How to Check SBI Credit Card Balance Online, via App, SMS & Missed Call?
Author Updated on Jan 30, 2026
Keeping track of your credit card balance is the key to smart spending and stress-free finances. Whether you want to avoid late fees, stay within your credit limit, or simply know how much you’ve spent. SBI offers multiple hassle-free ways to access your balance anytime, anywhere. In this blog, we’ll walk you through all the simple methods to check your SBI credit card balance.
Quick Summary
- Check your SBI credit card balance instantly through the SBI Card website, mobile app, SMS, missed call, or customer care.
- Online and app-based methods let you view your balance under the “Account Summary” section after login.
- Get balance details via SMS by sending BAL XXXX to 5676791 from your registered mobile number.
- Use the missed call service on 8655024105 to receive your balance by SMS.
- You can also call SBI Card customer care numbers to know your latest outstanding balance
SBI Credit Card Balance Check Online
SBI credit cardholders can easily check their credit card balance online. Follow the steps mentioned below-
- Visit https://www.sbicard.com/
- Login in to the account using the credentials
- You can check your credit card balance under account summary section
ALSO READ: SBI Credit Card Interest Rates, Types and Eligibility
SBI Credit Card Balance Check through Mobile App
Credit credit card users can use SBI Card Mobile App to check SBI credit card balance. If you are a first time user you will need to register and then login to access the app. Below is a step-by-step breakdown to check SBI credit card balance through mobile app-
- Download the SBI Card Mobile App
- Login using the credentials
- Now, you can check your credit card balance under the account summary tab
SBI Credit Card Balance Check through SMS
SBI offers their credit cardholders SMS facility for availing few services. If your mobile number is registered with SBI you can easily check your credit card balance by sending an SMS.
- Write a message in the format BAL XXXX and send it to 5676791.
- Once you send the sms you will receive your credit card balance on your registered mobile number.
SBI Credit Card Balance Check through Missed Call
SBI Credit card users have another option to check their credit card balance using missed call facility. Users can just give a missed call to check their balance on 8655024105 from their registered mobile number. Once you give a missed call you will receive an instant SMS on your mobile with your latest credit card balance
SBI Credit Card Balance Check through Phone Call
Credit card holders can even call to check their SBI credit card balance.
SBI card customer care numbers are 1860 500 1290,1860 180 1290, 39 02 02 02 (Prefix local STD code) or1800 180 1290(toll free).
Give a call on these numbers and ask for your credit card balance, you will be asked for some information and then you will receive your current balance.
Conclusion
Checking your SBI credit card balance regularly helps you stay in control of your spending, avoid missed payments, and manage your credit more effectively. With multiple convenient options like the SBI Card website, mobile app, SMS, missed call, and customer care support, you can access your balance anytime in just a few steps. Choose the method that suits you best and make it a habit to monitor your credit card usage because informed financial decisions always lead to better money management.
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