BOB KYC - Do KYC for Bank of Baroda Online in Just 5 Minutes

If you have an account at the Bank of Baroda and received an email about updating the BoB KYC details before a specific date, you must not avoid that. It may lead to the temporary deactivation of your account, causing unnecessary hassles. You may even have to go through the hassle of reactivating your account. You must update your KYC details with due diligence before the due date.

This blog will provide a comprehensive guide on how to update BoB KYC while highlighting other associated details that you need to know.

How to Update Bank of Baroda (BoB) KYC Online?

You must undergo the BoB Re-KYC procedure to complete the KYC online.

Here is a step-by-step guide for this process:

• Step 1: Open the official website of the Bank of Baroda via your latest browser. 
• Step 2: Go to the ‘Re-KYC through VCIP’ page. 
• Step 3: Read the given instructions and click on ‘Okay’.
• Step 4: Enter your registered mobile number and customer ID. 
• Step 5: Enter the ‘Customer Details’, ‘Declaration Consent’, ‘Personal Details’, and ‘Additional Details’ sections of the BoB online KYC form.
• Step 6: Submit the duly filled online form.  You will receive a Unique Reference Number or URN and the page will redirect you to a Video KYC call.
• Step 7: Answer all the BoB representative's queries on the video call.

After these steps, the Bank of Baroda online KYC update process will be complete, and a bank representative will update your KYC information.

ALSO READ:Bank of Maharashtra KYC

How to Update Bank of Baroda (BoB) KYC Offline?

Here is a stepwise process you need to follow to update the KYC at BOB offline:

• Step 1: Visit the home branch of the Bank of Baroda. 
• Step 2: Request the BoB KYC application form.
• Step 3: Complete the application form with your personal, PAN card, residential, and income details and attach your passport-size photographs.
• Step 4: Submit your duly signed and filled application form at the counter. 

In this regard, you can complete the re-KYC application process offline without visiting the home branch. You can also initiate this process via the official website. Here’s how to do so.

• Step 1: Download the application form from the official website of the Bank of Baroda. 
• Step 2: Complete the BoB KYC application form and attach all the necessary KYC documents, including your PAN card.
• Step 3: Send the duly signed form to your home branch via email, courier or post. 

Documents Required for BoB KYC

You need to produce the following documents to complete the KYC at the Bank of Baroda:

1. PAN Card or Form 60 (in the absence of your PAN card)
2. Aadhaar Card
3. Passport
4. Voter ID card
5. NREGA Job Card

If the documents mentioned above do not contain your present address, you will have to provide any of the following documents:

1. Utility Bill (electricity/gas/water/postpaid mobile bill)
2. Accommodation Allotment Letter
3. Property tax receipt

Bank of Baroda KYC Rules & Regulations

Here are some prerogatives to keep in mind while updating the BoB KYC information:

1. If you have a joint account with another person, all the account holders must submit the re-KYC declaration form separately.
2. If the account is a minor account, both the account holder and guardian must submit the re-KYC declaration form separately.
3. All the information provided in the form should be authentic.
4. Having an original PAN card is mandatory for online KYC. If you do not have a PAN card, you must submit Form 60.
5. BOB customers must ensure that the mobile number registered at the bank is linked to their Aadhaar card.

ALSO READ:Update ICICI KYC Online 2024 – ICICI Bank KYC

Why Is it Important to Update BoB KYC? 

Here are the significant reasons for updating your KYC:

1. According to RBI guidelines, all banks, including the Bank of Baroda, need to update the details of customers in their depository periodically.
2. If you miss the last date of the KYC update, your BoB account may be suspended or deactivated. As a result, you may face restrictions during your financial transactions involving your BoB account.

Bank of Baroda KYC Form

If you need to perform the due diligence for updating the KYC at BoB, you can download the BOB KYC form. If the online process is more convenient, you can visit the BoB Video Re-KYC page and follow the instructions to proceed.

Final Word

Bank of Baroda has simplified the process of updating KYC with its online BoB KYC process through video conference. Now, you do not have to visit the offline home branch of BoB. You can complete the process from your latest mobile browser, Chrome for Android and Safari for iOS. If you receive a message or email regarding the BoB re-KYC request, all you need to do is follow the steps mentioned in this detailed blog.

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