Navratri 2026 Holiday
Author Updated on Feb 12, 2026
Navratri 2026 is a nine-day festival celebrated in different parts of India. People celebrate these auspicious days by worshipping the nine forms of goddess Durga. However, banks nationwide will remain closed on these dates, which can restrict consumers' access to essential financial services like investing in Fixed Deposits (FD) or opting for a loan.
Read this blog to learn about the Navratri 2026 date and time, the history of the festival, auspicious muhurats, and celebrations. This may help you find alternative ways to avail yourself of financial services during these holidays.

Dates of Navratri 2026 As Per the Indian Calendar
Devotees will celebrate this Navratri 2026 festival for ten days, from October 11, 2026, to October 19, 2026. The festival ends with the Dussehra festival, which starts on Tuesday, October 20. Banks all over India will remain closed on these days.
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The below table shows the dates and tithis of the Navratri 2026 holiday, on which the festival is usually celebrated:
Date and Day (2026) | Festival | Tithi |
11th October | Ghatasthapana and Shailputri Puja | Pratipada |
12th October | Chandra Darshana and Brahmacharini Puja | Dwitiya |
13th October | Sindoor Tritiya and Chandraghanta Puja | Tritiya |
14th October | Kushmanda Puja and Kapardisha Chaturthi | Chaturthi |
15th October | Upang Lalita Vrat and Skandamata Puja | Panchami |
16th October | Saraswati Avahan and Katyayani Puja | Shashthi |
17th October | Saraswati Puja and Kalaratri Puja | Saptami |
18th October | NA | Saptami |
19th October | Durga Ashtami, Mahagauri Puja, Sandhi Puja and Maha Navami | Ashtami |
20th October | Ayudha Puja, Navami Homa, Navratri Parana, Durga Visarjan and Vijayadashami | Navami |
Also Read: https://stablemoney.in/blog/raksha-bandhan
History and Significance of Navratri
There is a brief history behind celebrating Navratri 2026. According to the Hindu scriptures, two versions of the history behind celebrating Navratri exist. One of them states that Mahishasura, the demon king, started a war against the Gods. Brahma, Vishnu, Shiva, and other Gods combined their powers to create Shakti, known as 'Devi Durga. '
Goddess Durga defeated Mahishasura after nine days of battle. The tenth day, Vijaya Dashami, is marked as the date of defeating Mahishsura, which signifies the victory of good against evil.
Another scripture states the story of the Ramayana, in which Lord Rama upholds dharma and defeats the king of Lanka, Ravana. Lord Rama fought the battle against Ravana to rescue Devi Sita from Lanka. Before starting the battle during these nine days, Rama worshipped Goddess Durga to seek her blessings.
Rama needed 108 lotuses to worship Devi Durga. When he was ready to give one of his eyes to meet the count, Goddess Durga came and blessed Rama with her divine power. After the intense battle with Ravana, Rama won on Vijayadasami, which is celebrated as Dussehra.
Based on these two historical aspects, people commemorate this festival. Devi Durga is believed to come home during these days of Navratri. The celebration of Navratri 2026 is also significant, as people will celebrate her return to Earth.
Significance of Worshipping the Various Forms of Goddess Durga
Since you know the history and significance of Navratri 2026, you need to go deeper and understand the importance of worshipping the nine forms of Goddess Durga. The below list describes the significance of worshipping each form on these nine days:
Devi Shailputri:
On the first day of Navratri 2026, devotees will worship Devi Shailputri. ‘Shaila’ means mountain, and ‘putri’ denotes daughter. Devi Durga is honoured as the daughter of the Mountain God on the first day.
Devi Brahmacharini:
Devotees worship Devi Brahmacharini on the second of the nine days. This form of Goddess Durga is worshipped as the mark of reducing severe penance from the devotees. This form of Devi Durga is a symbol of knowledge and wisdom.
Devi Chandraghanta:
Devi Chandraghanta will be worshipped on the third day of Navratri 2026, and Jasmine flowers will be offered to please her. The significance of worshipping this form is to uplift the soul by fighting against inner evil demons.
Devi Kushmanda:
On the fourth day, Devi Kushmanda is honoured for creating the universe with her smile. With eight hands, she rides a lion holding a bow, kamandalu, arrow, trident, lotus, and a jar of nectar.
Devi Skandamata:
On Panchami tithi, Devi Skandamata is worshipped for her loving nature. She rules over the planet Mercury or 'Budha'. The son of Lord Shiva and Goddess Parvati, Kartikeya, is called Skand, which denotes her name 'Skandamata'.
