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SBI RTGS Form: Download SBI RTGS Form PDF Online

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Stable Money Team

Author Updated on Mar 25, 2026

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State Bank of India is an Indian multinational banking and financial services company, headquartered in Mumbai. This financial institution carries a heritage of 200 years thus it is said to be the most trusted and reliable bank present in the country.  It serves more than 48 crore customers and has built a network of 22,405 branches till now. In this guide, you can download the official SBI RTGS form and learn how to fill it correctly for high-value transfers.

Key Highlights

  • Download SBI RTGS/NEFT form PDF easily for high-value fund transfers
  • A single form can be used for both RTGS and NEFT transactions
  • Offline transfers require valid ID proof like PAN or Aadhaar
  • RTGS is ideal for ₹2 lakh and above, while NEFT has no minimum limit
  • Online RTGS/NEFT through SBI is free of cost

Here, we will be focusing on the SBI RTGS form while discussing all the associated details that you need to know. 

What Is SBI RTGS?

RTGS (Real Time Gross Settlement) is an electronic payment system which one can choose for money transfer. Here, based on real-time, the payment instructions are initiated and settled individually. SBI RTGS is mostly preferred for high-value transactions starting from ₹2 lakhs. 

How to Download a State Bank of India RTGS Form?

You must know that an individual can carry out both services with a single SBI NEFT RTGS form. Follow the below-stated steps, explained on a SBI RTGS form download PDF.

  • Visit the SBI official website.
  • Scroll on home page, and click on the ‘Personal Banking’ option.
  • Click on the ‘RTGS NEFT’ option.
  • On the redirected page, scroll down and tap on the ‘Download Application Form’ option.
  • After you are directed to the PDF, click on the 'Download' button followed by clicking on the 'Save As' option.
Check Out: How to Download IOB RTGS Form

How to Fill an SBI RTGS Form?

Refer to the following steps for the SBI RTGS form fill-up process.

  • Start by filling up the date.
  • Tick on the mode of transaction (NEFT/RTGS).
  • Write down the sender’s bank and branch name.
  • Provide the name of the payee.
  • Mention the sender’s account number.
  • Write down the transaction amount and bank’s charges in numeric.
  • Mention the total transaction amount in both numeric and words.
  • Provide the cheque number carefully.
  • Move on to the right section of the form and mention the date and code.
  • Provide the beneficiary’s name, bank name, branch name, IFSC code and account number.
  • Mention the applicant’s name, address, mobile number and full signature.

Documents Required Required with SBI RTGS Form

Other than the SBI RTGS form, you need to attach the following documents to the bank as identity proof:

State Bank of India RTGS Timings and Charges

Below is the table to explore the SBI RTGS transfer time and charges:

RTGS Amount

Transaction service Charges (Excluding GST)

Timings 

Number of Days

₹2 lakhs & up to ₹5 lakhs

₹20.00 per transaction

 

24*7 (except between 11:50 PM to 12:30 AM)


365 Days

Above ₹5 lakhs

₹40.00 per transaction

RTGS Transactions Amount under Retail & Corporate Internet Banking

Limit

Retail Banking

Corporate Banking

Minimum

Rs 2 Lakh

Rs 2 Lakh

Maximum

Rs. 10 Lakh

Per transaction limit- Saral -Rs 50 lakh

Vyapar Rs.2 crore

Vistaar -Rs 2000 crore

Per Day limit-

Saral- Rs 2 crore

Vyapaar- No limit

Vistaar- No limit

What Happens if SBI RTGS Transaction is Not Processed on Time?

In case the beneficiary's bank does not credit the transaction amount to the receiver's bank account, the entire amount will be credited back to the payee's bank within 1 hour. As soon as the payee's bank receives the money, they will credit the amount to the sender's bank account instantly.

What Is SBI NEFT?

