Latest Bank FD Interest Rates in 2026 - Fixed Deposit for 1 Year

Stable Money, a digital investment platform, offers FDs that give attractive returns going as high as 8.30% p.a. Depositors can earn better returns with Stable Money FD rates ranging between 4.50% and 8.30%. It offers a secure avenue to get guaranteed returns with safe and paperless investment process. You can start investing in FDs with just ₹1000 for tenures ranging from 7 days to 10 years across multiple banks and NBFCs.

While traditional banks like SBI offer 6.25% interest p.a. for 1 year FD, Stable Money partner banks offer 1-year FD at 7.25% for general citizens. In this blog, let us explore 1 year FD interest rates offered by various large and small banks in India on the Stable Money app.

STABLE MONEY FD INTEREST RATES OVERVIEW
- Get up to 8% p.a. on FD with Suryoday Bank via Stable Money
- Book digital FD without physical paperwork
- FDs are insured up to ₹5 lakh under RBI's DICGC
- Compare FD returns on Stable Money from 200+ banks

Best 1 Year FD Interest Rates 2026

When you think about investing money in FDs for a short tenure, the most popular choice is a one-year tenure. However, the one-year FD interest rate is highly competitive and attractive among different types of banks and financial institutions.

In this section, we will look into FD rates for 1 year offered by large and small banks.

1. Bank FD Interest Rates for 1 Year

Based on the latest available data, here are the 1 year Fixed Deposit (FD) interest rates for the banks you've listed:

2. Small Finance Bank FD Interest Rate for 1 Year

Based on the latest available data, here are the 1 year Fixed Deposit (FD) interest rates for the banks you've listed:

About Fixed Deposit

When you apply for a fixed deposit, you must invest a specific amount for a fixed period at the interest rate applicable on that day. FDs assure guaranteed returns after the maturity period, making them one of the most popular choices among conservative investors.

Here are some features of FDs you must know before applying for one.

• Banks offer flexible tenure on FDs that ranges from 7 days to 10 years.
• Senior citizens get additional benefits on interest rates.
• Financial institutions offer you the choice to select your interest payout tenure.
• Premature withdrawal is allowed by banks to customers against a specific penalty.
• You can reinvest your matured FD amount after your tenure is over.

Check Out: SBI FD Interest Rates

Conclusion

In this volatile financial scenario, investing in FDs gives you stability and peace of mind in terms of assured returns. Large-sector and small finance banks offer the best one-year FD interest rates, raising enthusiasm among investors to save money using this instrument.

Nonetheless, make sure you compare the interest rates of different banks and their terms and conditions to grow your money seamlessly for a year.

Get the best FD interest rates online hassle-free. Download the Stable Money app to explore now!

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