include:

  • Dining Benefits: Under the Culinary Treats offer, you can get a minimum discount of 15% after spending at partner restaurants. 
  • Fuel Benefits: Across all petrol pumps in India, there is a fuel surcharge of 1%.

Furthermore, the Amazon Pay ICICI Credit Card comes with an embedded microchip to avoid duplication or counterfeiting issues. Therefore, you do not have to solely rely on the card PIN for security. The ICICI Bank offers you the benefits of 3D Secure for all kinds of online transactions. 

Fees and Charges of ICICI Amazon Pay Credit Card  

Type of Fee

Amount 

Joining fee

NIL

Annual fee

NIL 

Cash advance transaction charge

2.5% of the amount (minimum ₹300)

Over-limit charge

2.5% of the over-limit sum (minimum ₹500) 

Fee for cash disbursement at a bank branch

₹100 per payment

Card replacement fee

₹100

Convenience Fees

2%

Late payment fee

Below ₹100: NIL 

Between ₹100 and ₹500: ₹100

Between ₹501 and ₹5,000: ₹500

Between ₹5,001 and ₹10,000: ₹750

Between ₹10,001 and ₹25,000: ₹900

Between ₹25,001 and ₹50,000: ₹1,000

Exceeding ₹50,000: ₹1,200

Note: Please refer to the official web page of ICICI Bank for the latest credit card fees and charges.

Eligibility for Amazon Pay ICICI Credit Card

If you wish to take advantage of the benefits offered by the Amazon Pay Credit Card, your profile must meet the following eligibility criteria:

  • While applying, your age must be between 18 and 60 years. 
  • You should be either self-employed or a salaried individual. 
  • Your minimum monthly income should be at least ₹30,000. For existing ICICI customers, this threshold is ₹25,000 per month. 
  • Additionally, you must have a credit score of 750 or above. 

Need quick cash but have a low credit score? Get an FD-backed credit card instantly with Stable Money.

ICICI Amazon Credit Card Customer Care

If you have any specific queries related to Amazon Pay ICICI Credit Card charges, eligibility or usage, you can contact the dedicated customer support team. For this, you may call any of the following numbers: 

  • 1860 120 7777
  • 1800 1020 123
  • 022 3366 7777

Also, you may forward your query via for any doubts related to the ICICI Amazon Pay Credit Card. 

ICICI Bank, in partnership with Visa, offers the Amazon Pay Credit Card benefits, including several rewards and convenience. You can apply for the card through the bank’s website and avail convenient payment options. 

Looking for a credit card but worried about your credit score? Get an FD-backed secured credit card instantly through Stable Money and start building your credit today!

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Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.