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How to Check SBI Credit Card Balance Online, via App, SMS & Missed Call?

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Ajeeta Bhatia

Author Updated on Jan 30, 2026

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Keeping track of your credit card balance is the key to smart spending and stress-free finances. Whether you want to avoid late fees, stay within your credit limit, or simply know how much you’ve spent. SBI offers multiple hassle-free ways to access your balance anytime, anywhere. In this blog, we’ll walk you through all the simple methods to check your SBI credit card balance.

Quick Summary

  • Check your SBI credit card balance instantly through the SBI Card website, mobile app, SMS, missed call, or customer care.
  • Online and app-based methods let you view your balance under the “Account Summary” section after login.
  • Get balance details via SMS by sending BAL XXXX to 5676791 from your registered mobile number.
  • Use the missed call service on 8655024105 to receive your balance by SMS.
  • You can also call SBI Card customer care numbers to know your latest outstanding balance

SBI Credit Card Balance Check Online

SBI credit cardholders can easily check their credit card balance online. Follow the steps mentioned below-

  • Visit https://www.sbicard.com/ 
  • Login in to the account using the credentials
  • You can check your credit card balance under account summary section
ALSO READ: SBI Credit Card Interest Rates, Types and Eligibility

SBI Credit Card Balance Check through Mobile App

Credit credit card users can use SBI Card Mobile App to check SBI credit card balance. If you are a first time user you will need to register and then login to access the app. Below is a step-by-step breakdown to check SBI credit card balance through mobile app-

  • Download the SBI Card Mobile App
  • Login using the credentials 
  • Now, you can check your credit card balance under the account summary tab 

SBI Credit Card Balance Check through SMS

SBI offers their credit cardholders SMS facility for availing few services. If your mobile number is registered with SBI you can easily check your credit card balance by sending an SMS. 

  • Write a message in the format BAL XXXX and send it to 5676791. 
  • Once you send the sms you will receive your credit card balance on your registered mobile number.

SBI Credit Card Balance Check through Missed Call

SBI Credit card users have another option to check their credit card balance using missed call facility. Users can just give a missed call to check their balance on 8655024105 from their registered mobile number.  Once you give a missed call you will receive an instant SMS on your mobile with your latest credit card balance 

SBI Credit Card Balance Check through Phone Call 

Credit card holders can even call to check their SBI credit card balance. 

SBI card customer care numbers are 1860 500 1290,1860 180 1290, 39 02 02 02 (Prefix local STD code) or1800 180 1290(toll free).  

Give a call on these numbers and ask for your credit card balance, you will be asked for some information and then you will receive your current balance.

Conclusion

Checking your SBI credit card balance regularly helps you stay in control of your spending, avoid missed payments, and manage your credit more effectively. With multiple convenient options like the SBI Card website, mobile app, SMS, missed call, and customer care support, you can access your balance anytime in just a few steps. Choose the method that suits you best and make it a habit to monitor your credit card usage because informed financial decisions always lead to better money management.

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© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.