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Mobikwik UPI - Register and Login Online 2025

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Stable Money Team

Author Updated on Jun 3, 2025

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MobiKwik was established in 2009, aiming to become India's leading digital banking platform. As of now, this payment service-providing company has almost 140 million merchants, using their platform. It provides a wide array of financial products comprising digital credit, investment, and payment options. If you want to know more about MobiKwik UPI, keep reading this comprehensive guide. 

What Is Mobikwik UPI?

MobiKwik is a fintech company that allows its users to carry digital payments effortlessly through a few series of clicks and taps. You can easily and safely do instant recharges, bill payments, and other expenses in various places. It almost takes less than a minute to make all your payments. Additionally, one can earn assured rewards and cashback every time you pay via the MobiKwik UPI app. 

How to Register on Mobikwik UPI?

The following is a step-by-step guide on how to register with MobiKwik UPI:

  • Step 1: Download and open the MobiKwik application.
  • Step 2: Click on the ‘Money Transfers’ option.
  • Step 3: Tap on the ‘UPI’ option.
  • Step 4: Click on the 'Start Now' option.
  • Step 5: Enter a few necessary bank details.
  • Step 6: Create your UPI PIN.

How to Pay Through Mobikwik UPI?

Follow the below steps to know how you can pay through the MobiKwik UPI application.

  • Step 1: Open and log in to the MobiKwik app.
  • Step 2: Surf through the home screen and click on the ‘Transfer Money’ option.
  • Step 3: Click on the ‘Wallet to Bank Transfer’ option.
  • Step 4: Provide all the necessary recipients’ bank account information.
  • Step 5: Click on the ‘Send Money’ option.
  • Step 6: Enter the OTP sent to your registered mobile number.

Afterwards, the payment will be done instantly.

If you are looking for steps on how you can link your RuPay Credit Card to a MobiKwik UPI account, scroll down.

  • Step 1: Download and open the MobiKwik App.
  • Step 2: After completing the registration process, you have to select your credit card issuer bank from the given list.
  • Step 3: Select the RuPay Card you want to add.
  • Step 4: Generate your UPI ID and afterwards it will be done.

What Are MobiKwik UPI Transaction Limits?

The below table includes all the transaction limits of MobiKwik UPI.

Type of Transaction

Transaction Limit

Transaction Limit / Day

Up to ₹1 lakh

Maximum Outstanding Balance

Up to ₹2 lakhs

Maximum Fund Transfer from MobiKwik Wallet

For pre-registered beneficiaries: Up to ₹2 lakhs/month

For all other cases: Up to ₹10,000/month

Transfer from Wallet to Merchant

Maximum ₹20,000/month

Transfer from One Wallet to Another (Transaction)

Maximum ₹4,000/transaction

Transfer from One Wallet to Another (Monthly)

Maximum ₹10,000/month

Number of Transfers from One Wallet to Another

5 transactions/day, 25 transactions/month

Transfer from Wallet to Bank

Maximum ₹1,000/transaction

How to Pay Credit Card Bills Through MobiKwik UPI?

MobiKwik allows their users to carry out their credit card bill payments via their mobile application. Refer to the following step-by-step guide on how to make the payment.

  • Step 1: After downloading the MobiKwik app, enter your 10-digit phone number.
  • Step 2: Enter the OTP sent to your registered mobile number and log in successfully.
  • Step 3: Tap on the ‘Recharge & Bill Pay’ option. Alternatively, you can click on the ‘Credit Card Payment’ option.
  • Step 4: Enter your credit card number followed by the payable amount.
  • Step 5: After applying for a coupon (if you have any), hit the 'Proceed' button.
  • Step 6: Choose your preferred payment mode.
  • Step 7: After entering the required credentials, click on the ‘Pay Now’ option.

Final Word

By using this prepaid virtual wallet, you can ease your bill payment experience. MobiKwik is constantly incorporating various unique high-end technologies to ensure optimal user experience. Now that you have an in-depth idea about MobiKwik UPI and other adjoining processes, download and use it from today onwards.

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© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 50 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.