Devi Katyayani:
The Hindu scriptures state that Lord Brahma, Vishnu, and Shiva created this form of Durga by combining their energies. The sixth day of Navratri is dedicated to Devi Katyayani, also known as Mahishasurmardini. Devotees commemorate this day as Mahishasura's defeat against Goddess Katyayani.
Devi Kaalratri:
Devotees will dedicate the sixth day of Navratri 2026 to Goddess Kalaratri. This form of Devi Durga is recognised for her fierce nature and ability to kill the evil spirits in the universe. She is also worshipped as the most destructive avatar of Devi Kali, who governs Lord Shani or Saturn.
Devi Mahagauri:
People honour Devi Mahagauri on the eighth day of Navratri. She is exceptionally bright and shines like the moon. This form of goddess Durga represents tranquillity over the universe. The significance of worshipping Devi Mahagauri is that she can fulfil all the desires of devotees.
Devi Siddhidatri:
The final day of Navratri is dedicated to Devi Siddhidatri, who provides knowledge to the devotees. 'Siddhi' means knowledge, and 'datri' denotes the giver.
Although banks across India will halt their services, you can use online platforms like Stable Money to complete essential activities like booking FDs.
Also Read: https://stablemoney.in/blog/eid-al-fitr-holiday
Auspicious Muhurats in Navratri 2026
The ten days of Navratri 2026 have some special timings. All the rituals of the pujas must be performed at the appropriate timings listed in the table below:
Days | Name of Muhurats | Auspicious Time |
Day 1 Pratipada | Ghatasthapana Muhurat | 05:59 AM to 09:58 AM |
Day 2 Dwitiya | Brahma Muhurta | 04:23 AM to 05:11 AM |
Day 3 Tritiya | Brahma Muhurta | 04:23 AM to 05:11 AM |
Day 4 Chaturthi | Brahma Muhurta | 04:23 AM to 05:11 AM |
Day 5 Panchami | Brahma Muhurta | 04:23 AM to 05:11 AM |
Day 6 Shashthi | Brahma Muhurta | 04:23 AM to 05:11 AM |
Day 7 Saptami | Brahma Muhurta | 04:23 AM to 05:11 AM |
Day 8 Saptami | ||
Day 9 Ashtami | Ashtami Tithi Navami Tithi | Ashtami Tithi Begins - 08:27 AM on Oct 18, 2026 Ashtami Tithi Ends - 10:51 AM on Oct 19, 2026 Navami TithiBegins - 10:51 AM on Oct 19, 2026 Navami TithiEnds - 12:50 PM on Oct 20, 2026 |
Day 10 Navami | Vijay Muhurat | 01:54 PM to 02:41 PM |
Celebrations and Rituals of Navratri 2026
People across the country will celebrate the Navratri 2026 festival in different ways. Certain states of Northern India celebrate Ramleela on the days of Navratri and Dussehra. In Eastern India, mainly in the West Bengal region, people celebrate Navratri as Durga Puja. It is the most important festival of the year for the area. Many cultural activities are performed during this particular time of the year.
In western parts like Gujarat and Maharashtra, people celebrate the Navratri special dance, Garba and Dandiya, in traditional clothes and with dandiya sticks. On the ninth day, the people of Kerala perform Ayudha Puja and get blessings for all the tools in their house.
Devotees from Goa will perform special yantras during Navratri 2026 and adorn Saraswat Brahmin temples. They also honour Dasha Maitrikas with sandalwood paste, new clothes, and ornaments.
Fasting Rules for Navratri 2026
Devotees are observed to fast as part of their celebration to get blessings from the nine forms of Devi Durga. As a devotee, you must follow these fasting rules for the Navratri 2026 festival. Following these rules can maintain mental purity and gather the necessary nutrients to stay healthy:
- During these nine days, people must follow a Saatvik or vegetarian diet. This means they should avoid consuming onion, garlic, meat, eggs, wheat, rice, fish, and processed foods.
- You should focus on fruits, buttermilk, vegetables, milk and other dairy products.
- In these nine days, try to avoid regular table salt and use alternative cooking methods like rock salt.
- You should also avoid alcohol and all types of caffeinated drinks.
Conclusion
There are 11 bank holidays on the occasion of Navratri 2026. People in different regions will celebrate this festival from October 11, 2026, to October 20, 2026. However, banks all over India will stop offering financial services on these holidays. This can immediately affect your financial activities, which restrict you from achieving your future goals.
To avoid this, you must download the Stable Money app to book FDs while staying at home. You can also receive up to 8.00% interest rates while investing in FDs offered by Stable Money without opening a bank account.
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