NEFT (National Electronic Fund Transfer) is a payment system which you can choose to carry out a smooth transaction. Here, SBI bank initiates and settles all the transactions at a fixed time in a day. Unlike the RTGS facility, there is no maximum or minimum transaction limit associated with this payment system.

How to Download a SBI Bank NEFT Form in PDF Format?

You must know that an individual can carry out both services with a single SBI NEFT RTGS form. Follow the below-stated steps, explained on a SBI NEFT form download PDF.

  • Visit SBI official website.
  • Scroll the home page, and click on the ‘Personal Banking’ option.
  • Click on the ‘RTGS NEFT’ option.
  • On the redirected page, scroll down and tap on the ‘Download Application Form’ option.
  • After you are directed to the PDF, click on the 'Download' button followed by clicking on the 'Save As' option.

How to Fill a State Bank of India NEFT Form?

Refer to the following steps for the SBI NEFT form fill-up process.

  • Start by filling up the date.
  • Tick on the mode of transaction (NEFT/RTGS).
  • Write down the sender’s bank and branch name.
  • Provide the name of the payee.
  • Mention the sender’s account number.
  • Write down the transaction amount and bank’s charges in numeric.
  • Mention the total transaction amount in both numeric and words.
  • Provide the cheque number carefully.
  • Move on to the right section of the form and mention the date and code.
  • Provide the beneficiary’s name, bank name, branch name, IFSC code and account number.
  • Mention the applicant’s name, address, mobile number and full signature.

State Bank of India NEFT Timings and Charges

Below is the table to explore the SBI NET transfer time and charges:

NEFT Amount

Transaction service Charges (Excluding GST)

Timings 

Number of Days

Up to ₹10,000

₹2.00 per transaction




24*7




365 Days

Above ₹10,000 to ₹1 lakh 

₹4.00 per transaction

Above ₹1 lakh To ₹2 lakhs

₹12.00 per transaction

Above ₹2 lakhs

₹20.00 per transaction

NEFT Transactions Amount under Retail & Corporate Internet Banking

Limit

Retail Banking

Corporate Banking

Minimum

No minimum Limit

No minimum Limit

Maximum 

Rs. 10 Lakh

Per transaction-

Saral -Rs 50 lakh

Vyapar Rs.2 crore

Vistaar -Rs 2000 crore

Per Day limit-

Saral- Rs 2 crore

Vyapaar- No limit

Vistaar- No limit

Also Read: How to Get Canara Bank RTGS Form

Conclusion

A remitter can send money through RTGS and NEFT via both offline and online modes at the State Bank of India. For online mode, one needs to keep a few details ready like payee details, beneficiary details, etc. However, keep in mind that the transaction amount is non-refundable and you are not allowed to modify the transaction once the payment has been initiated. Henceforth, be careful and go through all the terms and conditions while filling up a SBI RTGS form.

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The proof writes itself Trusted by 60 lakh+ customers

© 2026 Stable-Alpha Technologies Pvt. Ltd.

ISO 27001:2022

Address - Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate, Bommanahalli, Bangalore, Karnataka, India, 560068

Disclaimers : FDs and Co-branded Credit Cards are not regulated by SEBI and are outside the SCORES/Exchange Arbitration framework. Stable Money acts only as a distributor.

Mutual Fund Distributor: Stable Finserv Private Limited (AMFI-registered Mutual Fund Distributor) | ARN: 269315 | Current Validity till 17-May-2029 | Scheme Documents| Commission Disclosure

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past Performance of the Scheme is neither an indicator nor a guarantee of future performance.

STABLE FINSERV PRIVATE LIMITED (CIN: U66309KA2023PTC172771)

Registered Address: Third floor, Block A, Stable Money, Bhive HSR Premium Campus, Krishna Reddy Industrial Area, Kudlu gate,
Bommanahalli, Bangalore, Karnataka, India, 560068

Research Analyst: SEBI Registration Number: INH000024912 | BSE Enlisting Number: 6952


Disclaimer: Registration granted by SEBI, enlistment with BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.