Indian Bank Launches Two New FD Schemes

Author Updated on May 19, 2025

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Indian bank which is a public sector bank has recently made some changes in Fixed Deposit rates and introduced two new fixed deposit schemes i.e. IND SECURE and IND GREEN. The bank has withdrawn its two famous fixed deposit schemes i.e. IND SUPER 400 Days and IND SUPREME 300 Days as on 8th May 2025. In this blog, we will discuss the Indian Bank Fixed deposit schemes and its latest changes-

Indian Bank FD Schemes-

IND SECURE Special FD

Indian Bank's latest offering is the IND SECURE retail term deposit product, which will be available on May 8, 2025, with a set maturity of 444 days.

Minimum Deposit for this scheme- Rs.1000
Maximum Deposit for this Scheme- Rs. 3 crore

IND GREEN Special FD-

The IND GREEN FD is a retail term deposit which is released on 8th May 2025 with a set maturity period of 555 days.

Minimum deposit for this scheme- Rs.1000
Maximum Deposit for this scheme - Rs. 3 crore

These schemes were released on 8th May and will be made accessible until September 30, 2025, as per bank's website.

ALSO READ: https://stablemoney.in/blog/indian-bank-net-banking

Interest Offered on Indian Bank FD Schemes

In the table given below is the latest interest rate of latest Indian bank FD schemes-

Deposits	Interest Rates
	IND Secure	IND Green
Public	7.15%	6.80%
Senior Citizens	7.65%	7.30%
Super Senior Citizens	7.90%	7.55%

Discontinued Indian Bank FD Schemes

Indian Bank has also discontinued two of its majorly famous term deposits i.e. IND SUPER which had a maturity period of 400 Days and IND SUPREME which had a maturity period of 300 Days from 8th May 2025. These are not accessible and any new scheme cannot be made under these schemes.

ALSO READ: https://stablemoney.in/blog/indian-bank-ppf-account

Indian Bank FD Interest Rates

The Indian Bank has revised its fixed deposit interest rates which also include special FDs below 3 crore for the general public. In the table given below are the revised FD rates as per bank's website-

Tenure of Deposit	Less than Rs. 3 crore	Deposit 3cr- 5cr
Tenure of Deposit	Less than Rs. 3 crore	Callable	Non- Callable
7 days to 14 days	2.80%	5.00%	5.00%
15 days to 29 days	2.80%	5.00%	5.00%
30 days to 45 days	3.00%	5.50%	5.50%
46 days to 90 days	3.25%	5.75%	5.75%
91 days to 120 days	3.50%	6.00%	6.00%
121 days to 180 days	3.85%	6.25%	6.25%
181 days to less than 9 months	4.50%	6.50%	6.50%
9 months - 1 year (other than 300 Days)	4.75%	6.50%	6.50%
1 year	6.10%	6.75%	6.75%
444 days	7.15%	-	-
555 Days	6.80%	-	-
Above 1 year - 2 years	7.10%	6.50%	6.50%
2 years - 3 years	6.70%	6.25%	6.25%
3 years - 5 years	6.25%	6.00%	6.00%
5 year	6.25%	6.00%	6.00%
Above 5 years	6.10%	6.00%	6.00%

Conclusion-

In conclusion, Indian Bank’s latest fixed deposit offerings i.e IND SECURE and IND GREEN, offers competitive interest rates. These new term deposits offer a secure investment option tailored to diverse tenures and financial goals. The withdrawal of older schemes marks a shift in more focused FDs. Investors should carefully assess the new rates and maturities to align their savings strategy with these timely opportunities, especially with both new schemes.

About the Author

Ajeeta Bhatia

I am a skilled fintech writer who specialises in breaking down complex financial topics into explicit, accessible content. I have written content in different categories, including personal finance, investments, and government schemes. I understand blending accuracy with readability and bringing a fresh perspective to financial writing. I simplify words and write easy-to-understand articles. Outside of work, I enjoy sketching and staying updated with the latest in finance and tech innovation.

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