How to Apply for Bajaj Finserv EMI Card Online?
Author Updated on Jul 17, 2025
Thinking of buying an air conditioner or your favourite smartphone but falling short on budget? Don’t worry, with Bajaj Finserv EMI card, you can buy your favourite items across 1.5 lakh partner stores across 4000+ Indian cities. You can shop online from Bajaj Mall and convert your purchase into easy EMIs.
In this blog, we will guide you step-by-step on how to apply for a Bajaj Finserv EMI Card online and start shopping smartly.
Quick Synopsis
- You can shop 1 million+ products on EMI with a Bajaj Finserv EMI card.
- Apply for this card online and complete the application within 10 minutes.
- Get up to ₹3 lakh limit on your EMI card based on your income, credit score, etc.
A Brief Detail on Bajaj Finserv EMI Card
Just like your credit card, if you apply for Bajaj Finserv EMI card online, you get a pre-approved limit to buy your favourite items online or offline in easy EMIs.
Bajaj Finserv allows a pre-qualified loan amount of up to ₹3 lakh. You can apply for and have this card by paying a one-time fee of ₹530 and shop from more than 1 million products.
Steps to Apply for Bajaj Finserv EMI Card Online
Take a look at the section below and complete the Bajaj EMI card application online:
Step 1: Open the official ‘<a href="https://www.bajajfinserv.in/webform/emicard/login" target="_blank" rel="nofollow">Insta EMI Card</a>’ portal of Bajaj Finserv and type in your mobile number to get an OTP.
Step 2: Verify the OTP, fill out an application by providing your employment details, gender and other necessary details.
Step 3: Complete your KYC by fetching Aadhaar details from DigiLocker.
Step 4: Enter bank details and pay a one-time fee of ₹530 to complete the application.
Just like the Bajaj Finserv EMI card, a secured credit card gives you the freedom to shop now and pay later.
With Stable Money, open an FD and get a secured credit card while earning up to 8.50% interest on your deposit.
Documents You Need to Apply for a Bajaj Finserv EMI Card Online
If you are an Indian between the ages of 21 and 65 years, you can apply for the card with the following documents:
- Produce your PAN card and Aadhaar Card for KYC.
- As proof of address, provide a copy of your utility bills, passport, etc.
- Produce a cancelled cheque and a duly signed ECS mandate.
Benefits of Getting a Bajaj Finserv EMI Card
The Bajaj Finserv EMI card, also known as the Bajaj Insta EMI card, has the following benefits:
- Buy items using the card and select a flexible repayment tenure, similar to a credit card. Depending on your financial situation, you can choose a tenure between 1 and 60 months.
- The application process for this card is also much faster. It is a fully digital application procedure that takes only about 10 minutes.
- You can also enjoy exclusive festive offers, including the option to shop with ₹0 down payment on select items during seasonal sales.
Places You Can Use Your Bajaj Finserv EMI Card
Below are shopping places where you can buy electronics, home appliances, and more on EMI using this card after the Bajaj card application:
- Shop on e-commerce platforms, such as Bajaj Mall, Amazon, Myntra, and Flipkart.
- Book flights and hotels on Cleartrip, Yatra, and MakeMyTrip.
- Avail healthcare-related services using this card from PharmEasy, Medlife, etc.
- Visit Chroma, Reliance Digital or Vijay Sales, and shop for smartphones, laptops, home appliances and more.
- Avail EMI benefits using this card from other partner stores using the store locator.
Final Word
Apply for Bajaj Finserv EMI card online and unlock the freedom to shop with easy and no-cost EMIs. Its complete online application process lets you apply for this card from anywhere online with minimal KYC verification.
With Stable Money, you can open a fixed deposit and get a secured credit card, a smart way to shop confidently and build financial discipline.
<a href="https://play.google.com/store/apps/details?id=in.stablemoney.app&utm_source=organic&utm_medium=blog" target="_blank" rel="nofollow">Download the Stable Money app</a>, open an FD and get a secured credit card!
Frequently Asked Questions
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