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How to Apply for Bajaj Finserv EMI Card Online?

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Subhodip Das

Author Updated on Jul 17, 2025

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Thinking of buying an air conditioner or your favourite smartphone but falling short on budget? Don’t worry, with Bajaj Finserv EMI card, you can buy your favourite items across 1.5 lakh partner stores across 4000+ Indian cities. You can shop online from Bajaj Mall and convert your purchase into easy EMIs.

In this blog, we will guide you step-by-step on how to apply for a Bajaj Finserv EMI Card online and start shopping smartly.

Bajaj Finserv EMI Card Online

Quick Synopsis

  • You can shop 1 million+ products on EMI with a Bajaj Finserv EMI card.
  • Apply for this card online and complete the application within 10 minutes.
  • Get up to ₹3 lakh limit on your EMI card based on your income, credit score, etc. 

A Brief Detail on Bajaj Finserv EMI Card

Just like your credit card, if you apply for Bajaj Finserv EMI card online, you get a pre-approved limit to buy your favourite items online or offline in easy EMIs. 

Bajaj Finserv allows a pre-qualified loan amount of up to ₹3 lakh. You can apply for and have this card by paying a one-time fee of ₹530 and shop from more than 1 million products.    

Steps to Apply for Bajaj Finserv EMI Card Online

Take a look at the section below and complete the Bajaj EMI card application online:

Step 1: Open the official ‘<a href="https://www.bajajfinserv.in/webform/emicard/login" target="_blank" rel="nofollow">Insta EMI Card</a>’ portal of Bajaj Finserv and type in your mobile number to get an OTP. 

Step 2: Verify the OTP, fill out an application by providing your employment details, gender and other necessary details. 

Step 3: Complete your KYC by fetching Aadhaar details from DigiLocker.

Step 4: Enter bank details and pay a one-time fee of ₹530 to complete the application. 

Just like the Bajaj Finserv EMI card, a secured credit card gives you the freedom to shop now and pay later. 

With Stable Money, open an FD and get a secured credit card while earning up to 8.50% interest on your deposit.

Documents You Need to Apply for a Bajaj Finserv EMI Card Online

If you are an Indian between the ages of 21 and 65 years, you can apply for the card with the following documents:

  • Produce your PAN card and Aadhaar Card for KYC.
  • As proof of address, provide a copy of your utility bills, passport, etc.
  • Produce a cancelled cheque and a duly signed ECS mandate

Benefits of Getting a Bajaj Finserv EMI Card

The Bajaj Finserv EMI card, also known as the Bajaj Insta EMI card, has the following benefits:

  • Buy items using the card and select a flexible repayment tenure, similar to a credit card. Depending on your financial situation, you can choose a tenure between 1 and 60 months. 
  • The application process for this card is also much faster. It is a fully digital application procedure that takes only about 10 minutes. 
  • You can also enjoy exclusive festive offers, including the option to shop with ₹0 down payment on select items during seasonal sales.

Places You Can Use Your Bajaj Finserv EMI Card

Below are shopping places where you can buy electronics, home appliances, and more on EMI using this card after the Bajaj card application:

  • Shop on e-commerce platforms, such as Bajaj Mall, Amazon, Myntra, and Flipkart.
  • Book flights and hotels on Cleartrip, Yatra, and MakeMyTrip.
  • Avail healthcare-related services using this card from PharmEasy, Medlife, etc. 
  • Visit Chroma, Reliance Digital or Vijay Sales, and shop for smartphones, laptops, home appliances and more.
  • Avail EMI benefits using this card from other partner stores using the store locator.

Final Word

Apply for Bajaj Finserv EMI card online and unlock the freedom to shop with easy and no-cost EMIs. Its complete online application process lets you apply for this card from anywhere online with minimal KYC verification. 

With Stable Money, you can open a fixed deposit and get a secured credit card, a smart way to shop confidently and build financial discipline. 

<a href="https://play.google.com/store/apps/details?id=in.stablemoney.app&utm_source=organic&utm_medium=blog" target="_blank" rel="nofollow">Download the Stable Money app</a>, open an FD and get a secured credit card!

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© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Contact us: help@stablemoney.in

Mutual Fund Distributor : Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer : Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

Disclaimer : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.


The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.