HDFC fixed deposit interest rates 2023 were similar to those in 2025 for most tenures. However, there has been an increase in interest rates for some tenures in 2025. If you have an FD booked in 2023 with a lower interest rate, you can break it and reinvest it for the same tenure at the higher interest rates, earning more from your savings. Keep reading this blog to find out how the rates have changed over the past two years.
Comparison of HDFC Fixed Deposit Interest Rates 2023 vs 2025
Here is a table outlining the comparison of HDFC Bank FD interest rates 2023 vs 2025 for various tenures:
| Tenure | HDFC FD Interest Rates 2023 (General Citizens) | HDFC FD Interest Rates 2023 (Senior Citizens) | HDFC FD Interest Rates 2025 (General Citizens) | HDFC FD Interest Rates 2025 (Senior Citizens) |
| 15 months to less than 18 months | 7.10% | 7.50% | 7.10% | 7.60% |
| 18 months 1 day to less than 21 months | 7.00% | 7.50% | 7.25% | 7.75% |
| 2 years 11 months to 35 months | 7.00% | 7.50% | 7.35% | 7.85% |
| 5 years 1 day to 10 years | 7.00% | 7.75% | 7.00% | 7.50% |
The above table shows that HDFC Bank has increased its interest rates in 2025. For the tenure of 18 months 1 day to less than 21 months, the interest rate has gone up by 0.25%. For tenures between 2 years 11 months and 35 months, the interest rate has risen by 0.35%. Additionally, for the tenure between 4 years 7 months and 55 months, the bank now offers a 0.40% higher interest rate compared to 2023.
Book an FD via the Stable Money app to earn high interest rates up to 9.50%!
Final Word
Stable Money is a platform that lets users explore various high-income fixed deposit schemes, offering annual returns of up to 9.50%. Even if your main focus is the revised HDFC fixed deposit interest rates 2023, we recommend checking out our website for potentially more profitable offers.
Additionally, you can use the Stable Money app to explore fixed deposit interest rates from other major Indian banks, providing a wider range of options to help you make informed decisions.
Frequently Asked Questions
If you book a fixed deposit with HDFC Bank for a tenure of 18 months 1 day to less than 21 months, you can get a 7.75% interest rate as a senior citizen.
Via Stable Money, you can enjoy an interest rate of 9.50% for a Unity Small Finance Bank fixed deposit with a tenure of 2 years 8 months and 28 days.
HDFC Bank provides its highest interest of 7.40% for regular citizens and 7.90% for senior citizens for a tenure of 4 years 7 months to 55 months in 2025.
