HDFC Credit Card Autopay Cancellation Process: A Detailed Guide

Do you know that credit card autopay cancellation and payment beyond the due date can attract late fees on your bills and EMI? For instance, if you do not have the autopay facility and your HDFC loan EMI is due on 2nd September, you might attract late payment fees of ₹550 + GST in case you miss the due date. 

However, if you are confident in managing payments manually, keep reading to find out more about the HDFC credit card autopay cancellation process. 

Quick Overview 

• HDFC credit card autopay cancellation can be done using internet banking.
• You can request autopay cancellation in HDFC Bank by visiting your nearest branch.
• Ensure you pay your bills manually after autopay cancellation.

How to Disable Autopay in HDFC Credit Card?

HDFC credit card autopay cancellation can be done in 9 simple steps from the comfort of your home using internet banking. Here are the steps to deactivate the HDFC credit card autopay facility:

Step 1: Log in to HDFC Internet Banking using valid credentials. 

Step 2: Navigate to the ‘Bill Pay and Recharge’ option and click ‘Continue’.

Step 3: Click on the ‘Standing Instruction’ option.

Step 4: Click on the ‘View/Stop Scheduled Bills’ option.

Step 5: Look for the biller name and click on the ‘Stop’ option.

Step 6: Search the ‘My Billers’ option and click on it.

Step 7: Click on the ‘View/Delete Billers’ option.

Step 8: The screen will show the list of billers that are active.

Step 9: Click on the ‘Trash’ option and remove the biller. 

Pros of HDFC Credit Card Autopay Cancellation

• If you want to pay your bills in cash, you can seamlessly go ahead without autopay.
• In case you have cash flow challenges, cancelling HDFC autopay can be a hassle-free option to pay partial bills.

Cons of HDFC Credit Card Autopay Cancellation

• Alternative payment options are time-consuming as they require manual efforts.
• You might default on payment without an autopay facility, attracting late fees and interest. 

Final Words:

HDFC credit card autopay cancellation will lead to non-payment of bills and EMI automatically. To avoid missed payments and a negative impact on your credit score, you will need to pay them manually on time.

In case you want a credit card without any hassle, you can check out the one we offer, partnered with Suryoday Bank. Download the Stable Money app for more information!