Lost or Stolen Card? Here’s How to Block Your Credit Card Instantly

Losing or spotting suspicious activity on your credit card feels just like losing a wallet.

Due to increasing frauds, banks have upgraded credit card security. 

But if it happens then? 

Banks offer an option of blocking your credit card. You can easily block your credit card and can stop further misuse of your card. 

Continue reading to learn more about credit card blocking methods-

How to Block Your Credit Card?

Online Banking

Credit cardholders can block their credit card on their credit card issuer’s online portal. Follow the simple steps below to block your credit card-

• Visit issuer’s online portal 
• Login using your credentials 
• Click on credit card option
• Select the card
• Now, click on block credit card option 
• You might need to give a reason for blocking your credit card. 

Your credit card will be blocked by the credit card issuer. 

Mobile Banking-

Most of the credit card issuers have mobile banking offering easy access to the credit card in your hands. Here are the simple steps to block your credit card-

• Download your credit card issuer mobile banking app
• Login to the app using your credentials 
• Go to credit card option
• Select the card
• Now, click on block credit card option

Your credit card will then be blocked by the credit card issuer.

SMS Banking-

Credit card holders can even use an SMS banking facility to block their credit card. 

Availing this service is easy just send a message in a prescribed format from your registered mobile number to the SMS banking number. 

Below are the SMS banking number with format of some popular banks-

Phone Banking-

Credit card holders have an option other than sending SMS is to call on the credit card issuer phone banking number and get their credit card blocked instantly. 

Phone banking numbers of some popular banks are mentioned below-

Whatsapp Banking

Most of the Banks are now offering Whatsapp banking where you can easily chat and get your credit card blocked. 

Here are some of the bank’s Whatsapp banking number- 

Visit Bank Branch

If cardholders prefer the traditional way they can visit their nearest bank branch. Ask the bank representative for a credit card blocking form or submit a written request for your credit card blocking.

Conclusion

Blocking your credit card at the right time is one of the most important steps to protect yourself from fraud and financial loss. With banks offering multiple quick and convenient options such as online banking, mobile apps, SMS, phone calls, WhatsApp, and branch visits, you can block your card instantly without any hassle. As soon as you notice a lost card or suspicious transaction block card to prevent misuse and ensure your financial safety.