How to Check Your EPFO Pension Status?

Checking your EPFO pension status helps you stay informed about your retirement benefits and ensures your records are accurate. 

The Employees’ Provident Fund Organisation (EPFO) offers multiple convenient ways to access pension-related details. You can use the official website, mobile application and basic SMS services for that. 

With your Universal Account Number (UAN) and registered mobile number, you can securely view Pension Payment Order (PPO) information, confirm contributions and monitor your pension progress. 

This blog will help you understand the process for checking your EPFO Pension status. So, let’s get started!

How to Check Pension Status with Online EPFO Portal?

You may check your EPFO pension status with the help of different platforms. However, one common way to check it is by using the EPFO portal. Follow these simple steps to find your pension amount using EPFO portal:

Once, you have found out your pension number. All you need to do is follow the six simple steps mentioned below to check your pension status online via the official portal of EPFO portal:

Step 1: Go to the official website of EPFO and then log in using your PPO number and credentials.

Step 2: Select the ‘Pensioner’s Portal’ from the ‘online Services’ section.

Step 3: You will be redirected to a new webpage with a message 'Welcome to Pensioners Portal'.

Step 4: Now, select 'Know Your Pension Status' which is located to the right side of the page.

Step 5: To proceed to the final step, you need to choose your PPO number, office, and office ID.

Step 6: Click on 'Get Status' option to find out your EPFO pension status after you have entered the details.

What Are the Alternative Ways to Check EPFO Pension Status?

In addition to using the EPFO website, you can also use the other options to find your EPFO pension status. These are some of the important ways you can choose to know your pension amount:

• UMANG Application: You can download the Unified Mobile Application for New-age Governance (UMANG) application from Google Play Store or App Store. This government-based application assists users to get numerous government services like the pension status check. You can log in using your credentials to see the pension status.
• EPFO SMS Service: You may also use the EPFO SMS service to find your EPFO pension status. Write ‘EPFOHO UAN’ and the first three letters of your most preferred language. For instance, if you want to choose English, write ‘EPFOHO UAN ENG’ and send it to 7738299899 from your registered mobile number.
• Toll-Free Number of EPFO: You can also speak to the representatives of the EPFO pension customer care. You have to call the toll-free helpline number by dialing 1800-118-005. After making a call, provide your details to the EPFO customer services representatives, who can help you check the pension status.

What is PPO?

A PPO (Pension Payment Order) is an essential number that helps to track and receive your pension. You need a PPO number while submitting an annual life certificate. If you fail to submit an annual life certificate, it can stop you from getting a pension.

A PPO number can also help someone file a grievance report to the EPFO. The PPO number will also come into play when someone has to change their bank account which is linked to a pension account.

A PPO is a 12-digit number, in which the first 5 digits signify the code number of the PPO issuing authority. In addition, the next two digits are the issuing year, and the next four digits are your PPO sequential number. The last digit of the PPO is for digital check.

How to Find PPO Number?

Since a PPO number is essential for checking your EPFO pension status, it is also important to find your PPO number. Follow the below steps to find it:

Step 1: Visit the EPFO portal.

Step 2: Select the 'Pensioner Portal' from the section 'Online Services'.

Step 3: You will be redirected to a page showing ‘Welcome to Pensioners Portal’. Now click on ‘Know Your PPO Number’.

Step 4: Choose any one option between ‘Bank Acc. no. search’ and ‘Mem. ID search’.

Step 5: Enter the Mem. ID or bank account number in the required field.

Step 6: After entering all the details, click on ‘Enter’ to get your PPO number.

Types of Pension Under Employee Pension Scheme

There are different types of pensions available under the Employee Pension Scheme (EPS). Have a look at these before checking your EPFO pension status:

1. Child Pension: If a pension holder passes away, his or her children become eligible to withdraw the pension amount in addition to the widow pension. The children will receive the pension until they reach the age of 25.
2. Widow Pension: The widow of a pension holder becomes eligible to receive his pension amount under this scheme. The widow can receive the pension amount until she dies or remarries.
3. Reduced Pension: A pension account holder can receive his or her pension amount after completing 10 years of work and reaching the age range of 50 to 58. Due to this early withdrawal, the pension amount will be reduced by 4% each year until the account holder reaches the age of 58.
4. Orphan Pension: If an EPFO member dies and there is no surviving widow, the employee’s children will receive the pension amount. The children will be receiving a monthly orphan pension of 75% of the monthly widow pension amount. However, only two surviving children can apply for this benefit.

What are the Different EPFO Pension Forms?

If you are a retired professional, you have to choose the appropriate pension form from the list below:

• Form 10C: You have to fill up Form 10C if you are a registered EPFO member and want to withdraw your pension after completion of 10 years of work.
• Form 10D: Form 10D is applicable for monthly pension withdrawal for widow pension. This form can be used after the individual reaches 50 years of age.
• Life Certificate: If you are a current pensioner or a guardian, you have to sign a Life Certificate to show that you are alive as well as eligible to receive the pension amount. This certificate is signed every November.
• Non-Remarriage Certificate: You need to submit a non-remarriage certificate as a declaration form if you are a widow. It shows the bank manager that you are not remarried.

Final Words

Understanding how to check EPFO pension status is crucial to get an estimate of the amount you will receive after retirement. The role of the PPO number is also significant in EPFO pension withdrawal status. Individuals can use different ways to check their EPFO pension status. These include EPFO portal, UMANG application, and the customer service portal.

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