PM Modi’s Investments Revealed: No Stocks, No Crypto, Check Here

When many investors are chasing stock market highs, crypto trends, and digital assets, Prime Minister of India Mr. Narendra Modi believes in the traditional and disciplined investment options as he has invested mostly in fixed deposits and other savings schemes. 

According to Financial Express, his total wealth now stands at ₹3.43 crore (₹34.3 million) which is a steady rise from ₹3.02 crore last year and ₹2.51 crore during the 2019 general elections. Continue reading to know where the Prime Minister of India invests his hard-earned money.

PM Modi’s Investments List

Bank Fixed Deposits – PM Modi’s Top Investment Choice

PM Modi’s top investment choice is Bank Fixed Deposits (FDs) which is a safe, reliable and trusted savings option by many Indians. He has invested a huge amount of around ₹3.26 crore (₹32,634,258) in Fixed Deposits at the State Bank of India (SBI) branch in Gandhinagar.

This investment reflects his preference of secure and interest-bearing savings than  high-risk investments. The interest earned on these FDs is around ₹2.2 lakh during the financial year which contributes significantly to his annual income.

Just like PM Modi, if you prefer stability then Fixed Deposits are one of the best low-risk investments. You can easily compare FD rates across multiple banks and NBFCs online using Stable Money.

National Savings Certificate (NSC) – Trusted Small Savings Option

PM Modi has not only invested in FDs, he has also invested ₹9.74 lakh (₹974,964) in the National Savings Certificate (NSC). NSC is a popular post office small savings scheme offering an annual interest rate of 7.7%. 

NSC offers tax deductions under Section 80C of the Income Tax Act making it a stable investment option with guaranteed returns. Choosing NSC as an investment option reflects PM Modi’s preference for low-risk government-backed investments ensuring saf and steady growth.

Jewellery – Simple and Minimal Ownership

Investments in personal assets like gold or silver jewellery are minimal. PM Modi owns four gold rings with a total weight of 45 grams, valued at approximately ₹3.10 lakh (₹310,365). This minimal investment in jewelry reflects his simple lifestyle with no display of wealth or luxury.

Bank Balance and Cash in Hand

PM Modi has ₹59,920 in cash and ₹1,104 in his savings account with the same bank having his fixed deposits.

Stocks or Mutual Funds: No Investments at all

Stocks and mutual funds are gaining attraction nowadays but PM Modi has no investments in them. He prefers traditional investment instruments rather than these new investment options. This highlights his safety-oriented financial approach of assured returns over market volatility.

Income, TDS, and Sources of Wealth

According to financial express, PM Modi’s primary sources of income are:

• His government salary as the Prime Minister of India.
• Interest earned on his Fixed Deposits and NSC investments.

Tax Deducted at Source (TDS) on his salary and investment earnings were about ₹1.68 lakh (₹168,688) during the financial year. 

PM Modi’s Wealth Over the Years

PM Modi’s wealth has seen a stable growth over the years due to disciplined savings and interest earnings:

PM Modi’s wealth has grown by around ₹1.78 crore in the last 11 years which is largely through safe and consistent returns, as per the financial express report.

Conclusion

PM Narendra Modi’s investment portfolio is a reflection of simplicity, safety and trust in traditional savings instruments. In an age where digital trading, mutual funds, and cryptocurrencies dominate, his choices remind us that financial security doesn’t always come from risk-taking, it comes from consistency, patience, and stability.